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Updated 2025 Tax Year

Hood County
Property Tax Guide

Everything you need to know about property taxes in Hood County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.8% to 2.4% of assessed value (varies by location and taxing entities within Hood County)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Property taxes in Hood County, Texas, are administered by the Hood Central Appraisal District and fund essential local services including schools, county operations, municipal services, and various special districts. The county operates under Texas Property Tax Code, which provides certain protections for homeowners including a 10% annual assessment increase cap for homesteaded properties and various exemptions that require application.

Hood County property tax rates typically range from approximately 1.8% to 2.4% of assessed value, though actual rates vary significantly based on your specific location within the county due to different combinations of taxing entities. Your property may be subject to taxes from Hood County, your local school district, municipal taxes (if within city limits), and various special districts such as municipal utility districts, emergency services districts, or hospital districts. The Hood Central Appraisal District determines property values, while individual taxing entities set their own tax rates annually.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Hood County$0.4200County operations, law enforcement, courts
School District$1.0500-$1.2000Local school districts (varies by district)
Municipal$0.3500-$0.6500City services (if applicable, varies by city)
Emergency Services$0.0800-$0.1500Fire/EMS districts (varies by location)
Hospital District$0.1200Hood County Hospital District
Special Districts$0.0500-$0.2000MUDs, water districts (varies by location)

Rates shown are approximate for FY 2024-2025 and vary by specific location within Hood County. Your actual tax rate depends on which taxing entities serve your property location. Contact Hood Central Appraisal District for exact rates applicable to your address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Hood County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Hood County are additional tax bills issued when there are changes to property ownership, new construction, or improvements completed after the January 1 assessment date. These occur because Texas assesses property annually as of January 1, but changes throughout the year require adjustments to ensure proper taxation.

Common triggers include: completion of new construction or major renovations, changes in property use or zoning, and corrections to previous assessments. The supplemental tax is calculated by applying the current year's tax rate to the difference between the old and new assessed values, prorated for the portion of the tax year remaining. For example, if a $50,000 home addition is completed in July, and your total tax rate is 2.2%, you would owe approximately $550 ($50,000 × 0.022 × 6/12 months) in supplemental taxes for that tax year.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000
  • Taxable Value: $200,000
  • Tax Rate: 2.10%
  • Annual Tax: $4,200
  • Monthly Escrow: $350

Example 2: $600,000 Home with Homestead and Over-65 Exemptions

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000
  • Over-65 Additional Exemption: -$10,000 (varies by entity)
  • Taxable Value: $490,000
  • Tax Rate: 2.10%
  • Annual Tax: $10,290
  • Monthly Escrow: $857

Example 3: $1,000,000 Home with All Available Exemptions

  • Market Value: $1,000,000
  • School District Homestead Exemption: -$100,000
  • Additional Local Exemptions: -$15,000
  • Taxable Value: $885,000
  • Tax Rate: 2.10%
  • Annual Tax: $18,585
  • Monthly Escrow: $1,549

Note: All exemptions require annual application and approval. Rates vary by specific location within Hood County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Hood County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects monthly payments equal to 1/12 of your estimated annual tax bill, holds these funds in escrow, and pays your taxes directly to Hood County when due on January 31st.

Lenders typically conduct annual escrow analyses to ensure adequate funds, usually reviewing your account between October and December. If your property taxes increase, your monthly payment may rise; if taxes decrease or you've overpaid, you may receive a refund. You can verify your tax payments by checking with Hood Central Appraisal District or reviewing your annual mortgage statements. Property owners remain ultimately responsible for ensuring taxes are paid on time, even when using escrow services.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

When are Hood County property taxes due for 2024? Property taxes are due by January 31, 2025, for the 2024 tax year. Taxes become delinquent February 1st, with penalty and interest charges applied to unpaid balances.

What homestead exemptions are available and do I need to apply? The primary homestead exemption provides a $100,000 reduction in taxable value for school district taxes on your primary residence. You must apply with Hood Central Appraisal District by April 30th following the year you establish homestead. Additional exemptions may be available for seniors (over 65), disabled veterans, and disabled persons - all requiring separate applications.

How does the homestead exemption cap work? Texas homestead properties are limited to maximum 10% annual increases in assessed value for tax purposes, regardless of market value increases. This cap applies automatically to homesteaded properties but the initial homestead exemption requires application.

When does Hood Central Appraisal District assess properties? Properties are assessed annually as of January 1st. Assessment notices are typically mailed in April and May, with protest deadlines usually falling in late May or early June for the current tax year.

What are the penalties for late payment? Penalty and interest begin accruing February 1st on unpaid taxes. Penalties start at 6% and increase monthly, plus annual interest currently around 7-8%. Attorney fees may also apply to delinquent accounts.

Can I pay my Hood County property taxes online? Yes, Hood County offers online payment options through their official website. You can also pay by mail, in person, or through authorized payment centers. Credit card payments may include additional processing fees.

How do I appeal my property assessment? You can protest your property value with the Hood Central Appraisal District Appraisal Review Board, typically by late May following receipt of your assessment notice. File protests online, by mail, or in person before the published deadline.

What special district taxes might apply to my property? Depending on your location, you may pay taxes to emergency services districts, municipal utility districts, hospital districts, or other special purpose districts. Your annual tax statement will list all applicable taxing entities for your specific property address.

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