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Updated 2025 Tax Year

Hall County
Property Tax Guide

Everything you need to know about property taxes in Hall County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by jurisdiction, typically 1.2-2.5% combined rate including county, school district, and special districts
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Hall County, Texas operates under the state's property tax system to fund essential local services including schools, county operations, emergency services, and infrastructure maintenance. Property taxes are assessed annually based on the appraised value of real estate and personal property, with the tax year running from January 1 to December 31. The county participates in tax abatement agreements pursuant to Chapter 312 of the Texas Tax Code, which can provide economic development incentives for qualifying properties.

Property tax rates in Hall County vary significantly depending on your specific location within the county due to multiple overlapping taxing jurisdictions. These include the county itself, school districts, cities, and special districts for services like hospitals, water, or fire protection. The total effective tax rate combines all applicable jurisdictions where your property is located. Property owners should expect their actual tax rate to differ based on which combination of taxing entities serve their specific address.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
Hall County (Proposed)$0.799991County operations, roads, law enforcement, courts
School DistrictVariesLocal school district operations and debt service
City/MunicipalVariesCity services (if located within city limits)
Special DistrictsVariesHospital, water, fire, or other special service districts
Total Effective RateVaries by LocationCombined rate of all applicable jurisdictions

Rates shown are for FY 2025-2026 levy year. The Hall County rate of $0.799991 per $100 valuation is currently proposed and under public review pending official approval. Actual total tax rates will be higher due to school district and other local taxing entities. Property owners should contact the Hall County Appraisal District for their specific combined rate based on their property's location and applicable taxing jurisdictions.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Hall County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Hall County are additional property tax assessments that occur when there are changes to property ownership, value, or use during the tax year. The most common triggers include the sale or transfer of property to a new owner, completion of new construction or major improvements, and changes in property use that affect exemption eligibility. These supplemental assessments ensure that property taxes are properly allocated based on current ownership and property conditions.

When a supplemental tax is triggered, the Hall County Appraisal District calculates the additional tax owed based on the change in assessed value or ownership period. For example, if a property sells mid-year and loses a homestead exemption, the new assessed value without the exemption is calculated, and the difference is prorated for the remaining months of the tax year. The supplemental tax bill is typically issued separately from the annual tax bill and has its own due date, usually 30 days from the issue date.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • Less School District Homestead Exemption: -$100,000
  • Net Taxable Value: $200,000
  • Estimated Total Tax Rate: ~2.2% ($2.20 per $100)
  • Annual Tax: ~$4,400
  • Monthly Escrow: ~$367

Example 2: $600,000 Home with Homestead Exemption

  • Market Value: $600,000
  • Less School District Homestead Exemption: -$100,000
  • Net Taxable Value: $500,000
  • Estimated Total Tax Rate: ~2.2% ($2.20 per $100)
  • Annual Tax: ~$11,000
  • Monthly Escrow: ~$917

Example 3: $1,000,000 Commercial Property

  • Market Value: $1,000,000
  • Less Exemptions: $0 (commercial properties typically don't qualify)
  • Net Taxable Value: $1,000,000
  • Estimated Total Tax Rate: ~2.2% ($2.20 per $100)
  • Annual Tax: ~$22,000
  • Monthly Escrow: ~$1,833

Note: Tax rates shown are estimates combining county, school, and typical special district rates. Actual rates vary by specific location within Hall County. Homestead exemption requires application and applies only to primary residences.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Hall County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects monthly escrow payments along with your mortgage payment, depositing these funds into a separate escrow account. The lender then pays your property taxes directly to Hall County when they become due on January 31st each year. This system protects both the homeowner and lender by preventing tax delinquency that could result in tax liens.

Lenders are required to conduct annual escrow analyses to ensure adequate funds are collected. If property taxes increase due to rising assessments or tax rate changes, your monthly escrow payment may be adjusted upward. Conversely, if taxes decrease, you may receive a refund or see reduced monthly payments. Property owners should review their annual escrow statements carefully and can request account information from their lender at any time. For properties without mortgages or with mortgages that don't require escrow, owners are responsible for making direct payments to the Hall County Tax Assessor-Collector by the January 31st deadline.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Hall County property taxes due for the current fiscal year? A: Property taxes are due by January 31st each year. For the FY 2025-2026 levy year, taxes are due by January 31, 2026.

Q: What homestead tax credits are available and do I need to apply? A: The primary benefit is the school district homestead exemption of up to $100,000 in assessed value for your primary residence. This exemption requires application with the Hall County Appraisal District and is not automatic. Additionally, homestead properties benefit from a 10% annual cap on assessment increases.

Q: How do I apply for the homestead exemption and when is the deadline? A: You must file a homestead exemption application with the Hall County Appraisal District. The deadline is typically April 30th, though late applications may be accepted with penalties. Contact the appraisal district for specific forms and requirements.

Q: What other property tax exemptions are available? A: Additional exemptions may be available for seniors (65+), disabled veterans, disabled persons, and agricultural/timber land use. Each exemption has specific eligibility requirements and application deadlines. Most exemptions require annual application or re-qualification.

Q: When are properties reassessed and how can I appeal my assessment? A: Properties are reassessed annually by the Hall County Appraisal District. Assessment notices are typically mailed in spring. Property owners can appeal their assessment through the appraisal review board process, with specific deadlines and procedures outlined on the assessment notice.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties and interest charges. Penalty rates start at 6% for payments made in February and increase monthly. Interest accrues at 1% per month on the unpaid balance.

Q: Can I pay my property taxes online? A: Contact the Hall County Tax Assessor-Collector's office directly for information about online payment options and accepted payment methods.

Q: How do special districts affect my property tax bill? A: Special districts for services like hospitals, fire protection, or water systems add additional tax rates to your bill. The specific special districts that apply to your property depend on your location within Hall County. Your total tax rate is the combination of county, school, city (if applicable), and all relevant special district rates.

Q: What is the 10% homestead cap and how does it work? A: Texas law limits annual increases in homestead property assessments to 10%. This cap applies to the assessed value for tax purposes, not the market value. The cap helps protect homeowners from dramatic tax increases due to rapidly rising property values, but requires a filed homestead exemption to be effective.

Q: Are there property tax abatements available for new businesses? A: Yes, Hall County participates in tax abatement agreements under Chapter 312 of the Texas Tax Code. These agreements can provide temporary tax reductions for qualifying economic development projects. Contact Hall County economic development officials for specific program details and application requirements.

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