Q: When are property taxes due in Gregg County for FY 2025-2026?
A: Property taxes can be paid in quarterly installments: first payment due January 31, second by March 31, third by May 31, and fourth by July 31. Alternatively, you can pay the full amount by January 31 without penalty.
Q: What homestead exemption is available and how do I apply?
A: Texas provides a $100,000 school district homestead exemption for primary residences. This exemption reduces your taxable value for school district taxes only and requires application to the Gregg Appraisal District by May 31. The exemption also provides a 10% cap on annual assessment increases.
Q: Are there additional tax credits for seniors or disabled persons?
A: Yes, residents over 65 or disabled individuals may qualify for additional exemptions and frozen tax rates. These require separate applications with supporting documentation filed by May 31 each year. Contact the Gregg Appraisal District for specific amounts and requirements.
Q: How does the 10% assessment cap work for homesteaded properties?
A: The homestead cap limits annual increases in assessed value (not market value) to 10% for properties with a homestead exemption. This means even if your home's market value increases by 20%, your assessed value for tax purposes can only increase by 10% maximum.
Q: What happens if I pay my property taxes late?
A: Late payments incur penalties starting at 7% in February, increasing each month thereafter. Interest also accrues on unpaid balances, and prolonged non-payment can result in tax liens and potential foreclosure proceedings.
Q: Can I appeal my property assessment?
A: Yes, property owners can protest their assessed value through the Gregg Appraisal Review Board. Informal protests must typically be filed by May 31, with formal hearings scheduled thereafter. You can present evidence of comparable sales, property condition issues, or assessment errors.
Q: How do I pay property taxes online?
A: Gregg County provides online payment options through the tax collector's website. You can pay by electronic check or credit card, though credit card payments may incur additional processing fees. Always verify payment confirmation and retain receipts.
Q: Do I pay the same tax rate as my neighbor?
A: Not necessarily. While you may pay the same county rate, your total tax rate depends on your specific school district, municipality, and special districts. Two properties across the street from each other might have different school districts, resulting in different total tax rates.
Q: What triggers a supplemental tax bill?
A: New construction, major home improvements, ownership changes that affect exemptions, or assessment corrections can trigger supplemental taxes. These are calculated based on the increased assessed value and prorated for the remaining tax year.
Q: When must I apply for exemptions each year?
A: Most exemptions, including homestead, senior, and disability exemptions, must be applied for by May 31. Once approved, homestead exemptions typically remain in effect until the property changes ownership, but senior and disability exemptions may require annual renewal.
