Q: When are property taxes due in Galveston County?
A: For the 2024-2025 tax year, property taxes are due January 31, 2025. Split payment options are available with the first half due November 30, 2024, and the second half due June 30, 2025.
Q: What homestead exemptions are available and how do I apply?
A: The school district homestead exemption provides $100,000 off assessed value for your primary residence, and the City of Galveston offers an additional $60,000 exemption. These are NOT automatic and require application with the Galveston Central Appraisal District. The homestead designation also caps annual assessment increases at 10%.
Q: What is the 10% assessment cap and how does it work?
A: The homestead cap limits increases in your property's assessed value to 10% per year, not the market value. This applies only to properties with an approved homestead exemption application on file. The cap does not reduce your property's market value but limits how much the taxable assessment can increase annually.
Q: How do I pay my property taxes online?
A: Visit the Galveston County Tax Office website and click the "Look Up/Pay Property Taxes" button. You can pay by bank transfer or credit card, though credit card payments incur additional fees.
Q: What are the penalties for late payment?
A: Texas law imposes a 6% penalty in February, 7% in March, 8% in April, 9% in May, 10% in June, and 12% in July and thereafter. Interest accrues at 1% per month on the total amount owed including penalties.
Q: How can I appeal my property assessment?
A: File a protest with the Galveston Central Appraisal District by May 15th (or 30 days after receiving your notice, whichever is later). Appeals can be filed online, by mail, or in person.
Q: Are there additional exemptions for seniors or disabled veterans?
A: Yes, additional exemptions are available for homeowners 65 and older, disabled persons, and disabled veterans. These require separate applications with the appraisal district and have specific qualification requirements and deadlines.
Q: Why do special districts affect my tax rate?
A: Galveston County has numerous special purpose districts for services like emergency response, water/sewer, drainage, and port operations. Your property's location determines which districts serve you, and each district sets its own tax rate that appears as a separate line item on your tax bill.
