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Updated 2025 Tax Year

Frio County
Property Tax Guide

Everything you need to know about property taxes in Frio County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by location, typically 1.8-2.5% of assessed value depending on overlapping districts
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Frio County, Texas operates under the state's property tax system, which serves as the primary funding mechanism for local government services, school districts, and special improvement districts. Property taxes in Frio County fund essential services including public education, county operations, emergency services, and infrastructure maintenance. The county follows Texas Property Tax Code regulations, with assessments conducted annually by the Frio County Appraisal District.

Property tax rates in Frio County vary significantly depending on your specific location within the county due to overlapping taxing jurisdictions. These include the county itself, school districts, municipalities, and special districts such as water districts or hospital districts. For the 2024-2025 tax year, the county's no-new-revenue rate is $0.514423 per $100 of assessed value, while the voter-approval rate is $0.732629 per $100. The final rate depends on voter approval of the proposed budget, which aims to increase property tax revenue by 20.92%. Your total effective tax rate will include additional levies from your school district and any applicable special districts.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Frio County (No-New-Revenue)$0.514423Base county operations, services
Frio County (Voter-Approval)$0.732629Enhanced county budget (pending approval)
School DistrictVariesPearsall ISD, Dilley ISD, or other applicable district
MunicipalVariesCity taxes (if within city limits)
Special DistrictsVariesWater districts, hospital districts, other local entities
Estimated Total Range$1.80-$2.40Combined effective rate (varies by location)

Rates shown are for FY 2024-2025 tax year. Your actual total rate depends on which taxing jurisdictions serve your property location. The county rate pending final voter approval may result in the higher rate being implemented.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Frio County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Frio County are triggered when property ownership changes hands or when new construction is completed and added to the tax rolls mid-year. These supplemental assessments ensure that property taxes are properly allocated based on current ownership and property improvements throughout the tax year, rather than waiting until the next annual assessment cycle.

When a supplemental tax is issued, it covers the period from when the change occurred through the end of the current tax year. For example, if you purchase a home in Frio County in March 2025, you would receive a supplemental tax bill covering March through September 2025 (the remainder of the tax year). The calculation uses the new assessed value multiplied by the applicable tax rate, prorated for the months of ownership. If you build an addition worth $50,000 and it's completed in June 2025, you would owe supplemental taxes on that $50,000 improvement from June through September at your area's combined tax rate.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Net Taxable Value: $200,000 (school) + $300,000 (other entities)
  • Annual Tax (est. 2.0% effective): $5,200
  • Monthly Escrow: $433

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Additional Exemptions Applied: -$40,000 (senior/disability, if qualified)
  • Net Taxable Value: $500,000 (school) + $560,000 (other entities)
  • Annual Tax (est. 2.0% effective): $10,800
  • Monthly Escrow: $900

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Net Taxable Value: $900,000 (school) + $1,000,000 (other entities)
  • Annual Tax (est. 2.0% effective): $19,000
  • Monthly Escrow: $1,583

Note: Exemptions require annual application and approval. Rates are estimates based on typical combined district rates in Frio County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Frio County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects monthly tax payments as part of your mortgage payment and maintains these funds in an escrow account. The lender pays your property taxes directly to Frio County when they become due, typically by the January 31st deadline for the full annual payment.

Texas law allows property owners to pay taxes in two installments if they choose to pay directly rather than through escrow. However, most escrowed accounts pay the full amount by January 31st to avoid any split payment complications. Your lender will provide an annual escrow analysis showing the previous year's tax payments and any adjustments needed for the coming year. If your property taxes increase significantly due to reassessment or rate changes, your monthly escrow payment may increase accordingly. You can verify escrow payments and view tax payment history through the Frio County Tax Assessor-Collector's office or their online portal.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
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  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Frio County for 2024-2025? A: Property taxes are due January 31, 2025. Texas allows split payments with first installment due by October 15 and second by November 15, though specific dates may vary - check with the Frio County Tax Assessor-Collector for exact deadlines.

Q: What homestead exemption can I claim and do I need to apply? A: Texas offers a $100,000 homestead exemption for school district taxes on your primary residence. This is NOT automatic - you must file an application with the Frio County Appraisal District. The homestead also caps your assessment increases at 10% annually.

Q: What other tax exemptions are available and how do I apply? A: Additional exemptions include senior citizen (65+), disability, and veteran exemptions. Each requires a separate application filed with the Frio County Appraisal District by April 30th. These can provide additional value reductions beyond the basic homestead exemption.

Q: How does the 10% assessment cap work? A: For homestead properties, your taxable value cannot increase more than 10% per year, regardless of market value increases. This cap applies only to the homestead-qualified portion and requires you to have filed for homestead exemption.

Q: When will I receive my property tax assessment? A: Property tax notices are typically mailed in April-May each year. If you disagree with your assessment, you have until May 31st to file a protest with the Frio County Appraisal Review Board.

Q: What happens if I pay my taxes late? A: Late payments incur penalties and interest starting February 1st. Penalty rates begin at 6% and increase monthly, plus 1% interest per month. Extended delinquency can result in tax liens and eventual foreclosure proceedings.

Q: Can I pay my property taxes online? A: Yes, Frio County typically offers online payment options through the Tax Assessor-Collector's website. Contact their office at (830) 334-2214 for current online payment portal information and accepted payment methods.

Q: Why do my taxes vary from my neighbor's on a similar home? A: Tax amounts differ based on assessed value, applicable exemptions, and taxing districts. Properties in different school districts or special districts (water, hospital, etc.) will have different total tax rates even within Frio County.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Notice About Frio County 2025 Tax Ratesco.frio.tx.us
02
County
NOTICE OF MEETING TO VOTE ON FRIO COUNTY TAX RATEco.frio.tx.us
03
County
commissioners court of frio county, texasco.frio.tx.us
04
Tax Doc
Special Purpose District Sales and Use Tax - Texas Comptrollercomptroller.texas.gov
05
Frio - 082 - Texas Comptrollercomptroller.texas.gov
06
Tax Doc
Property Tax Today - Texas Comptrollercomptroller.texas.gov
07
County
The State of Texas - Frio County Courthouseco.frio.tx.us
08
Application for Residence Homestead Exemptioncomptroller.texas.gov
09
State
The 17 Amendments - The Texas State Legislature referred ...co.frio.tx.us
10
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
All sources verified as of 2025 Tax Year

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