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Updated 2025 Tax Year

Foard County
Property Tax Guide

Everything you need to know about property taxes in Foard County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

8 Official Sources
8 min read
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Quick Facts
Tax Rate
0.83% county rate, total varies by district (typically 1.5-2.2% combined)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Foard County, Texas operates under the state's property tax system to fund essential local services including schools, county operations, and various special districts. Property owners in Foard County pay taxes based on the assessed value of their property, with the total tax rate determined by combining rates from multiple taxing entities that serve their specific location.

The effective tax rate in Foard County varies by location within the county, as different areas are served by different combinations of school districts, municipal governments, and special districts such as hospital districts or water districts. For 2025, the county portion of the tax rate is 0.83%, but property owners will also pay additional taxes to school districts and other local entities, typically resulting in a combined rate closer to the state average of around 1.8%. Property taxes in Texas are governed by the Texas Property Tax Code, which provides various protections for homeowners including assessment caps and exemptions that must be applied for annually.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General Fund0.83%Funds county operations, law enforcement, courts, and infrastructure for FY 2025-2026
School DistrictVaries by districtTypically 1.0-1.3% depending on which school district serves the property location
City/MunicipalVaries by cityAdditional rate if property is within city limits (not applicable to unincorporated areas)
Hospital DistrictVariesMay apply depending on property location within county
Special DistrictsVariesMay include water districts, fire districts, or other special purpose districts

Note: Total effective rates typically range from 1.6% to 2.1% depending on the specific combination of taxing entities that serve your property location. Rates shown are for the 2025 tax year (FY 2025-2026). Contact the Foard County Appraisal District to determine which specific taxing entities apply to your property.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Foard County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Foard County are triggered when property undergoes changes that affect its assessed value during the tax year. The most common triggers include change of ownership, completion of new construction, or significant improvements to existing structures. When these events occur, the county assessor calculates a prorated tax based on the new assessed value.

For example, if a property sells in June and the new assessed value is higher than the previous assessment, supplemental taxes would be calculated on the difference between the old and new assessed values, prorated for the remaining months of the tax year (July through December). The new property owner would receive a supplemental tax bill separate from the regular annual tax bill, typically within 60-90 days of the triggering event.

Example Calculation

Example 1: $300,000 Property

  • Market Value: $300,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Net Taxable Value: $300,000 (county), $200,000 (school)
  • Estimated Annual Tax: $4,890 (assuming 1.8% combined rate)
  • Monthly Escrow: $408

Example 2: $600,000 Property

  • Market Value: $600,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Net Taxable Value: $600,000 (county), $500,000 (school)
  • Estimated Annual Tax: $10,290 (assuming 1.8% combined rate)
  • Monthly Escrow: $858

Example 3: $1,000,000 Property

  • Market Value: $1,000,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Net Taxable Value: $1,000,000 (county), $900,000 (school)
  • Estimated Annual Tax: $17,490 (assuming 1.8% combined rate)
  • Monthly Escrow: $1,458

Note: Homestead exemption requires application and applies only to primary residences. Calculations are estimates - actual rates vary by specific taxing district combination.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Foard County require property tax escrow accounts for borrowers with less than 20% down payment. The lender collects monthly payments equal to 1/12th of the annual property tax bill and pays taxes directly to the county on behalf of the homeowner. Property taxes in Texas are due January 31st annually, and lenders typically pay in early January to avoid late penalties.

Homeowners should verify that their lender receives the correct tax bill from the Foard County Tax Collector, especially after reassessments or when exemptions are applied or removed. If you believe your escrow payment is incorrect, contact your lender with documentation of the actual tax amount due. Lenders are required to conduct annual escrow analyses and adjust monthly payments if there are significant shortages or surpluses. Property owners remain ultimately responsible for ensuring taxes are paid correctly and on time, even when using escrow services.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Foard County? A: Property taxes for FY 2025-2026 are due January 31, 2026. This is a single annual payment - there is no split payment option.

Q: What homestead exemption is available and how do I apply? A: Primary residences qualify for a $100,000 school district exemption. You must apply with the Foard County Appraisal District by April 30th. This is not automatic and must be filed the first year you claim homestead status.

Q: How does the 10% assessment cap work? A: Once you receive homestead exemption, your assessed value for tax purposes can only increase by 10% per year, even if market value increases more. This caps assessment growth but does not reduce market value.

Q: Are there exemptions for seniors or disabled persons? A: Yes, additional exemptions may be available for residents over 65 or disabled veterans. These require separate applications with supporting documentation filed by April 30th annually.

Q: What happens if I pay late? A: Penalties and interest begin accruing February 1st. Penalty is 6% the first month, 7% the second month, and 8% the third month, plus 1% interest monthly.

Q: Can I pay property taxes online? A: Contact the Foard County Tax Collector's office to inquire about online payment options and accepted payment methods.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Foard County Appraisal Review Board, typically by May 15th or within 30 days of receiving your assessment notice.

Q: What if my property is in a special district? A: Special district taxes (hospital, water, fire districts) appear as separate line items on your tax bill. Rates and exemptions may vary by district type and require separate applications.

Verified Sources

Backed by 8 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Detailcomptroller.texas.gov
02
Adopted Budget 2025-2026foardcounty.texas.gov
03
2024/2025foardcounty.texas.gov
04
County
Foard County Appraisal District - Texas Comptrollercomptroller.texas.gov
05
County
foard county appraisal district - po box 419comptroller.texas.gov
06
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
07
2021/2022foardcounty.texas.gov
08
EX-4.02sec.gov
All sources verified as of 2025 Tax Year

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