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Updated 2025 Tax Year

Floyd County
Property Tax Guide

Everything you need to know about property taxes in Floyd County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.7121 per $100 assessed value (county only), varies by district with combined rates typically 1.5-2.5%
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Floyd County, Texas operates under the state's property tax system to fund essential county services, schools, and local infrastructure. Property taxes are the primary source of revenue for the county government, school districts, and various special taxing districts within Floyd County. The county follows Texas Property Tax Code guidelines, with properties assessed annually based on market value as of January 1st each year.

The effective tax rate in Floyd County varies significantly by location due to multiple overlapping taxing jurisdictions including the county, school districts, cities, and special districts such as hospital districts or municipal utility districts. For 2025, the Floyd County tax rate is $0.7121 per $100 of assessed valuation, but property owners will also pay taxes to school districts and other local entities, creating total effective rates that typically range from approximately $1.50 to $2.50 per $100 of assessed value depending on the specific taxing districts serving each property.

Property values in Floyd County are subject to Texas's 10% annual assessment cap for homestead properties, which limits year-over-year increases in assessed value for qualifying primary residences. This cap requires proper application and approval of homestead exemptions through the Floyd County Appraisal District.

Section 2

What Makes Up Your Tax Bill

Taxing EntityRate (per $100)DescriptionLevy Year
Floyd County$0.7121County general operations, roads, law enforcementFY 2025
School DistrictsVaries by districtEducation funding - rates vary significantly by school districtFY 2025
CitiesVaries by municipalityMunicipal services for incorporated areas onlyFY 2025
Hospital DistrictsVaries if applicableHealthcare services (not all areas)FY 2025
Special DistrictsVaries by districtWater, fire, emergency services (location-specific)FY 2025

Important Note: Actual tax rates vary significantly by property location within Floyd County. School district taxes typically represent the largest component of your total property tax bill. Properties in different school districts, cities, or special taxing districts will have different total effective tax rates. Contact the Floyd County Appraisal District to determine the specific taxing entities and rates applicable to your property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Floyd County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Floyd County are additional property tax assessments that occur when there are changes to a property's ownership, use, or physical characteristics during the tax year. Common triggers include new construction or improvements completed after the January 1st assessment date, changes in property use classification, or correction of assessment errors discovered during the tax year.

When supplemental taxes are levied, they are calculated by applying the current year's tax rates to the difference between the previous assessed value and the new assessed value. The supplemental tax is prorated based on the number of months remaining in the tax year from the effective date of the change. For example, if a $50,000 home addition is completed in July, the supplemental tax would apply to that additional value for the remaining 6 months of the tax year at half the annual rate.

Property owners receive a separate supplemental tax bill in addition to their regular annual property tax statement. These supplemental assessments follow the same payment schedule and penalty structure as regular property taxes, with payment typically due within 30 days of the bill date.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000
  • Taxable Value: $200,000
  • Estimated Total Tax Rate: $2.20 per $100
  • Annual Tax: $4,400
  • Monthly Escrow: $367

Example 2: $600,000 Home with Homestead Exemption

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000
  • Taxable Value: $500,000
  • Estimated Total Tax Rate: $2.20 per $100
  • Annual Tax: $11,000
  • Monthly Escrow: $917

Example 3: $1,000,000 Commercial Property

  • Market Value: $1,000,000
  • No Exemptions Applied: $0
  • Taxable Value: $1,000,000
  • Estimated Total Tax Rate: $2.20 per $100
  • Annual Tax: $22,000
  • Monthly Escrow: $1,833

Important Notes: Tax credits and exemptions require separate applications to the Floyd County Appraisal District and are not automatic. Actual rates vary by specific location within the county due to different combinations of taxing districts. The homestead exemption shown reduces taxable value and also provides a 10% annual assessment increase cap, but both benefits require filing an application.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Floyd County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders require escrow regardless of down payment amount. The escrow system allows homeowners to pay their annual property taxes in monthly installments as part of their mortgage payment, with the lender collecting and holding these funds until tax payments are due.

Lenders typically collect 1/12 of the estimated annual property tax bill each month, plus an additional cushion amount (usually 2 months) to account for potential tax increases. In Floyd County, where taxes are due on May 10 and November 10, lenders generally make payments on behalf of borrowers around these due dates. Property owners should receive annual escrow analysis statements showing how their funds were used and any adjustments needed for the coming year.

Homeowners can verify their property tax payments through the Floyd County Tax Assessor-Collector's office and should review their annual tax statements even when using escrow to ensure accuracy. If you pay your own property taxes outside of escrow, remember that Floyd County offers online payment options and requires payment by the May 10 and November 10 due dates to avoid penalties and interest charges.

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Section 6

Frequently Asked Questions

Q: When are property taxes due in Floyd County for the current fiscal year? A: Property taxes are due on May 10 and November 10 each year. If either due date falls on a weekend or holiday, payment is due the next business day.

Q: What homestead tax credits are available and do I need to apply? A: The primary homestead benefit is the school district exemption of up to $100,000 for primary residences, plus a 10% annual assessment increase cap. Both benefits require filing a homestead exemption application with the Floyd County Appraisal District - they are not automatic.

Q: How does the homestead exemption work in Floyd County? A: The homestead exemption provides two benefits: it reduces your taxable value for school district taxes by up to $100,000, and it caps annual assessment increases at 10% of the previous year's appraised value. You must file an application and receive approval for these protections.

Q: When do I need to apply for tax exemptions or credits? A: Applications for homestead exemptions and most other tax credits must be filed by April 30th following the tax year, though first-time homestead applications can be filed later with potential penalty. Contact the Floyd County Appraisal District for specific deadlines.

Q: How often are properties reassessed in Floyd County? A: Properties are reassessed annually as of January 1st each year. The Floyd County Appraisal District conducts these assessments following Texas Property Tax Code requirements and market analysis.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest charges according to Texas state law. Penalties begin accruing after the due dates (May 10 and November 10), and prolonged delinquency can result in tax liens and eventual foreclosure proceedings.

Q: Can I pay my Floyd County property taxes online? A: Contact the Floyd County Tax Assessor-Collector's office directly to inquire about current online payment options and accepted payment methods.

Q: How do special district taxes affect my bill? A: Depending on your property location, you may pay additional taxes to hospital districts, municipal utility districts, fire districts, or other special taxing entities. These rates vary significantly by location within Floyd County and are added to your base county and school district taxes.

Q: How do I appeal my property assessment? A: Property owners can protest their assessed values through the Floyd County Appraisal Review Board. Informal protests can typically be filed with the appraisal district, while formal appeals follow specific procedures and deadlines outlined in the Texas Property Tax Code.

Q: What documentation do I need for a homestead exemption application? A: Typically you'll need proof of ownership, driver's license or state ID showing the property as your address, and completion of the homestead exemption application form. Contact the Floyd County Appraisal District for specific requirements and current forms.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
2025-2026 budget - Floyd County, Texasco.floyd.tx.us
02
County
proposed 2025-2026 budget - Floyd County, Texasco.floyd.tx.us
03
County
floyd county texas - 2024-2025co.floyd.tx.us
04
County
Floyd County, Texasco.floyd.tx.us
05
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
06
County
Floyd County: Treasurerin.gov
07
County
constitutional amendment election - Floyd County, Texasco.floyd.tx.us
08
La Marque City Manager and the late Mr. George Floydci.la-marque.tx.us
09
County
FLOYD COUNTY APPRAISAL DISTRICT PLAN FOR PERIODIC ...comptroller.texas.gov
10
EX-4.02sec.gov
All sources verified as of 2025 Tax Year

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