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Updated 2025 Tax Year

Fisher County
Property Tax Guide

Everything you need to know about property taxes in Fisher County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.2% to 1.8% of assessed value, varies by taxing district location
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Fisher County, Texas operates on a property tax system that funds essential local services including county operations, schools, emergency services, and infrastructure maintenance. Property taxes are the primary revenue source for Fisher County government and local school districts including Roby Consolidated ISD, Rotan ISD, and portions of Hamlin ISD and Roscoe Collegiate ISD. The Fisher County Appraisal District, led by Interim Chief Appraiser Gary Zeitler, handles property assessments and determines eligibility for various tax credits and exemptions.

Effective property tax rates in Fisher County typically range from 1.2% to 1.8% of assessed value, depending on your specific location within the county. Your actual tax rate varies significantly based on which special taxing districts serve your property, including school district boundaries, municipal limits, and special service districts. The county uses a tax year that runs from January 1 to December 31, with assessments based on market value as of January 1st each year.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
Fisher County$0.464913County operations, roads, courts, law enforcement
School DistrictVaries by districtRoby Consolidated ISD, Rotan ISD, Hamlin ISD, or Roscoe Collegiate ISD
Road & BridgeAdditional rateSpecific road and bridge maintenance districts
Emergency ServicesVariesFire protection and EMS districts where applicable
Special DistrictsVariesHospital districts, water districts, other special purpose districts

Rates shown are for FY 2024-2025 levy year. The Fisher County rate of $0.464913 per $100 valuation was adopted in the 2024 fiscal year budget. School district rates and special district rates vary by location within the county. Contact the Fisher County Appraisal District for specific rates applicable to your property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Fisher County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Fisher County occur when property undergoes significant changes during the tax year, such as new construction completion, major improvements, or ownership transfers that trigger reassessment. When the Fisher County Appraisal District discovers unreported improvements or corrections to the tax roll, they issue supplemental assessments to capture the additional taxable value.

The supplemental tax is calculated by applying the current tax rates to the difference between the new assessed value and the original assessed value, prorated for the portion of the tax year remaining. For example, if a $50,000 addition to your home is completed and discovered in July, you would owe taxes on that additional $50,000 of value for the remaining 6 months of the tax year. The supplemental bill would show: $50,000 × (applicable tax rate) × (6/12 months) = additional tax owed.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School Homestead Exemption: -$100,000 (for school district portion only)
  • Assessed Value for Schools: $200,000
  • Assessed Value for County/Other: $300,000
  • Annual Tax: ~$3,600-4,200 (depending on school district)
  • Monthly Equivalent: ~$300-350

Example 2: $600,000 Home with Homestead Exemption

  • Market Value: $600,000
  • School Homestead Exemption: -$100,000 (school district portion)
  • Assessed Value for Schools: $500,000
  • Assessed Value for County/Other: $600,000
  • Annual Tax: ~$8,400-9,600
  • Monthly Equivalent: ~$700-800

Example 3: $1,000,000 Home with Homestead Exemption

  • Market Value: $1,000,000
  • School Homestead Exemption: -$100,000 (school district portion)
  • Assessed Value for Schools: $900,000
  • Assessed Value for County/Other: $1,000,000
  • Annual Tax: ~$15,000-17,000
  • Monthly Equivalent: ~$1,250-1,420

Note: Homestead exemption requires application and applies only to primary residence. Tax credits for seniors, veterans, or disabled persons may provide additional reductions but must be applied for separately.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Fisher County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects 1/12th of your estimated annual property tax bill with each monthly mortgage payment and holds these funds in an escrow account. The lender pays your property taxes directly to Fisher County when bills are due, typically by the January 31st deadline for the single annual payment schedule used in Fisher County.

Lenders must provide annual escrow statements showing account activity and may adjust monthly escrow amounts based on actual tax bills received. If your property taxes increase due to rising assessments or tax rate changes, your monthly mortgage payment will increase to cover the higher escrow requirement. You can verify escrow payments by checking with the Fisher County Tax Assessor-Collector's office or accessing online payment records if available.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Fisher County property taxes due? A: Property taxes are due January 31st for the current tax year. Fisher County follows a single annual payment schedule rather than split payments.

Q: What homestead exemption is available and how do I apply? A: Fisher County offers a $100,000 homestead exemption for school district taxes on your primary residence. This exemption also caps annual assessment increases at 10%. You must apply with the Fisher County Appraisal District and the exemption is not automatic.

Q: Are there additional tax credits for seniors or veterans? A: Yes, Texas offers additional exemptions for residents over 65, disabled veterans, and disabled persons. These require separate applications with supporting documentation filed with the Fisher County Appraisal District by the April 30th deadline.

Q: How often is my property reassessed? A: The Fisher County Appraisal District reviews all properties annually as of January 1st. However, properties with homestead exemptions are protected by a 10% annual cap on assessment increases.

Q: What happens if I pay late? A: Late payments incur penalty and interest charges as specified in the Texas Property Tax Code. Penalties begin February 1st and increase monthly, with potential tax lien consequences for extended delinquency.

Q: Can I appeal my property assessment? A: Yes, you can protest your assessment with the Fisher County Appraisal Review Board. Protest deadlines are typically May 15th or 30 days after receiving your notice of appraised value, whichever is later.

Q: How do I pay my property taxes online? A: Contact the Fisher County Tax Assessor-Collector's office for current online payment options and accepted methods. Payment information may be available through the county's official website.

Q: Why do special district taxes vary in Fisher County? A: Fisher County contains multiple taxing entities including different school districts (Roby, Rotan, Hamlin, Roscoe), hospital districts, and other special purpose districts. Your total tax rate depends on which combination of districts serves your specific property location.

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