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Updated 2025 Tax Year

Ector County
Property Tax Guide

Everything you need to know about property taxes in Ector County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.5% to 2.5% of assessed value (varies by taxing district and location)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Ector County, Texas operates under a property tax system that serves as the primary funding mechanism for essential local services including public schools, county operations, municipal services, and various special districts. Property taxes in Ector County are administered by the Ector County Appraisal District (ECAD), which determines property values, while individual taxing entities set their own tax rates. The county follows Texas state law, including the Texas Property Tax Code, which governs assessment practices, exemption eligibility, and collection procedures.

Effective property tax rates in Ector County typically range from approximately 1.5% to 2.5% of assessed value, depending on your specific location within the county. The actual rate you pay varies significantly based on which special taxing districts serve your property, such as school districts, municipal utility districts, hospital districts, and other local entities. Each taxing jurisdiction sets its own rate, and these combine to create your total tax burden. Property owners should note that rates and assessments are determined annually, with tax bills reflecting the previous year's assessments and current year's adopted rates.

Section 2

What Makes Up Your Tax Bill

The following table shows the major tax rate components for FY 2025-2026 in Ector County:

ComponentRate per $100Description
Ector County$0.6169County general operations, road maintenance, law enforcement
School DistrictsVariesLocal school district operations (rates vary by district)
MunicipalVariesCity services where applicable
Special DistrictsVariesHospital districts, utility districts, other special purposes
Total Effective Rate~1.8-2.2%Combined rate varies by location

Note: The county rate of $0.6169 per $100 of assessed value represents the maximum compressed rate finalized in February 2026. School district rates, municipal rates, and special district assessments vary significantly throughout Ector County. Properties within city limits typically face additional municipal taxes, while rural properties may be subject to different special district assessments. The no-new-revenue rate for the county was $0.443537 per $100, with a voter-approval rate of $0.470701 per $100.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Ector County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Ector County are triggered by specific events that change a property's ownership, use, or physical characteristics during the tax year. The most common triggers include change of ownership (sale or transfer), new construction or major improvements, changes in property use classification, and removal of tax credits or exemptions. When these events occur, ECAD recalculates the property's assessment and applies the current tax rate to determine any additional tax owed.

The supplemental tax calculation takes the new assessed value minus the previous assessed value, multiplied by the applicable tax rate, prorated for the remaining months in the tax year. For example, if a property sells in July and the new assessment increases the taxable value by $50,000, with a combined tax rate of 2.0%, the supplemental tax would be approximately $500 (50,000 × 0.02 × 6/12 months). Supplemental tax bills are typically issued within 60-90 days of the triggering event and become due 30 days from the issue date.

Example Calculation

Example 1: $300,000 Property

  • Market Value: $300,000
  • Homestead Exemption (School): -$100,000
  • Net Taxable Value: $200,000
  • Combined Tax Rate: 1.9%
  • Annual Tax: $3,800
  • Monthly Escrow: $317

Example 2: $600,000 Property

  • Market Value: $600,000
  • Homestead Exemption (School): -$100,000
  • Additional Local Exemptions: -$25,000
  • Net Taxable Value: $475,000
  • Combined Tax Rate: 2.1%
  • Annual Tax: $9,975
  • Monthly Escrow: $831

Example 3: $1,000,000 Property

  • Market Value: $1,000,000
  • Homestead Exemption (School): -$100,000
  • Additional Local Exemptions: -$50,000
  • Net Taxable Value: $850,000
  • Combined Tax Rate: 2.2%
  • Annual Tax: $18,700
  • Monthly Escrow: $1,558

Note: All exemptions require separate applications and approval. Homestead exemption caps annual assessment increases at 10% for qualified primary residences. Actual rates vary by specific taxing districts serving each property.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Ector County require property tax escrow accounts for loans with less than 20% down payment, though borrowers may request escrow even with larger down payments. Lenders collect monthly escrow payments equal to approximately 1/12 of the estimated annual tax bill, depositing these funds into a separate escrow account. The lender pays property taxes directly to the tax collector when bills become due, typically by the January 31 deadline for the prior year's taxes.

Lenders conduct annual escrow analyses to ensure adequate funds are collected, adjusting monthly payments if taxes increase or decrease significantly. Property owners should verify that their lender has current exemption information, as changes in homestead status or other credits can affect tax calculations. If you pay taxes independently without escrow, remember that Texas follows a single annual payment schedule with taxes for the prior year due by January 31. Late payments after January 31 incur penalties and interest charges that accrue monthly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Ector County for the current fiscal year? A: Property taxes for FY 2025-2026 are due by January 31, 2026. This represents taxes on property owned as of January 1, 2025. Final payment deadline for current year taxes is September 1.

Q: What homestead tax credits are available and do they apply automatically? A: The primary homestead exemption provides a $100,000 school district exemption for your primary residence, plus a 10% annual cap on assessment increases. This is NOT automatic - you must file an application with ECAD by April 30th of the year you wish to claim the exemption.

Q: How does the homestead exemption work? A: The homestead exemption reduces your taxable value by up to $100,000 for school district taxes and caps annual assessment increases at 10% (excluding new improvements). It does not reduce your property's market value, only the amount subject to taxation.

Q: What other tax credits require applications? A: Senior citizens (65+), disabled persons, disabled veterans, and surviving spouses may qualify for additional exemptions. Agricultural and timber exemptions are also available. All require separate applications with supporting documentation filed by April 30th.

Q: How often are properties reassessed in Ector County? A: ECAD reviews all properties annually, but homestead properties with the exemption are limited to maximum 10% assessment increases per year (excluding new construction or improvements).

Q: What if I disagree with my property assessment? A: You can protest your assessment with the Ector County Appraisal Review Board. Protests must be filed by May 15th (or within 30 days of receiving your notice). Informal and formal hearing options are available.

Q: What are the penalties for late property tax payments? A: Penalties begin February 1st for taxes due January 31st. Penalty rates are 6% in February, 7% in March, 8% in April, 9% in May, 10% in June, and 12% in July and thereafter, plus annual interest charges.

Q: Can I pay property taxes online in Ector County? A: Yes, most taxing entities in Ector County offer online payment options through their official websites. Contact ECAD or your specific tax collector for approved online payment portals and any associated convenience fees.

Q: How do special taxing districts affect my tax bill? A: Special districts (hospital, utility, school, municipal) each set their own tax rates. Your total rate depends on which districts serve your property location. Properties in incorporated cities typically pay municipal taxes, while rural properties may have different special district assessments.

Q: What determines my property's taxable value on January 1st? A: January 1st establishes both your property's taxable value for the coming year and your eligibility for homestead exemptions. Ownership, occupancy status, and exemption qualifications are all determined based on your situation on this date.

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