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Updated 2025 Tax Year

Crosby County
Property Tax Guide

Everything you need to know about property taxes in Crosby County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
1.2%-1.8% varies by jurisdiction (county, school districts, cities, special districts)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Crosby County, Texas operates under the state's property tax system to fund essential local services including schools, county operations, emergency services, and infrastructure maintenance. Property taxes in Crosby County are assessed annually based on the market value of real estate and personal property as of January 1st each year. The county's effective tax rates typically range from approximately 1.2% to 1.8% of assessed value, though this varies significantly based on your specific location within the county.

Property tax rates in Crosby County vary by location due to overlapping taxing jurisdictions including the county, school districts, cities, and various special districts for services like hospitals, water, and emergency services. The Crosby County Appraisal District determines property values, while individual taxing entities set their own tax rates. Property owners receive a single tax bill that combines all applicable jurisdictions, with taxes due by January 31st and becoming delinquent after February 1st if unpaid.

Section 2

What Makes Up Your Tax Bill

The following rates apply to the 2024 tax year (taxes due January 31, 2025):

ComponentRate per $100Description
County Operations$0.640General county services, roads, law enforcement
School DistrictsVaries by districtLocal school operations and debt service
City TaxesVaries by cityMunicipal services (where applicable)
Hospital DistrictVariesEmergency medical services
Special DistrictsVariesWater, fire protection, other local services

Note: The county operations rate of $0.640 per $100 of assessed valuation was set for the fiscal year ending September 30, 2024. Total effective rates vary significantly based on which school district, city, and special districts serve your property location. Contact the Crosby County Appraisal District for your specific combined rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Crosby County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Crosby County are additional property tax assessments that occur when there are changes to property ownership, new construction, or improvements made during the tax year. These taxes are calculated based on the difference between the old and new assessed values, prorated for the remaining months in the tax year.

Common triggers for supplemental taxes include: purchasing property during the tax year, completing new construction or major renovations, adding structures like pools or outbuildings, or changes in property use classification. For example, if you purchase a home in June and the assessed value increases due to recent improvements not captured in the original assessment, you would receive a supplemental tax bill covering July through December at the higher assessed value.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000
  • Taxable Value: $200,000
  • Estimated Combined Rate: 1.4%
  • Annual Tax: $2,800
  • Monthly (if escrowed): $233

Example 2: $600,000 Home with Homestead and Senior Exemptions

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000
  • Additional Senior/Disability Exemptions: -$10,000 (requires application)
  • Taxable Value: $490,000
  • Estimated Combined Rate: 1.5%
  • Annual Tax: $7,350
  • Monthly (if escrowed): $613

Example 3: $1,000,000 Commercial Property

  • Market Value: $1,000,000
  • No Exemptions Available
  • Taxable Value: $1,000,000
  • Estimated Combined Rate: 1.6%
  • Annual Tax: $16,000
  • Monthly (if escrowed): $1,333

Note: All exemptions require application and approval. Rates vary by specific location within the county.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Crosby County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. Your lender collects monthly payments equal to 1/12th of your estimated annual property tax bill and deposits these funds into an escrow account. The lender then pays your property taxes directly to Crosby County by the January 31st due date.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected. If property values or tax rates increase significantly, you may face an escrow shortage requiring additional monthly payments or a lump-sum payment. Property owners should verify that their lender has paid taxes on time, as you remain ultimately responsible for payment even when using escrow. You can check payment status through the Crosby County Tax Assessor-Collector's office or their online system.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Crosby County? A: Property taxes are due upon receipt of the tax bill and must be paid by January 31st. Taxes become delinquent on February 1st with penalties and interest applied to late payments.

Q: What homestead exemption is available and do I need to apply? A: Texas provides a $100,000 homestead exemption for school district taxes on your primary residence. You must apply for this exemption - it is not automatic. The exemption also caps annual assessment increases at 10% for homestead properties.

Q: Are there additional tax credits for seniors or disabled veterans? A: Yes, additional exemptions are available for seniors 65+, disabled persons, and disabled veterans, but each requires a separate application with qualifying documentation. Contact the Crosby County Appraisal District for specific amounts and requirements.

Q: When is the deadline to apply for exemptions? A: Applications for homestead and other exemptions must generally be filed by April 30th of the tax year, though late applications may be accepted with penalty in certain circumstances.

Q: How often are properties reassessed? A: Properties are reassessed annually as of January 1st. However, homestead properties benefit from the 10% assessment increase cap, limiting how much your taxable value can increase year-over-year regardless of market value changes.

Q: Can I appeal my property assessment? A: Yes, property owners can protest their appraised value with the Crosby County Appraisal Review Board. Protest deadlines are typically in May, and you'll receive information about the protest process with your annual appraisal notice.

Q: What happens if I pay my taxes late? A: Delinquent taxes incur penalty and interest charges starting February 1st. Continued non-payment can eventually lead to tax foreclosure proceedings against your property.

Q: Can I pay my property taxes online? A: Contact Michele Cook, Tax Assessor-Collector, for current online payment options and accepted payment methods. Payment options and processing fees may apply for electronic payments.

Q: Why did my tax bill increase if tax rates didn't change? A: Tax bills can increase due to rising property values, expiration of temporary exemptions, new special district assessments, or changes in your exemption status. The 10% assessment cap only applies to homestead properties.

Q: Do I owe taxes on personal property? A: Yes, certain personal property including business equipment, vehicles, and boats may be subject to property tax. Contact the appraisal district for specific requirements and exemption thresholds.

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