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Updated 2025 Tax Year

Crane County
Property Tax Guide

Everything you need to know about property taxes in Crane County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
$0.812929 per $100 assessed value (county portion only - total rates vary by district)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Crane County, Texas operates under the state's property tax system, which serves as the primary funding mechanism for local government services, schools, and infrastructure. Property taxes in Crane County fund essential services including public education through the school district, county operations, emergency services, road maintenance, and various special district services. The county follows Texas state law requiring annual property assessments and standardized exemption procedures.

Property tax rates in Crane County vary by location within the county due to different combinations of taxing entities and special districts. The proposed 2025 tax rate for Crane County is $0.812929 per $100 of assessed valuation, though this rate represents only the county portion of your total property tax bill. Your actual effective tax rate will depend on which school district, municipal boundaries, and special taxing districts your property falls within, such as water districts, hospital districts, or municipal utility districts. Property owners should expect their total effective rate to be higher when all taxing entities are combined.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100 ValuationDescription
Crane County$0.812929*County government services, roads, law enforcement
School DistrictVaries by districtLocal school district operations and debt service
City/MunicipalityVaries by cityMunicipal services (if within city limits)
Special DistrictsVaries by districtWater, hospital, utility, or other special districts

*Proposed rate for 2025 tax year - final rate subject to public hearing approval

Note: These rates apply to the 2025 tax year (FY 2025-2026). Your total property tax rate depends on your specific location within Crane County and which combination of taxing entities serve your property. Properties in different areas of the county may have significantly different total tax rates due to varying special district participation. Contact the Crane County Appraisal District to determine which taxing entities apply to your specific property.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Crane County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Crane County are additional tax bills issued when there are changes to property ownership, valuation, or exemption status that occur after the regular tax roll has been finalized. Common triggers include property ownership transfers, completion of new construction or major improvements, removal or addition of exemptions, and corrections to assessment errors discovered after the tax roll certification.

Supplemental taxes are calculated by determining the difference between the previous assessment and the new assessment, then applying the appropriate tax rate for the period the change was in effect. For example, if you purchase a property in Crane County that was previously receiving an agricultural exemption that you don't qualify for, a supplemental tax bill would be issued for the difference between the agricultural use value and the market value assessment. The supplemental tax would cover the period from when the change occurred through the end of the current tax year, prorated accordingly.

Example Calculation

Example 1: $300,000 Property

  • Market Value: $300,000
  • Homestead Exemption Applied: $100,000 (school district portion)
  • County Taxable Value: $300,000
  • School District Taxable Value: $200,000
  • Estimated Annual Tax: $2,400-$3,200*
  • Estimated Monthly Payment: $200-$267

Example 2: $600,000 Property

  • Market Value: $600,000
  • Homestead Exemption Applied: $100,000 (school district portion)
  • County Taxable Value: $600,000
  • School District Taxable Value: $500,000
  • Estimated Annual Tax: $4,800-$6,400*
  • Estimated Monthly Payment: $400-$533

Example 3: $1,000,000 Property

  • Market Value: $1,000,000
  • Homestead Exemption Applied: $100,000 (school district portion)
  • County Taxable Value: $1,000,000
  • School District Taxable Value: $900,000
  • Estimated Annual Tax: $8,000-$10,700*
  • Estimated Monthly Payment: $667-$892

*Estimates based on total effective rates of 0.8% to 1.07%. Actual taxes depend on specific location and applicable taxing districts. Homestead exemption requires application and applies only to primary residence.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Crane County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders may require escrow regardless of down payment amount. Your lender collects monthly escrow payments along with your mortgage payment, typically calculating 1/12th of your estimated annual property tax bill. These funds are held in a separate escrow account and used to pay your property taxes when they become due.

Property taxes in Crane County can be paid in installments, with the first installment due by September 1, the second installment due by December 1, and final payment due by January 31 of the following year. Your mortgage servicer will typically pay from your escrow account by the January 31 final due date to avoid any potential penalties. Lenders are required to provide annual escrow statements showing how your escrow funds were collected and disbursed, and may adjust your monthly escrow payment based on actual tax bills and account balance requirements. Property owners should verify that their lender has paid property taxes on time, as you remain ultimately responsible for the tax obligation even when using escrow services.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Crane County property taxes due for the current fiscal year? A: For the 2025 tax year, the first installment is due September 1, 2025, second installment due December 1, 2025, and final payment due January 31, 2026. You may also choose to pay the full amount by January 31st.

Q: What homestead exemption am I eligible for and how do I apply? A: The primary residence homestead exemption provides a $100,000 reduction in assessed value for school district taxes only, plus caps annual assessment increases at 10%. This exemption requires application to the Crane County Appraisal District and is NOT automatic. You must file between January 1 and April 30th of the tax year.

Q: Are there other tax credits or exemptions available? A: Additional exemptions may include senior citizen exemptions, disability exemptions, veteran exemptions, and agricultural/timber exemptions. All exemptions require separate applications with specific documentation and deadlines. Contact the Crane County Appraisal District for applications and eligibility requirements.

Q: How does the 10% homestead cap work? A: The homestead cap limits the annual increase in your property's assessed value to 10% for tax purposes, regardless of market value increases. This caps assessment growth but does not reduce your property's market value. This benefit requires an approved homestead exemption application.

Q: When are properties reassessed in Crane County? A: Properties are reassessed annually as of January 1st each year. The Crane County Appraisal District mails assessment notices typically between April and May. You have until May 31st (or 30 days from notice date, whichever is later) to file a protest.

Q: How do I appeal my property assessment? A: File a protest with the Crane County Appraisal Review Board by May 31st or within 30 days of receiving your assessment notice. You can protest online, by mail, or in person. Include comparable sales data or professional appraisals to support your case.

Q: What are the penalties for late property tax payments? A: Texas law imposes penalties of 6% for February payments, 7% for March, 8% for April, 9% for May, 10% for June, and 12% for July and after. Interest accrues at 1% per month. Additional attorney fees may apply for delinquent accounts.

Q: Can I pay my Crane County property taxes online? A: Yes, contact the Crane County Tax Assessor-Collector's office for online payment options and accepted payment methods. There may be convenience fees for electronic payments.

Q: How do special districts affect my tax rate? A: Your total property tax rate includes all applicable taxing entities serving your property location. Special districts like water districts, hospital districts, or utility districts each add their own tax rate. The combination varies by location within Crane County.

Q: What happens if I disagree with special district taxes on my bill? A: Special district taxes are separate from county taxes and must be appealed to the respective district. Contact the Crane County Appraisal District to identify which special districts serve your property and their contact information for billing questions.

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