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Updated 2025 Tax Year

Coryell County
Property Tax Guide

Everything you need to know about property taxes in Coryell County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
2.0% to 2.8% of assessed value (varies by school district and location within county)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Coryell County, Texas operates under the state's property tax system, where property taxes serve as the primary funding mechanism for local government services, schools, and special districts. Property owners in Coryell County pay taxes to multiple entities including the county, school districts, cities, and various special districts, resulting in a combined effective tax rate that typically ranges from 2.0% to 2.8% of assessed value depending on your specific location within the county.

The actual tax rate you pay varies significantly based on your property's location within Coryell County, as different areas are served by different school districts, municipal utility districts, and other special taxing entities. For example, properties within Gatesville ISD will have different rates than those in other school districts. The county portion of your property tax bill represents just one component of your total property tax obligation, with school district taxes typically comprising the largest portion of most property tax bills.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)DescriptionLevy Year
Coryell County$0.373280County services, roads, law enforcementFY 2025
School DistrictVaries by districtEducation funding (largest component)FY 2025
City/MunicipalVaries by cityCity services where applicableFY 2025
Special DistrictsVaries by districtWater, emergency services, hospitalsFY 2025
Combined Rate Range$2.00-$2.80Total effective rate varies by locationFY 2025

Note: The county's no-new-revenue tax rate for FY 2025 is $0.353280 per $100 of assessed value. School district rates, municipal rates, and special district assessments vary significantly depending on your property's specific location within Coryell County. Contact the Coryell County Appraisal District for your exact combined rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Coryell County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Coryell County are triggered by significant changes to property ownership or improvements that occur after the annual assessment date (typically January 1st). Common triggers include new construction, completion of major renovations, changes in property use, or ownership transfers that remove previously granted exemptions or tax credits.

When supplemental taxes are assessed, they are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year remaining. For example, if you complete a $100,000 home addition in July, and your total tax rate is 2.5%, you would owe approximately $1,250 in supplemental taxes ($100,000 × 0.025 × 6/12 months remaining in the tax year). The Coryell County Tax Assessor-Collector handles the collection of these supplemental assessments for the county and other participating taxing entities.

Example Calculation

Example 1: $300,000 Home with Homestead Credit

  • Market Value: $300,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Net Taxable Value: $300,000 (county), $200,000 (school)
  • Combined Tax Rate: ~2.2%
  • Annual Tax: ~$5,800
  • Monthly Escrow: ~$483

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Net Taxable Value: $600,000 (county), $500,000 (school)
  • Combined Tax Rate: ~2.4%
  • Annual Tax: ~$13,200
  • Monthly Escrow: ~$1,100

Example 3: $1,000,000 Home with Homestead Credit

  • Market Value: $1,000,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Net Taxable Value: $1,000,000 (county), $900,000 (school)
  • Combined Tax Rate: ~2.6%
  • Annual Tax: ~$25,400
  • Monthly Escrow: ~$2,117

Note: All tax credits and exemptions require application and approval. Rates vary by specific location within the county.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Coryell County require property tax escrow accounts, where you pay 1/12th of your estimated annual property tax bill with each monthly mortgage payment. Your lender collects these funds and pays your property taxes directly to the Coryell County Tax Assessor-Collector when they become due. Texas follows a single annual payment schedule with taxes due January 31st, though some taxing units may offer split payment options.

Lenders typically conduct an annual escrow analysis to ensure adequate funds are collected, adjusting your monthly payment up or down based on actual tax bills and account balances. You should receive annual statements showing escrow account activity and any surplus or shortage adjustments. If your property taxes increase significantly due to rising assessments or tax rate changes, your lender may require an immediate escrow shortage payment or spread the additional amount over the following year's monthly payments.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Coryell County for the current fiscal year? A: For FY 2025, property taxes are due January 31, 2026. Some taxpayers may be eligible for split payment schedules with installments due at different dates throughout the fiscal year.

Q: What homestead tax credits are available and how do I apply? A: The primary homestead exemption provides a $100,000 reduction in assessed value for school district taxes on your primary residence. This exemption caps annual assessment increases at 10%. You must file an application with the Coryell County Appraisal District by April 30th of the first year you claim the exemption.

Q: Are there additional tax credits for seniors or disabled veterans? A: Yes, additional exemptions are available for seniors 65+, disabled persons, and qualifying veterans. These require separate applications with documentation and must be filed by April 30th. Contact the Coryell County Appraisal District for specific eligibility requirements and application forms.

Q: How often are properties reassessed in Coryell County? A: Properties are reassessed annually as of January 1st each year. However, homestead properties with the homestead exemption are protected by a 10% annual cap on taxable value increases, regardless of market value changes.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties of 6% in February, 7% in March, 8% in April, 9% in May, and additional penalties thereafter. Interest accrues at 1% per month on the unpaid balance.

Q: Can I pay my property taxes online? A: Yes, the Coryell County Tax Assessor-Collector typically offers online payment options. Check the county's official website for current online payment portals and accepted payment methods.

Q: How do I appeal my property assessment? A: You can protest your property valuation with the Coryell County Appraisal Review Board by May 15th (or 30 days after receiving your notice, whichever is later). File your protest with the Coryell County Appraisal District.

Q: Why do property tax rates vary within Coryell County? A: Your total tax rate depends on which school district, city, and special districts serve your property. Different combinations of these taxing entities result in different total effective tax rates throughout the county.

Q: Do I automatically receive tax credits and exemptions? A: No, most tax credits and exemptions require annual application and approval. Even if you received them previously, you should verify your eligibility continues and that exemptions appear correctly on your annual tax statement.

Q: What happens if I make improvements to my property during the year? A: Significant improvements may trigger supplemental tax assessments prorated for the remaining portion of the tax year. The county will notify you of any supplemental taxes owed and their due dates.

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