Q: When are property taxes due in Comal County?
A: Property taxes are due by January 31st each year. For FY 2025-2026, taxes are due January 31, 2026. Late payments incur penalties and interest starting February 1st.
Q: What homestead exemptions are available and how do I apply?
A: Primary residence owners may qualify for school district homestead exemptions (up to $100,000) and local exemptions (typically 20% or $40,000+). Applications must be filed with the Comal Central Appraisal District by April 30th. These are not automatic and require annual application for new properties.
Q: Do I qualify for senior citizen or disability exemptions?
A: Property owners 65 or older, or those with qualifying disabilities, may receive additional exemptions ($10,000+ beyond regular homestead). Applications must be filed with supporting documentation. These exemptions also freeze school tax rates at current levels.
Q: How does the 10% assessment cap work?
A: Texas law limits annual assessment increases to 10% for homestead properties. This caps the growth in assessed value, not the actual market value, and applies automatically to qualified homesteads.
Q: When are properties reassessed?
A: All properties are assessed annually as of January 1st. Assessment notices are typically mailed in April-May, with protest deadlines usually around May 31st.
Q: What are the penalties for late payment?
A: Penalties start at 6% in February, increase to 7% in March, 8% in April, 9% in May, and 10% in June, plus 1% monthly interest.
Q: Can I pay property taxes online?
A: Yes, the Comal County Tax Office accepts online payments via credit card, debit card, and electronic check, though convenience fees may apply.
Q: Why is my tax rate different from my neighbor's?
A: Tax rates vary based on the specific taxing entities serving each property (school district, city, MUD, hospital district, etc.). Properties in different districts pay different combined rates.
Q: How do I appeal my property assessment?
A: File a protest with the Comal Central Appraisal District by May 31st (or within 30 days of receiving your notice). Contact them at comalad@co.comal.tx.us for assistance.
Q: What happens if my property is under protest on January 31st?
A: If you have a timely protest pending, you won't receive a bill until the value is certified. Late protests still require payment by January 31st or partial payment arrangements.
