HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Coleman County
Property Tax Guide

Everything you need to know about property taxes in Coleman County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
$0.7954 per $100 assessed value (county rate), total effective rate 1.5-2.2% depending on location and districts
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Coleman County, Texas operates under the state's property tax system to fund essential local services including schools, county government operations, emergency services, and infrastructure maintenance. Property taxes are the primary revenue source for these services, with the county's 2025 tax rate set at $0.7954 per $100 of assessed value - an increase from the previous year's rate and above the no-new-revenue rate of $0.7706.

Property owners in Coleman County should understand that their total tax bill includes multiple components beyond the county rate, including school district taxes, municipal taxes (if within city limits), and various special district assessments. The effective tax rate typically ranges from 1.5% to 2.2% of market value depending on your specific location within the county and which taxing jurisdictions serve your property. Texas law provides a 10% annual cap on assessed value increases for homestead properties, along with various exemptions that require application to receive benefits.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)DescriptionLevy Year
Coleman County$0.7954County operations, services, infrastructureFY 2025
School DistrictsVariesLocal school funding (typically $1.00-$1.30)FY 2025-2026
MunicipalVariesCity services (if applicable)FY 2025-2026
Special DistrictsVariesHospital, water, emergency services districtsFY 2025-2026
Combined Rate~$1.80-$2.20Total effective rate rangeFY 2025-2026

Note: Actual rates vary significantly by location within Coleman County depending on which school district, municipality, and special taxing districts serve your property. Contact the Coleman County Appraisal District for your specific tax rate combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Coleman County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Coleman County are additional tax bills issued when property ownership changes, new construction is completed, or assessment corrections are made mid-year. These taxes cover the difference between what was originally assessed and what should have been assessed for the portion of the tax year affected by the change.

Common triggers include: property sales that result in reassessment at market value, completion of new construction or major improvements, removal or addition of exemptions, and corrections to previous assessment errors. Supplemental taxes are calculated by determining the new assessed value, applying the current tax rate, and prorating for the number of months remaining in the tax year. For example, if a $400,000 home sells in July and is reassessed from $350,000, the supplemental tax would apply the rate difference to 6 months of the tax year (July through December).

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000
  • Net Taxable Value: $200,000
  • Combined Tax Rate: ~1.9%
  • Annual Tax: $3,800
  • Monthly (Escrow): $317

Example 2: $600,000 Home with Homestead Exemption

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000
  • Net Taxable Value: $500,000
  • Combined Tax Rate: ~1.9%
  • Annual Tax: $9,500
  • Monthly (Escrow): $792

Example 3: $1,000,000 Home with Homestead Exemption

  • Market Value: $1,000,000
  • School District Homestead Exemption: -$100,000
  • Net Taxable Value: $900,000
  • Combined Tax Rate: ~1.9%
  • Annual Tax: $17,100
  • Monthly (Escrow): $1,425

All exemptions require application and approval. Rates shown are estimates - actual rates vary by specific taxing jurisdictions.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Coleman County require property tax escrow accounts, collecting monthly payments equal to 1/12th of your annual tax bill plus insurance premiums. Lenders typically collect an additional 2-month cushion at closing to ensure sufficient funds are available when taxes come due. Your escrow account is analyzed annually, and payments may be adjusted based on actual tax bills and any rate changes.

Property taxes in Coleman County are generally due in split payments with deadlines of April 15th for the first half and September 15th for the second half of the tax year. However, verify current due dates with the Coleman County Tax Collector as schedules may vary. Lenders usually pay taxes before the deadline to avoid penalties. You can verify that your lender has made tax payments by checking with the Coleman County Tax Collector's office or accessing their online payment system.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Coleman County property taxes due for FY 2025-2026? A: Property taxes are typically due April 15th (first half) and September 15th (second half). Contact the Coleman County Tax Collector to confirm current year due dates.

Q: What homestead exemptions are available and how do I apply? A: The primary homestead exemption provides a $100,000 reduction in assessed value for school district taxes on your primary residence. You must apply with the Coleman County Appraisal District by April 30th following the year you become eligible. The homestead also caps annual assessment increases at 10%.

Q: Are there exemptions for seniors or disabled persons? A: Texas offers additional homestead exemptions for residents over 65 and disabled persons. These require separate applications with the Coleman County Appraisal District and have specific eligibility requirements and deadlines.

Q: How often are properties reassessed in Coleman County? A: Properties are reassessed annually as of January 1st. Homestead properties are subject to the 10% annual increase cap, while non-homestead properties can be assessed at full market value each year.

Q: What are the penalties for late tax payments? A: Late payments incur penalties and interest charges starting the day after the due date. Contact the Coleman County Tax Collector for current penalty rates and payment options.

Q: Can I pay my property taxes online? A: Yes, Coleman County typically offers online payment options. Visit the Coleman County Tax Collector's website or contact their office for available payment methods and any associated convenience fees.

Q: How do I appeal my property assessment? A: Property owners can appeal their assessment with the Coleman County Appraisal Review Board. Appeals must typically be filed by May 31st or within 30 days of receiving your assessment notice.

Q: What special district taxes might apply to my property? A: Depending on your location, you may pay additional taxes for hospital districts, emergency services districts, water districts, or other special purpose districts. These rates vary by location within Coleman County.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Tax Rate - Coleman County, Texasco.coleman.tx.us
02
County
County Rates and Levies (XLSX)comptroller.texas.gov
03
Untitlednewtools.cira.state.tx.us
04
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
05
Coleman - 042 - Texas Comptrollercomptroller.texas.gov
06
County
Coleman County Governmentco.coleman.tx.us
07
County
Coleman County Appraisal Districtcomptroller.texas.gov
08
2025 Deduction Detail - Texas Comptrollercomptroller.texas.gov
09
METHODS AND ASSISTANCE PROGRAM 2016 REPORTcomptroller.texas.gov
10
County
2024-2025 - Coleman Countyco.coleman.tx.us
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate