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Updated 2025 Tax Year

Coke County
Property Tax Guide

Everything you need to know about property taxes in Coke County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
$0.407150 per $100 of assessed valuation (2025 tax year)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Coke County, Texas operates under the state's property tax system to fund essential county services, including road maintenance, law enforcement, emergency services, and judicial operations. Property taxes are assessed based on the appraised value of real estate and personal property as of January 1st each year, with the Coke County Appraisal District determining property values and the county setting tax rates.

For the 2025 tax year, Coke County has adopted a tax rate of $0.407150 per $100 of assessed valuation, representing an increase from the previous year's rate. This rate was approved without requiring a voter election, as it remained below the voter-approval threshold of $0.407168 per $100. Property owners should note that actual tax rates vary significantly by location within the county due to overlapping special taxing districts, including school districts, municipal utility districts, and other local entities that may add their own levies to the base county rate.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100DescriptionLevy Year
Coke County Base$0.407150County operations, roads, law enforcementFY 2025
School DistrictsVaries by districtLocal school funding (rates vary by location)FY 2025
Municipal DistrictsVaries by districtCity services where applicableFY 2025
Special DistrictsVaries by districtWater, fire, hospital, or other special servicesFY 2025

Note: The county rate shown applies countywide, but total property tax bills include additional assessments from school districts and other special taxing districts that vary by property location. Property owners should contact the Coke County Appraisal District for their specific combined tax rate, as total rates can range significantly depending on which taxing jurisdictions serve their property.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Coke County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Coke County are additional property tax assessments that occur when there are changes to property ownership, improvements, or new construction after the January 1st assessment date. These supplemental bills are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year remaining after the change occurred.

For example, if a property owner completes a $50,000 home addition in June, the appraisal district will assess the improvement and issue a supplemental tax bill for the added value from June through the end of the tax year. Using Coke County's 2025 rate of $0.407150 per $100, the supplemental tax on the $50,000 improvement would be approximately $203.58 for the full year, prorated to about $119 for the seven remaining months (June-December).

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Exemption Applied: -$100,000 (school district portion, requires application)
  • Net Taxable Value: $200,000 (county) / $200,000 (school with exemption)
  • Annual Tax: $814.30 (county only, excludes school and special districts)
  • Monthly Escrow: ~$68

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Exemption Applied: -$100,000 (school district portion, requires application)
  • Net Taxable Value: $600,000 (county) / $500,000 (school with exemption)
  • Annual Tax: $2,442.90 (county only, excludes school and special districts)
  • Monthly Escrow: ~$204

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Exemption Applied: -$100,000 (school district portion, requires application)
  • Net Taxable Value: $1,000,000 (county) / $900,000 (school with exemption)
  • Annual Tax: $4,071.50 (county only, excludes school and special districts)
  • Monthly Escrow: ~$339

Note: These examples show county taxes only. Total tax bills will be significantly higher when school district and special district taxes are included. All exemptions require application and are not automatic.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Coke County require borrowers to maintain an escrow account for property tax payments, collecting monthly payments as part of the mortgage payment and remitting taxes directly to the county treasurer. Lenders typically collect 1/12th of the annual tax bill each month, plus an additional cushion amount as allowed by federal regulations.

Property taxes in Coke County are due in two installments: the first installment is due by September 1st, and the second installment is due by December 1st. Lenders will make these payments on behalf of escrowed properties according to this schedule. Property owners with escrow accounts should receive an annual escrow analysis from their lender showing tax payments made and any adjustments to monthly escrow amounts. The Coke County Treasurer's Office is open by appointment only, and property owners can verify tax payments and access account information through the county's website or by contacting the treasurer directly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Coke County for FY 2025? A: Property taxes are due in two installments - first by September 1, 2025, and second by December 1, 2025.

Q: What homestead tax credits are available and do they require application? A: The primary homestead exemption provides up to $100,000 reduction in assessed value for school district taxes on your primary residence. This exemption requires application and is not automatic. Additionally, homestead properties benefit from a 10% annual cap on assessment increases.

Q: How do I apply for the homestead exemption and what's the deadline? A: Applications must be filed with the Coke County Appraisal District. Contact the appraisal district directly for application forms and specific deadlines, as these typically must be filed by April 30th of the tax year.

Q: Are there additional tax credits for seniors or disabled veterans? A: Yes, Texas law provides additional exemptions for seniors (65+), disabled persons, and disabled veterans. All require separate applications with the appraisal district and have specific eligibility requirements.

Q: How often are properties reassessed in Coke County? A: Properties are appraised annually as of January 1st. However, homestead properties benefit from a 10% cap on annual assessment increases, regardless of actual market value changes.

Q: What are the penalties for late property tax payments? A: Late payments are subject to penalties and interest as prescribed by Texas law. Contact the Coke County Treasurer's Office for specific penalty rates and payment options.

Q: Can I pay my property taxes online? A: Contact the Coke County Treasurer's Office for available payment methods. The office operates by appointment only, so call ahead for assistance with payments or account questions.

Q: How do special district taxes affect my total property tax bill? A: Your total property tax includes the county rate plus additional rates from your school district, any municipal districts, and special districts serving your property. These additional rates can significantly increase your total tax bill beyond the base county rate of $0.407150 per $100.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed with the Coke County Appraisal Review Board. Contact the Coke County Appraisal District for appeal forms, deadlines, and procedures.

Q: What happens if I disagree with a supplemental tax assessment? A: Supplemental assessments can be appealed through the same process as regular assessments. Contact the appraisal district immediately if you believe a supplemental assessment is incorrect.

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