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Updated 2025 Tax Year

Cass County
Property Tax Guide

Everything you need to know about property taxes in Cass County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
1.5% to 2.2% effective rate (varies by school district and special districts)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Cass County, Texas operates under the Texas Property Tax Code, with property taxes serving as the primary funding source for local services including schools, county operations, emergency services, and infrastructure maintenance. Property owners in Cass County pay taxes to multiple jurisdictions, typically including the county, school district, and any applicable municipal or special district taxes. The effective tax rate in Cass County generally ranges from 1.5% to 2.2% of assessed value, depending on your specific location within the county and the special taxing districts that serve your property.

Property tax rates vary significantly across Cass County due to the presence of different school districts, municipalities, and special districts such as hospital districts, water districts, or emergency services districts. Each taxing entity sets its own rate annually, and your total tax bill represents the combined rates of all applicable jurisdictions. The 2025 tax rates have not yet been finalized, as they will be determined after required public hearings are completed by each taxing entity.

Section 2

What Makes Up Your Tax Bill

Note: 2025 tax rates are pending approval. The following represents typical rate components:

ComponentApproximate Rate RangeDescription
County General Fund$0.25 - $0.35 per $100County operations, roads, law enforcement
School District$1.00 - $1.30 per $100Local school district operations and debt service
City (if applicable)$0.15 - $0.45 per $100Municipal services (varies by city)
Hospital District$0.08 - $0.15 per $100Local healthcare services (if applicable)
Emergency Services$0.05 - $0.10 per $100Fire/EMS districts (if applicable)
Total Estimated Range$1.50 - $2.20 per $100Combined effective rate

Rates shown per $100 of assessed value for FY 2025-2026 (subject to change pending adoption). Your actual rate depends on your property's location and applicable special districts. Final rates will be published after public hearings are completed.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Cass County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Cass County are additional property tax assessments that occur when there are changes to property ownership, value, or use outside of the regular annual assessment cycle. Common triggers include new construction completion, property improvements that add significant value, changes in property classification (such as losing agricultural exemption), or corrections to previous assessments.

When a supplemental assessment is issued, the additional tax is calculated based on the current year's tax rates applied to the change in assessed value, prorated for the portion of the tax year remaining. For example, if a $50,000 home addition is completed in March and the combined tax rate is $2.00 per $100, the supplemental tax would be approximately $1,000 ($50,000 ÷ 100 × $2.00) prorated from the completion date through the end of the tax year. Supplemental tax bills are typically due 30 days from the date of issuance.

Example Calculation

Based on estimated combined rate of $2.00 per $100 of assessed value:

Example 1: $300,000 Home

  • Market Value: $300,000
  • Less: Homestead Exemption: $100,000 (school district portion only)
  • Assessed Value for School: $200,000
  • Assessed Value for Other Entities: $300,000
  • Annual Tax Calculation:
    • School District ($1.30 rate): $200,000 ÷ 100 × $1.30 = $2,600
    • Other Entities ($0.70 rate): $300,000 ÷ 100 × $0.70 = $2,100
  • Total Annual Tax: $4,700
  • Monthly Escrow: $392

Example 2: $600,000 Home

  • Market Value: $600,000
  • Less: Homestead Exemption: $100,000 (school district only)
  • Assessed Value for School: $500,000
  • Assessed Value for Other Entities: $600,000
  • Annual Tax: $10,700
  • Monthly Escrow: $892

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Less: Homestead Exemption: $100,000 (school district only)
  • Assessed Value for School: $900,000
  • Assessed Value for Other Entities: $1,000,000
  • Annual Tax: $18,700
  • Monthly Escrow: $1,558

Note: Homestead exemption requires application and applies only to primary residence. Additional exemptions may be available for seniors, veterans, or disabled persons.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Cass County require property tax escrow accounts, where monthly payments are collected along with principal and interest to ensure timely tax payments. Your lender calculates the monthly escrow amount based on the previous year's tax bill divided by 12, often with a cushion to account for potential increases. Texas property taxes are typically due in split payments, with specific due dates determined annually by each taxing entity.

Lenders usually pay property taxes directly to Cass County before the due dates to avoid penalties. You should receive an annual escrow analysis from your lender showing the account balance, payments made, and any adjustments needed for the coming year. If your taxes increase significantly due to reassessment or rate changes, your monthly escrow payment may increase accordingly. Property owners can verify tax payments and balances through the Cass County tax assessor's online portal or by contacting the tax office directly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Cass County for 2025? A: Due dates for 2025 property taxes have not yet been finalized and will be determined when the tax abstract is completed. Historically, Texas counties typically offer split payment options with installments due in spring and fall.

Q: What homestead exemption is available and do I need to apply? A: Texas offers a $100,000 homestead exemption for school district taxes on your primary residence. This exemption REQUIRES APPLICATION and is not automatic. You must apply with the Cass County Appraisal District, typically by April 30th of the tax year.

Q: How does the homestead exemption cap work? A: The homestead cap limits your property's assessed value increases to 10% per year for tax purposes, even if market value rises more. This is separate from the exemption amount and helps provide predictable tax increases for primary residences.

Q: Are there other tax credits or exemptions available? A: Yes, additional exemptions may include senior citizen (65+), disabled person, disabled veteran, and agricultural/timber exemptions. ALL EXEMPTIONS REQUIRE APPLICATION with the appraisal district and have specific eligibility requirements and deadlines.

Q: How can I appeal my property assessment? A: Property owners can protest their assessed value with the Cass County Appraisal District. Protest deadlines are typically by May 15th or within 30 days of receiving your notice of value, whichever is later.

Q: What are the penalties for late tax payments? A: Late payments typically incur penalties and interest as set by Texas law, generally starting at 6% for the first month and increasing over time. Additional attorney fees may apply for delinquent accounts.

Q: Can I pay my property taxes online? A: Most Texas counties offer online payment options. Contact the Cass County Tax Assessor-Collector's office or visit their website for current payment methods and any associated convenience fees.

Q: Why do tax rates vary within Cass County? A: Different areas of the county are served by different school districts, municipalities, hospital districts, and special service districts (fire, EMS, water, etc.). Each entity sets its own tax rate, so your total rate depends on which combination of districts serve your property location.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Real Property Information - Treasurertreasurer.casscounty09.us
02
County
Untitled - Cass County, Texasco.cass.tx.us
03
County
County Rates and Levies (XLSX)comptroller.texas.gov
04
County
Treasurer's Office - Cass Countyin.gov
05
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
06
Cass - 034 - Texas Comptrollercomptroller.texas.gov
07
Homestead Exemptions - Texas Comptrollercomptroller.texas.gov
08
County
2023 Tax Rate Calculation Worksheet - Cass County, Texasco.cass.tx.us
09
County
CASS COUNTY, TEXASnewtools.cira.state.tx.us
10
Tax Doc
Property Tax Forms - Texas Comptrollercomptroller.texas.gov
All sources verified as of 2025 Tax Year

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