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Updated 2025 Tax Year

Bosque County
Property Tax Guide

Everything you need to know about property taxes in Bosque County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
1.5-2.5% combined rate (varies by location), county portion 0.3481%
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Bosque County, Texas operates under the state's property tax system to fund essential local services including schools, county operations, emergency services, and infrastructure maintenance. Property taxes in Bosque County are administered by the County Tax Assessor-Collector and are based on the assessed value of real and personal property as of January 1st each year. The effective tax rate in Bosque County varies significantly depending on your specific location within the county, as multiple taxing entities levy separate rates.

The county's 2025 effective tax rate is 0.3481% for the county portion alone, but property owners typically pay additional rates to school districts, cities, and special districts that can bring the combined rate to approximately 1.5-2.5% of assessed value. Each taxing entity within Bosque County - including school districts, municipalities, hospital districts, and other special purpose districts - sets its own rate, meaning two properties of equal value in different parts of the county may have substantially different tax bills based on which taxing districts serve their location.

Section 2

What Makes Up Your Tax Bill

Component2025 RateDescription
Bosque County0.3481%County general operations, roads, law enforcement
School DistrictsVaries by districtLocal school funding (rates vary by specific ISD)
Cities/TownsVaries by municipalityMunicipal services for incorporated areas
Hospital DistrictsVaries by districtLocal hospital and emergency medical services
Special DistrictsVaries by districtFire protection, water, MUD, other special purposes
Combined Range1.5-2.5%Total effective rate depending on location

Note: These rates apply to the FY 2025-2026 tax levy year. Your actual combined rate depends on which specific taxing districts serve your property location within Bosque County. Contact the Bosque County Tax Office for your property's specific district assignments and rates.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Bosque County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Bosque County are additional tax bills issued when property changes ownership, undergoes new construction, or receives significant improvements during the tax year. These taxes cover the difference between what was originally assessed and what should have been assessed based on the property's new status or value.

Supplemental taxes are calculated by taking the difference between the new assessed value and the original assessed value, then applying the applicable tax rate for the remaining months in the tax year. For example, if a property sells in July for significantly more than its January 1st assessed value, a supplemental bill would be issued to capture taxes on the increased value for the remaining six months of the tax year. The supplemental tax amount is prorated based on the number of months remaining in the tax year when the change occurred.

Example Calculation

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Homestead Exemption Applied: $100,000 (school district portion)
  • Net Taxable Value: $300,000 (county), $200,000 (school district)
  • Combined Tax Rate: ~2.0%
  • Annual Tax: ~$5,600
  • Monthly Escrow: ~$467

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Homestead Exemption Applied: $100,000 (school district portion)
  • Net Taxable Value: $600,000 (county), $500,000 (school district)
  • Combined Tax Rate: ~2.0%
  • Annual Tax: ~$11,600
  • Monthly Escrow: ~$967

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • Homestead Exemption Applied: $100,000 (school district portion)
  • Net Taxable Value: $1,000,000 (county), $900,000 (school district)
  • Combined Tax Rate: ~2.0%
  • Annual Tax: ~$19,600
  • Monthly Escrow: ~$1,633

Note: Homestead exemptions require application and only apply to your primary residence. Actual rates vary by specific taxing districts serving your property.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Bosque County require property tax escrow accounts to ensure timely tax payments. Your lender collects monthly payments equal to 1/12th of your estimated annual property tax bill and holds these funds in a separate escrow account. The lender then pays your property taxes directly to the Bosque County Tax Office when payments are due.

Lenders typically conduct annual escrow analyses to adjust your monthly payments based on actual tax bills and any changes in assessed value or tax rates. If your escrow account has insufficient funds, you may receive a shortage notice requiring additional payments or increased monthly escrow amounts. Property owners should verify that their lender has paid taxes correctly and on time, as the property owner remains ultimately responsible for ensuring taxes are paid even when using escrow services.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Bosque County? A: For FY 2025-2026, property taxes can be paid quarterly with deadlines of April 14, July 14, October 14, and January 31, or in a single payment by January 31st without penalty.

Q: What homestead tax credits are available and how do I apply? A: The primary homestead exemption provides up to $100,000 reduction in assessed value for school district taxes on your primary residence. You must file an application with the Bosque County Appraisal District by April 30th. Additional exemptions may be available for seniors, disabled persons, and veterans, but all require separate applications.

Q: How does the homestead exemption work? A: The homestead exemption reduces your taxable assessed value and also caps annual assessment increases at 10% for your primary residence. This is not automatic - you must apply with the appraisal district and the property must be your primary residence as of January 1st.

Q: When are properties assessed and how can I appeal? A: Properties are assessed annually as of January 1st. You'll receive a notice of appraised value by May 1st. If you disagree, you can file a protest with the Bosque County Appraisal Review Board by May 31st (or within 30 days of receiving your notice, whichever is later).

Q: What are the penalties for late payment? A: Late payments incur penalty and interest charges. Penalties start at 6% for payments received in February and increase monthly. Interest accrues at 1% per month on unpaid balances.

Q: Can I pay property taxes online? A: Contact the Bosque County Tax Office directly for current online payment options and accepted payment methods, as these services may vary.

Q: Why do special district taxes vary within the county? A: Different areas of Bosque County are served by different combinations of school districts, fire districts, hospital districts, and other special purpose districts. Each district sets its own tax rate, so your total rate depends on which districts serve your specific property location.

Q: What exemptions are available for seniors and disabled persons? A: Persons 65 and older or disabled may qualify for additional homestead exemptions and tax ceiling (freeze) benefits. These require separate applications and proof of eligibility. Contact the Bosque County Appraisal District for specific requirements and application deadlines.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
of texasvmtx.us
02
County
County Rates and Levies (XLSX)comptroller.texas.gov
03
Tax Doc
2025 Proposed Tax Rate (PDF)bosquecounty.gov
04
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
05
Tax Doc
Property Tax Law Deadlines - Texas Comptrollercomptroller.texas.gov
06
an ordinance establishing guidelines - and criteriabosquecounty.gov
07
County
Bosque County Central Appraisal District - Texas Comptrollercomptroller.texas.gov
08
2023 ISD Summary Worksheet - Texas Comptrollercomptroller.texas.gov
09
Tax Doc
Property Tax Methods and Assitance Program 2025 Reportcomptroller.texas.gov
10
APPRAISAL DISTRICT : - Texas Comptrollercomptroller.texas.gov
All sources verified as of 2025 Tax Year

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