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Updated 2025 Tax Year

Borden County
Property Tax Guide

Everything you need to know about property taxes in Borden County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by location due to overlapping jurisdictions, typically around 1.8% base rate plus additional district levies
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Borden County, Texas operates under the state's property tax system, which serves as the primary funding mechanism for local government services, public schools, and special districts. Property taxes in Borden County fund essential services including education through Borden County ISD, county operations, emergency services, and various special districts that may exist within specific areas of the county.

The effective property tax rate in Borden County varies by location due to overlapping taxing jurisdictions. While Texas has a statewide average rate of approximately 1.8%, individual property owners may pay different rates depending on which city, school district, and special districts serve their property. The county implements Texas's standard assessment practices, including the 10% annual assessment cap for homestead properties and various tax credits that require application. Property owners should verify their specific tax rate by checking which taxing entities serve their particular address within Borden County.

Section 2

What Makes Up Your Tax Bill

Note: The following represents typical taxing entities in Borden County. Actual rates for FY 2025-2026 should be verified with local authorities as rates may vary by location within the county.

ComponentEstimated RateDescription
Borden County$0.35-0.50 per $100County general operations, roads, law enforcement
Borden County ISD$1.20-1.40 per $100Public school funding and operations
Special Districts$0.05-0.20 per $100May include hospital district, water district, or other special purpose districts
Total Estimated Rate$1.60-2.10 per $100Combined rate varies by property location

Rates shown are estimates for the FY 2025-2026 levy year. Contact the Borden County Appraisal District or individual taxing entities for exact current rates. Properties in different areas of the county may be served by different combinations of taxing entities, resulting in rate variations.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Borden County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Borden County are additional tax bills issued when there are changes to a property's assessed value or ownership during the tax year. Common triggers include new construction completion, property improvements, ownership transfers, or corrections to the original assessment. When a supplemental assessment is issued, the additional tax is calculated based on the new assessed value minus any previously assessed value, prorated for the remaining months in the tax year.

For example, if a property owner completes a $100,000 home addition in June, and the local tax rate is $2.00 per $100 of assessed value, the supplemental tax would be approximately $2,000 prorated for the remaining months of the tax year (roughly $1,000 if assessed in June). Supplemental tax bills are typically issued within 30-60 days of the triggering event and have their own payment due dates separate from the regular tax bill cycle.

Example Calculation

Note: Examples use estimated rates and common tax credits. Actual calculations will vary based on specific location within Borden County and individual circumstances.

$300,000 Home (with Homestead Credit):

  • Assessed Value: $300,000
  • Less: School District Homestead Exemption: $100,000
  • Net Taxable Value: $200,000
  • Tax Rate: $1.85 per $100
  • Annual Tax: $3,700
  • Monthly (if escrowed): $308

$600,000 Home (with Homestead Credit):

  • Assessed Value: $600,000
  • Less: School District Homestead Exemption: $100,000
  • Net Taxable Value: $500,000
  • Tax Rate: $1.85 per $100
  • Annual Tax: $9,250
  • Monthly (if escrowed): $771

$1,000,000 Home (with Homestead Credit):

  • Assessed Value: $1,000,000
  • Less: School District Homestead Exemption: $100,000
  • Net Taxable Value: $900,000
  • Tax Rate: $1.85 per $100
  • Annual Tax: $16,650
  • Monthly (if escrowed): $1,388

All exemptions require application and approval. Rates are estimated for illustration purposes.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Borden County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects 1/12th of your estimated annual property tax bill with each monthly mortgage payment, depositing these funds into an escrow account. The lender then pays your property taxes directly to Borden County when bills are due, typically by January 31st for the primary payment.

Lenders must provide annual escrow statements showing account activity and may adjust monthly payments if tax amounts change significantly. If your property taxes increase due to reassessment or rate changes, expect escrow payment adjustments at your annual analysis. Property owners can verify that taxes were paid correctly by checking with the Borden County Tax Assessor-Collector's office. Those without escrow accounts are responsible for making direct payments to the county by the due date to avoid penalties and interest charges.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Borden County for the current fiscal year? A: Based on available information, Borden County appears to follow a payment schedule with installments due on different dates. However, the specific due dates require verification with the Borden County Tax Assessor-Collector's office for the current tax year.

Q: What is the homestead exemption and do I need to apply? A: Texas offers a $100,000 homestead exemption for school district taxes on your primary residence. This exemption reduces your taxable assessed value and includes a 10% annual assessment increase cap. You must apply with the Borden County Appraisal District - it is not automatic.

Q: What other tax credits are available? A: Common credits include exemptions for seniors (65+), disabled veterans, disabled persons, and agricultural/open space use. All require separate applications with specific documentation and deadlines, typically by April 30th of the tax year.

Q: How often are properties reassessed? A: Texas law requires annual appraisals, but homestead properties are protected by a 10% assessment increase cap each year unless improvements are made.

Q: What are the penalties for late payment? A: Texas typically charges 6% annual interest plus penalty fees on delinquent taxes. Additional attorney fees and costs may apply for properties that go to tax sale.

Q: Can I appeal my property assessment? A: Yes, property owners can protest their assessed value with the Borden County Appraisal Review Board, typically by May 31st following the assessment notice.

Q: Are there online payment options? A: Most Texas counties offer online payment systems. Contact the Borden County Tax Assessor-Collector's office for available payment methods and any associated convenience fees.

Q: Do special districts affect my tax rate? A: Yes, your total tax rate depends on which city, school district, and special districts (hospital, water, etc.) serve your specific property location within Borden County.

Q: What triggers a supplemental tax bill? A: New construction completion, major improvements, ownership changes, or assessment corrections during the tax year can trigger additional tax bills with separate due dates.

Q: Where can I get current tax rates and exemption applications? A: Contact the Borden County Appraisal District for exemption applications and current assessed values, and the Tax Assessor-Collector's office for current tax rates and payment information.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Texas Property Tax Directorytexas.gov
02
County
Notice of Public Hearing on Tax Rate - Borden Countyco.borden.tx.us
03
County
Tax Rate Information - Borden County, Texasco.borden.tx.us
04
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
05
Tax Doc
Property Tax Today - Texas Comptrollercomptroller.texas.gov
06
County
2016 Effective Tax Rate Worksheet Medina County ...co.borden.tx.us
07
METHODS AND ASSISTANCE PROGRAM 2018 REPORTcomptroller.texas.gov
08
1. Board of Directorscomptroller.texas.gov
09
METHODS AND ASSISTANCE PROGRAM 2016 REPORTcomptroller.texas.gov
10
O'HANLON, DEMERATH & CASTILLOassets.comptroller.texas.gov
All sources verified as of 2025 Tax Year

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