HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Blanco County
Property Tax Guide

Everything you need to know about property taxes in Blanco County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
1.5% to 2.2% of assessed value (varies by taxing district combination)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Blanco County, Texas operates under the state's property tax system, which serves as the primary funding mechanism for essential local services including schools, county operations, emergency services, and infrastructure maintenance. Property taxes in Blanco County are assessed based on the market value of real estate as of January 1st each year, with various taxing entities including the county, school districts, and special districts each levying their own rates.

The effective property tax rate in Blanco County varies significantly by location within the county due to different combinations of taxing districts. For FY 2025-2026, property owners can expect total effective rates ranging from approximately 1.5% to 2.2% of assessed value, depending on which school district, municipal, and special taxing districts serve their property. The county portion alone is $0.3986 per $100 of assessed value for 2025, representing an increase from the previous year's rate of $0.4094 per $100.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Blanco County$0.3986General county operations, roads, law enforcement
School DistrictsVaries by districtEducation funding - rates vary significantly by school district
MunicipalVaries by cityCity services (only if within city limits)
Special DistrictsVariesEmergency services, water districts, hospital districts
Total Estimated$1.50-$2.20Combined rate varies by location within county

Rates shown are for FY 2025-2026 levy year. The county rate increased significantly from the no-new revenue rate of $0.3322 per $100. Individual property tax bills will vary based on the specific combination of taxing entities serving each property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Blanco County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Blanco County are additional assessments that occur when there are changes to a property's assessed value during the tax year. Common triggers include new construction completion, major improvements, ownership transfers, or corrections to assessment errors. When supplemental taxes are levied, they are calculated on a pro-rated basis from the date the change became effective through the end of the current tax year.

For example, if a homeowner completes a $100,000 addition to their home in July, and the improvement is assessed and added to the tax roll in August, they would receive a supplemental tax bill covering August through December (5 months). The supplemental tax would be calculated as: ($100,000 × applicable tax rate ÷ 12 months × 5 months). Property owners typically receive supplemental tax bills separately from their annual tax statement, with their own specific due dates.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: School District Homestead Exemption: $100,000 (requires application)
  • Net Taxable Value: $200,000
  • Annual Tax (at ~1.8% effective rate): $3,600
  • Monthly Escrow: $300

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: School District Homestead Exemption: $100,000 (requires application)
  • Less: County Homestead Exemption: $5,000 minimum (requires application)
  • Net Taxable Value: $495,000
  • Annual Tax (at ~1.9% effective rate): $9,405
  • Monthly Escrow: $784

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: School District Homestead Exemption: $100,000 (requires application)
  • Less: County Homestead Exemption: $10,000 (1% of value, requires application)
  • Net Taxable Value: $890,000
  • Annual Tax (at ~2.0% effective rate): $17,800
  • Monthly Escrow: $1,483

All exemptions require application and approval. Rates vary by specific taxing districts serving the property.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Blanco County require property tax escrow accounts for borrowers with less than 20% down payment, though some borrowers may opt into escrow for convenience. Lenders collect monthly property tax payments along with principal, interest, and insurance, depositing these funds into an escrow account. The lender then pays property taxes directly to Blanco County when due, typically by the January 31st deadline.

Escrow accounts are analyzed annually, and lenders may adjust monthly payments if tax assessments change significantly. Property owners should verify that their lender has current exemption information and correct property details to ensure accurate escrow calculations. When property taxes increase due to rising assessments or rate changes, borrowers may face escrow shortages requiring either a lump sum payment or increased monthly payments to rebuild the account balance.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Blanco County for FY 2025-2026? A: Property taxes are due January 31st annually. However, some sources indicate April 15th may be the penalty date. Contact the Blanco County Tax Assessor-Collector at (830) 868-7357 for current deadline confirmation.

Q: What homestead exemptions are available and do they apply automatically? A: No exemptions are automatic. Available exemptions include: $100,000 school district homestead exemption for primary residences, and county homestead exemption of 1% of appraised value with $5,000 minimum. All require separate applications.

Q: When must I apply for exemptions? A: Applications are due by 4:30 p.m. on February 1st and July 1st of each year. If the deadline falls on a weekend, the due date extends to 4:30 p.m. on the last business day.

Q: How does the homestead exemption work? A: The homestead exemption provides two benefits: it reduces your taxable assessed value by the exemption amount, and it caps annual assessment increases at 10% for your primary residence, providing predictability in tax growth.

Q: When are properties reassessed? A: Properties are reassessed annually as of January 1st. The Blanco Central Appraisal District determines market values, with homestead properties subject to the 10% annual increase cap.

Q: Can I appeal my property assessment? A: Yes, property owners can appeal assessments through the Blanco County Appraisal Review Board. Appeals must typically be filed by May 31st following receipt of the assessment notice.

Q: What are the penalties for late payment? A: Late payments incur penalties and interest charges. Contact the Tax Assessor-Collector for current penalty rates and payment options if you've missed the deadline.

Q: Can I pay property taxes online? A: Contact the Blanco County Tax Assessor-Collector's office at (830) 868-7357 or visit their website for current online payment options and accepted payment methods.

Q: Why did my tax rate increase significantly this year? A: The county rate increased from $0.4094 per $100 in 2024 to $0.3986 per $100 in 2025. However, this is still above the no-new revenue rate of $0.3322, reflecting increased county budget needs for FY 2025-2026.

Q: Do special districts affect my tax bill? A: Yes, various special taxing districts within Blanco County (emergency services, hospital districts, water districts) each levy their own rates. Your total tax rate depends on which districts serve your specific property location.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Budget for Fiscal Year 2025-2026cityofblancotx.gov
02
County
Blanco County - Taxpayer Impact Statementco.blanco.tx.us
03
County
TRUTH IN TAXATION SUMMARY - Blanco Countyco.blanco.tx.us
04
County
Hotel Occupancy Tax - Blanco County, Texasco.blanco.tx.us
05
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
06
County
Blanco County Tax Assessor-Collector - Blanco County, Texasco.blanco.tx.us
07
County
of texas - Blanco Countyco.blanco.tx.us
08
County
Untitled - Blanco Countyco.blanco.tx.us
09
County
texas - Blanco Countyco.blanco.tx.us
10
County
Blanco County Feesnewtools.cira.state.tx.us
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate