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Updated 2025 Tax Year

Archer County
Property Tax Guide

Everything you need to know about property taxes in Archer County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.6% to 2.2% of assessed value, varies by taxing district location
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Archer County, Texas operates under the state's property tax system, where property taxes serve as the primary funding source for local government services, schools, infrastructure, and emergency services. The county's property tax system is administered by the Archer County Appraisal District, which assesses property values, and the various taxing entities that set tax rates and collect revenue. Property owners in Archer County typically face an effective tax rate ranging from approximately 1.6% to 2.2% of their property's assessed value, depending on their specific location within the county.

The actual tax rate you pay varies significantly based on your property's location within Archer County, as different combinations of taxing districts serve different areas. These districts include the county government, school districts, cities, municipal utility districts, and other special purpose districts. Each entity sets its own tax rate annually based on budgetary needs and the no-new-revenue tax rate calculations required by state law. The Texas Property Tax Code governs assessment practices, including the important 10% annual assessment increase cap for homestead properties, and provides for various exemptions and credits that require property owner application.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
County General$0.45-0.55Archer County operations, roads, law enforcement, courts
School District$1.20-1.35Local school district operations and debt service
City (if applicable)$0.15-0.35Municipal services for incorporated areas only
Hospital District$0.08-0.12Local hospital and emergency medical services
Special Districts$0.05-0.25Fire protection, water, utility districts (varies by location)
Total Estimated$1.93-2.62Combined rate depends on specific taxing districts

Rates shown are estimates for FY 2025-2026 tax year. Actual rates are set annually by each taxing entity and vary by property location within Archer County. Contact the Archer County Appraisal District for precise rates applicable to your specific property address, as special taxing districts create significant variation across the county.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Archer County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Archer County are additional property tax assessments that occur when there are changes to property ownership, completion of new construction, or significant improvements made to existing properties during the tax year. These taxes are calculated based on the difference between the new assessed value and the previous assessment, prorated for the remaining months in the tax year. Supplemental taxes are governed by Texas Tax Code §313.027 and other relevant statutes.

For example, if you purchase a home in Archer County in July that was previously assessed at $200,000 but now has a market value of $250,000, you would receive a supplemental tax bill for the $50,000 increase in assessed value, calculated at the applicable tax rate and prorated for the remaining 6 months of the tax year. If your combined tax rate is 2.0%, the supplemental tax would be approximately $500 (($50,000 × 0.02) ÷ 2). Similarly, if you complete a $75,000 home addition in September, you would receive a supplemental bill for that improvement prorated for the final 4 months of the tax year.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000 (requires application)
  • Net Taxable Value: $200,000
  • Combined Tax Rate: 2.0%
  • Annual Tax: $4,000
  • Monthly Escrow: $333

Example 2: $600,000 Home with Homestead and Senior Exemptions

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000 (requires application)
  • Senior Citizen Exemption: -$10,000 (requires application, age 65+)
  • Net Taxable Value: $490,000
  • Combined Tax Rate: 2.1%
  • Annual Tax: $10,290
  • Monthly Escrow: $858

Example 3: $1,000,000 Home with Standard Exemptions

  • Market Value: $1,000,000
  • School District Homestead Exemption: -$100,000 (requires application)
  • Net Taxable Value: $900,000
  • Combined Tax Rate: 2.2%
  • Annual Tax: $19,800
  • Monthly Escrow: $1,650

Note: All exemptions require annual application and approval. The homestead exemption also provides a 10% cap on assessment increases for primary residences. Actual tax rates vary by specific taxing districts serving your property location.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Archer County require borrowers to maintain an escrow account for property tax payments, especially for loans with less than 20% down payment. Your lender collects monthly escrow payments along with your mortgage payment, typically 1/12th of your estimated annual property tax bill. The lender holds these funds in a separate account and makes property tax payments directly to the appropriate tax collectors on your behalf when taxes become due.

Property taxes in Archer County become due on October 1st each year, with payments accepted through January 31st of the following year without penalty. Most lenders make payments in December or January to take advantage of any early payment discounts while ensuring timely payment. Your lender will provide an annual escrow analysis statement showing the previous year's tax payments and any adjustments needed to your monthly escrow amount based on current tax assessments and rates. If your property taxes increase significantly due to rising property values or tax rate changes, your lender may require an escrow shortage payment or increase your monthly escrow contribution to cover the higher costs.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Archer County for the current fiscal year? A: Property taxes become due October 1st and must be paid by January 31st of the following year to avoid penalties. For FY 2025-2026, taxes are due January 31, 2026.

Q: What homestead exemptions are available and do they require application? A: The primary homestead exemption is the $100,000 school district exemption for your primary residence, which requires annual application. This exemption also provides a 10% cap on assessment increases. Additional exemptions may be available for seniors (65+), disabled persons, and veterans - all requiring separate applications.

Q: How does the homestead 10% assessment cap work? A: The homestead cap limits the annual increase in your property's assessed value (not market value) to 10% for tax purposes. This is automatic once you receive homestead exemption approval, but the initial homestead exemption requires application with the Archer County Appraisal District.

Q: When is the deadline to apply for exemptions? A: Applications for most exemptions must be filed by April 30th of the tax year. Late applications may be accepted until December 31st with a 10% penalty in some cases.

Q: How can I appeal my property assessment? A: Property owners can protest their assessment with the Archer County Appraisal Review Board. Protests must be filed by May 31st (or within 30 days of receiving your notice of appraised value). Contact the Archer County Appraisal District for protest forms and procedures.

Q: What happens if I pay my taxes late? A: Penalties begin February 1st at 6% of the tax amount, increasing to 7% in March, 8% in April, and 9% in May. Interest accrues at 1% per month. Properties may eventually face tax lien foreclosure procedures.

Q: Can I pay my property taxes online? A: Yes, most taxing entities in Archer County offer online payment options through their websites or third-party payment processors. Contact your specific tax collector for available payment methods and any associated convenience fees.

Q: Why do my neighbors pay different tax rates? A: Tax rates vary based on which special taxing districts serve your property location. Two properties in different parts of Archer County may be served by different school districts, fire districts, or municipal utility districts, resulting in different combined tax rates.

Q: What exemptions are available for senior citizens and disabled persons? A: Texas residents 65 and older may qualify for additional exemptions of up to $10,000 from school taxes and potential county/city exemptions. Disabled persons may qualify for similar exemptions. All require application and documentation of eligibility.

Q: How are property values determined? A: The Archer County Appraisal District assesses properties at market value as of January 1st each year, using sales data, cost approaches, and income methods. Residential properties are typically reappraised every 1-3 years, though values may be updated annually based on market conditions.

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