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Updated 2025 Tax Year

Andrews County
Property Tax Guide

Everything you need to know about property taxes in Andrews County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.3598 per $100 assessed value (county base rate), total varies by school district and special districts serving property
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Andrews County, Texas operates under the state's property tax system, where property taxes serve as the primary funding source for county services, schools, and various special districts. The county's property tax system funds essential services including law enforcement, road maintenance, emergency services, and public education through the Andrews Independent School District and other local school districts.

Property tax rates in Andrews County vary by location within the county due to different combinations of taxing entities. For the 2025 tax year, the base county rate is $0.3598 per $100 of assessed valuation, but your total effective rate will depend on which city, school district, and special districts serve your property. Most residential properties can expect total effective rates ranging from approximately 1.5% to 2.2% of assessed value, depending on their specific location and applicable exemptions. Property assessments are conducted annually by the Andrews Central Appraisal District, with values typically reflecting market conditions as of January 1st of each tax year.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
Andrews County$0.3598County general services, roads, law enforcement
School DistrictsVaries by districtLocal school funding (typically $1.00-$1.40)
CitiesVaries by cityMunicipal services for incorporated areas
Hospital DistrictsVariesEmergency medical services
Water DistrictsVariesWater and utility services
Other Special DistrictsVariesFire protection, utility, improvement districts

Rates shown are for FY 2025-2026 tax year. Your total tax rate depends on which combination of taxing entities serve your specific property location. Contact the Andrews Central Appraisal District at (432) 523-3383 for your property's complete tax rate breakdown, as special district boundaries create significant variation in total rates across different areas of the county.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Andrews County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Andrews County are triggered by changes in property ownership, completion of new construction, or improvements that increase a property's assessed value during the tax year. When these events occur after January 1st (the assessment date), the county issues a supplemental tax bill to capture the additional tax liability for the remaining months of the fiscal year.

The supplemental tax is calculated by taking the difference between the new assessed value and the previous assessed value, applying the current tax rate, and prorating it for the remaining months in the tax year. For example, if you purchase a home in July that was previously assessed at $200,000 but now appraises at $350,000, you would owe supplemental taxes on the $150,000 difference, prorated for the remaining 6 months of the tax year. This ensures that tax liability matches the actual ownership period and current property value.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000
  • Taxable Value: $200,000
  • Estimated Tax Rate: 1.8% ($1.80 per $100)
  • Annual Tax: $3,600
  • Monthly Escrow: $300

Example 2: $600,000 Home with Homestead and Over-65 Exemptions

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000
  • County Over-65 Exemption: -$3,000
  • Taxable Value: $497,000
  • Estimated Tax Rate: 1.9% ($1.90 per $100)
  • Annual Tax: $9,443
  • Monthly Escrow: $787

Example 3: $1,000,000 Commercial Property

  • Market Value: $1,000,000
  • No Exemptions Applied: $0
  • Taxable Value: $1,000,000
  • Estimated Tax Rate: 2.0% ($2.00 per $100)
  • Annual Tax: $20,000
  • Monthly Escrow: $1,667

Note: All exemptions require annual application to the Andrews Central Appraisal District. Tax rates vary by specific location within the county.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Andrews County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects monthly escrow payments along with your mortgage payment, typically equal to 1/12th of your annual property tax bill plus a small cushion. The lender pays your property taxes directly to the Andrews County Tax Assessor-Collector when they become due.

Property taxes in Andrews County are due January 31st annually, and lenders typically pay in December or January to ensure timely payment. You should receive an annual escrow analysis from your lender showing collected funds, paid taxes, and any adjustments needed for the coming year. If your property value increases significantly, your escrow payment may increase to cover higher tax bills. Always verify that your lender has paid your taxes correctly by checking with the Tax Assessor-Collector's office, as you remain ultimately responsible for ensuring payment even when using escrow.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Andrews County? A: Property taxes for FY 2025-2026 are due January 31, 2026. This is a single annual payment with no split payment option available.

Q: What homestead exemption is available and how do I apply? A: The school district homestead exemption provides up to $100,000 reduction in taxable value for your primary residence. You must file an application with Andrews Central Appraisal District by April 30th. This exemption also caps annual assessment increases at 10%.

Q: Are there additional tax credits for seniors or disabled persons? A: Yes, Andrews County offers homestead exemptions of 20% of taxable value or $5,000 (whichever is greater) for residents over 65 or disabled. Applications must be filed annually with the appraisal district.

Q: How do I appeal my property assessment? A: File a protest with the Andrews Appraisal Review Board by May 15th (or 30 days after receiving your notice). Contact Andrews Central Appraisal District at (432) 523-3383 for protest forms and procedures.

Q: What are the penalties for late payment? A: Late payments incur penalty and interest charges. Contact the Andrews County Tax Assessor-Collector at (432) 524-1426 for current penalty rates and payment options.

Q: Can I pay property taxes online? A: Contact Andrews County Tax Assessor-Collector Robin Harper's office at (432) 524-1426 to inquire about online payment options and accepted payment methods.

Q: Do I automatically receive exemptions if I qualified last year? A: No, most exemptions require annual application. Contact the Andrews Central Appraisal District to confirm your exemption status and file any necessary renewal applications.

Q: How do special district taxes affect my bill? A: Your location determines which school district, city, and special districts (fire, hospital, water) apply to your property. These can significantly impact your total tax rate, so rates vary considerably across different areas of Andrews County.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Andrews County Adopted Property Tax Rate – 2025co.andrews.tx.us
02
Tax Doc
Texas Property Tax Directorytexas.gov
03
County
Notice About 2025 Tax Rates - Andrews Countyco.andrews.tx.us
04
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
05
Tax Doc
Property Tax Abatement Agreement Review (Andrews ...fortworthtexas.gov
06
Andrews - 002 - Texas Comptrollercomptroller.texas.gov
07
County
Andrews County Appraisal District - Texas Comptrollercomptroller.texas.gov
08
County
Agenda - 04/27/2021 - Andrews Countyco.andrews.tx.us
09
01281-772-2025-0813-MCA-002901-Andrews.pdfassets.comptroller.texas.gov
10
COMPassets.comptroller.texas.gov
All sources verified as of 2025 Tax Year

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