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Updated 2025 Tax Year

Trousdale County
Property Tax Guide

Everything you need to know about property taxes in Trousdale County, TN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$2.262 per $100 assessed value (2025-2026), varies by special taxing districts
Exemptions
4+ Available
Section 1

How Property Tax Works

Trousdale County, Tennessee operates under a property tax system that funds essential local services including schools, law enforcement, infrastructure maintenance, and county operations. Property taxes in Trousdale County are calculated based on assessed values determined by the County Property Assessor, with the current tax rate of $2.262 per $100 of assessed value for the 2025-2026 fiscal year. This translates to an effective rate of approximately 2.262% of assessed value, which is higher than Tennessee's average base rate of around 1%.

Property tax rates can vary within Trousdale County depending on your location and the special taxing districts that serve your property. These districts may include school districts, fire departments, or other municipal services that levy additional assessments beyond the base county rate. Property owners should verify their specific tax rate based on their exact location within the county, as these district-specific rates can impact your total annual tax obligation.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
County General$2.262Base county operations, services, and administration for FY 2025-2026
School DistrictIncluded in baseEducational services and school operations
Special DistrictsVariesFire protection, utilities, or municipal services (location-dependent)
Total Base Rate$2.262Standard rate before special district additions

Note: These rates apply to the 2025-2026 levy year. Special taxing districts within Trousdale County may impose additional assessments that vary by geographic location. Contact the County Assessor's office to determine the exact rate applicable to your specific property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Trousdale County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Trousdale County are additional property tax assessments that occur when there are changes to property ownership, value, or improvements after the regular assessment period. Common triggers include new construction, major renovations, change of ownership, or property use changes that weren't captured in the annual assessment cycle.

When supplemental taxes are levied, they're calculated by applying the current tax rate to the difference between the new assessed value and the previous assessed value, prorated for the remaining portion of the tax year. For example, if you complete a $50,000 home addition in January that increases your assessed value by $40,000, and Trousdale County's assessment ratio is 25%, your supplemental tax would be calculated on the additional $10,000 in assessed value ($40,000 x 25%) at the rate of $2.262 per $100, resulting in approximately $226 in additional annual taxes, prorated from the completion date.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (25%): $75,000
  • Less: Homestead Credit (if applied): -$7,500
  • Net Taxable Value: $67,500
  • Annual Tax ($67,500 × $2.262/$100): $1,527
  • Monthly Escrow: $127

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (25%): $150,000
  • Less: Homestead Credit (if applied): -$7,500
  • Net Taxable Value: $142,500
  • Annual Tax ($142,500 × $2.262/$100): $3,223
  • Monthly Escrow: $269

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (25%): $250,000
  • Less: Homestead Credit (if applied): -$7,500
  • Net Taxable Value: $242,500
  • Annual Tax ($242,500 × $2.262/$100): $5,485
  • Monthly Escrow: $457

Note: Tax credits shown require application and approval. Actual calculations may vary based on special district rates and eligibility for additional credits.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Trousdale County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects monthly escrow payments as part of your mortgage payment, typically calculated by dividing your annual property tax bill by 12 months, plus a buffer amount as required by federal regulations. Lenders typically maintain a cushion of 1-2 months of tax payments in your escrow account to cover any increases in tax bills.

Property taxes in Trousdale County are generally due twice per year, with typical due dates of April 15 and October 15. Your lender will receive tax bills directly from the County Trustee's office and make payments on your behalf before the due dates. You should receive an annual escrow analysis from your lender showing how your payments were used and whether adjustments to your monthly escrow amount are needed based on actual tax bills versus projected amounts.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Trousdale County for the current fiscal year? A: Property taxes are typically due April 15 and October 15 each year. Contact the Trousdale County Trustee's office for specific due dates for the 2025-2026 tax year.

Q: What tax credits are available and do they require application? A: Tennessee offers various tax credits including homestead credits for qualifying homeowners. Most credits require annual application and are NOT automatic. Contact the County Assessor's office for available credits and application requirements.

Q: How does the homestead credit work? A: The homestead credit in Tennessee typically limits annual assessment increases rather than reducing market value directly. This credit requires filing an application and helps cap how much your assessed value can increase each year, providing property tax stability.

Q: How often are properties reassessed in Trousdale County? A: Tennessee law requires county-wide property reappraisals at least every six years. Trousdale County follows this schedule, with individual properties potentially reviewed annually for significant changes.

Q: Can I appeal my property assessment? A: Yes, property owners can appeal their assessments. Appeals typically must be filed within a specific timeframe after assessment notices are mailed. Contact the County Assessor's office for current appeal procedures and deadlines.

Q: What are the penalties for late property tax payments? A: Late payments typically incur penalties and interest charges. Contact the Trousdale County Trustee's office for specific penalty rates and grace periods.

Q: Can I pay property taxes online? A: Many Tennessee counties offer online payment options. Check the Trousdale County Trustee's website or contact their office directly for available electronic payment methods.

Q: How do special taxing districts affect my property tax bill? A: Special districts within Trousdale County may levy additional taxes for services like fire protection or utilities. Your total tax rate depends on which districts serve your property location, and these can vary significantly within the county.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
JUNE 16, 2025 | 5:30 PM | TC C Agendatrousdalecountytn.gov
02
JULY 21 2025 | 6:00 PM | TC C AGENDAtrousdalecountytn.gov
03
February 2025 Regsknoxvilletn.gov
04
Docket Report Results - Not an Official Documentchancerydata.shelbycountytn.gov
05
Reappraisal Schedule - Tennessee Comptroller of the Treasurycomptroller.tn.gov
06
Hartsville-Trousdale Co. Subdivision Regulationstrousdalecountytn.gov
07
Tax Doc
Property Tax Relief - Tennessee Comptroller of the Treasurycomptroller.tn.gov
08
Exemptions - Tennessee Comptroller of the Treasurycomptroller.tn.gov
09
County
Trousdale County - Tennessee General Assemblycapitol.tn.gov
10
Tax Doc
How to Calculate Your Tax Billcomptroller.tn.gov
All sources verified as of 2025 Tax Year

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