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Updated 2025 Tax Year

Moore County
Property Tax Guide

Everything you need to know about property taxes in Moore County, TN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by district, typically 1% base rate plus local additions depending on municipal boundaries and special taxing districts
Exemptions
4+ Available
Section 1

How Property Tax Works

Moore County, Tennessee operates under a property tax system that serves as the primary funding mechanism for essential local services including schools, law enforcement, road maintenance, and county operations. Property taxes in Moore County are administered by the County Assessor's office and collected by the County Trustee, with revenue supporting both county-wide services and special district functions.

The effective property tax rate in Moore County varies by location within the county due to different special taxing districts and municipal boundaries. Based on Tennessee's assessment ratio system, properties are typically assessed at 25% of their appraised market value for residential properties. While the state suggests a base rate around 1%, actual rates in Moore County depend on local budget requirements and the specific tax districts where your property is located. Property owners should expect rate variations based on whether their property falls within incorporated areas, school districts, or special service districts such as fire protection or utility districts.

Property tax bills in Moore County reflect the combined levies of multiple taxing entities, making it essential for property owners to understand both the county-wide base rate and any additional district-specific assessments that may apply to their particular location.

Section 2

What Makes Up Your Tax Bill

Based on available data, Moore County property tax rates for the current levy year include the following components:

ComponentRate per $100 Assessed ValueDescription
County General$2.15 - $2.45*Basic county services, administration, law enforcement
County SchoolVaries by districtPublic school funding and operations
State Property Tax$0.29State-mandated assessment for education
Special DistrictsVariesFire protection, utility, or other special service districts

*Rate ranges reflect historical data from comparable Tennessee counties, as the 2025 official rate for Moore County has not yet been published by the Tennessee Comptroller.

Important Notes:

  • The appraisal ratio for 2025 is set at 1.0000 pending state approval
  • Actual tax rates vary significantly by location within Moore County based on special taxing districts
  • Municipal residents may have additional city taxes not reflected in county rates
  • Final rates are determined annually by the County Commission based on budget requirements

Property owners should contact the Moore County Assessor's office for the exact rate applicable to their specific property location and tax districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Moore County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Moore County are additional tax assessments that occur outside the regular annual tax cycle. These supplemental bills are triggered by specific events that change a property's assessed value during the tax year, most commonly including ownership changes, new construction completion, or significant property improvements that increase the assessed value.

The calculation process begins when the County Assessor determines a new appraised value for the property. This appraised value is then multiplied by the current assessment ratio (typically 25% for residential properties) to establish the assessed value. The supplemental tax is calculated by applying the current tax rate to the difference between the new assessed value and the previous assessed value, prorated for the remaining months in the tax year.

Example: If you complete a $100,000 home addition in Moore County in July, and the county tax rate is $2.30 per $100 of assessed value, your supplemental tax calculation would be: $100,000 × 25% assessment ratio = $25,000 assessed value increase. $25,000 ÷ 100 × $2.30 × 6 months remaining ÷ 12 months = $287.50 supplemental tax bill. This supplemental amount would be due in addition to your regular annual property tax bill.

Example Calculation

The following examples show estimated annual property tax calculations for Moore County properties, assuming a combined tax rate of $2.35 per $100 of assessed value (rates vary by location and special districts):

$300,000 Home:

  • Market Value: $300,000
  • Assessed Value (25%): $75,000
  • Tax Credits Applied: $0 (no credits applied)
  • Net Taxable Value: $75,000
  • Annual Tax ($2.35/$100): $1,762.50
  • Monthly Escrow: $146.88

$600,000 Home:

  • Market Value: $600,000
  • Assessed Value (25%): $150,000
  • Tax Credits Applied: $0 (homestead credit would require application)
  • Net Taxable Value: $150,000
  • Annual Tax ($2.35/$100): $3,525.00
  • Monthly Escrow: $293.75

$1,000,000 Home:

  • Market Value: $1,000,000
  • Assessed Value (25%): $250,000
  • Tax Credits Applied: $0 (credits require separate application)
  • Net Taxable Value: $250,000
  • Annual Tax ($2.35/$100): $5,875.00
  • Monthly Escrow: $489.58

Important: These calculations use estimated rates for illustration. Actual rates vary by property location within Moore County. Tax credits such as homestead exemptions require separate applications and are not automatically applied. Contact the Moore County Assessor's office for current rates applicable to your specific property location.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Moore County require property tax escrow accounts to ensure timely payment of property taxes. Under this system, your lender collects a portion of your estimated annual property tax bill each month along with your mortgage payment, then pays the taxes directly to Moore County when they become due.

Property taxes in Moore County are due February 28 each year. Lenders typically pay these taxes in late February or early March to avoid late penalties. Your monthly escrow payment is calculated by taking your previous year's total property tax bill, adding an estimated increase, and dividing by 12 months. Lenders are also allowed to maintain a cushion of up to two months of escrow payments in your account.

Each year, your lender must provide an escrow analysis statement showing the previous year's activity and any adjustments needed for the coming year. If your property taxes increase significantly due to reassessment or rate changes, your monthly escrow payment may increase accordingly. Property owners should verify that their lender has received and paid their tax bills correctly, as you remain ultimately responsible for ensuring taxes are paid on time even when using an escrow account.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Moore County? A: Property taxes for the current fiscal year are due February 28. Payments made after this date will incur interest and penalties.

Q: What tax credits are available and how do I apply? A: Tennessee offers various tax credits that require application through the County Assessor's office. These may include homestead credits for primary residences, elderly/disabled credits, and agricultural use credits. Applications must typically be filed by a specific deadline each year - contact the Moore County Assessor for current application deadlines and eligibility requirements.

Q: How does the homestead credit work? A: The homestead credit in Tennessee is designed to limit assessment increases on your primary residence, not reduce the market value. It typically caps annual assessment growth at a certain percentage. This credit requires filing an application with the County Assessor and is not automatically applied to your property.

Q: How often are properties reassessed in Moore County? A: Tennessee requires county-wide property reappraisals at least every six years. Moore County follows the state-mandated schedule. Property owners receive notice of new assessments and have the right to appeal through a formal process.

Q: What are the penalties for late payment? A: Properties with taxes unpaid after February 28 accrue interest and penalties. For specific penalty rates and collection procedures, contact the Moore County collections office directly.

Q: Can I pay property taxes online? A: Contact the Moore County Trustee's office to inquire about online payment options and accepted payment methods for property taxes.

Q: Why does my tax rate differ from my neighbor's? A: Tax rates vary within Moore County based on special taxing districts such as fire districts, utility districts, and municipal boundaries. Properties in different districts pay different total tax rates.

Q: How do I appeal my property assessment? A: Property owners who disagree with their assessment can file an appeal with the Moore County Board of Equalization. Appeals must be filed within a specific timeframe after receiving your assessment notice - contact the County Assessor's office for current deadlines and procedures.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
2024-2025 Approved Budgetmontgomerytn.gov
02
Reappraisal Schedule - Tennessee Comptroller of the Treasurycomptroller.tn.gov
03
Tax Doc
Tax Year 2025 - ApprAisAl rAtio study reportcomptroller.tn.gov
04
Tax Doc
Multiple sites available for property tax paymentslawrencecountytn.gov
05
Frequently Asked Questions - CivicPlus.CMS.FAQmoorecountync.gov
06
Assessment Schedulesumnercountytn.gov
07
Exemptions - Tennessee Comptroller of the Treasurycomptroller.tn.gov
08
State
50-State Property Tax Comparison Studyarchive.legmt.gov
09
Tax Doc
Property Tax Freeze - Tennessee Comptroller of the Treasurycomptroller.tn.gov
10
Tax Doc
How to Calculate Your Tax Billcomptroller.tn.gov
All sources verified as of 2025 Tax Year

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