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Updated 2025 Tax Year

Maury County
Property Tax Guide

Everything you need to know about property taxes in Maury County, TN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.91% average effective rate (varies by district and municipality)
Exemptions
4+ Available
Section 1

How Property Tax Works

Maury County, Tennessee operates under a property tax system that serves as the primary funding mechanism for essential local services including public schools, county government operations, road maintenance, and emergency services. The county follows Tennessee's assessment practices where property is assessed at 25% of its appraised market value for tax purposes. Property owners in Maury County face an effective tax rate of approximately 1.91% for 2025, though this represents a county-wide average.

It's important to understand that actual property tax rates vary significantly by location within Maury County due to special taxing districts, municipal boundaries, and school district overlays. Properties within incorporated cities may have different rate structures, and some areas are subject to additional assessments for services like fire protection districts, utility districts, or special improvement zones. The Maury County Trustee's Office handles tax collection for most properties, with taxes typically due by the last working day of February each year.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General Fund0.47%Basic county operations and services
County Schools1.19%Maury County public school system funding
County Debt Service0.25%Bonds and debt obligations
Total Base Rate1.91%FY 2025-2026 levy year
Fire Districts0.10-0.25%Varies by district (if applicable)
Utility Districts0.05-0.15%Special utility service areas
Municipal RatesVariableColumbia, Spring Hill, Mt. Pleasant (additional)

Note: Rates shown are applied to assessed value (25% of market value). Special district rates are additional and vary by location. Properties within municipalities may be subject to city taxes in addition to county taxes. Contact the Maury County Assessor's Office for your specific tax district information.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Maury County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Maury County are additional assessments that occur when there are changes to property ownership, value, or improvements after the regular assessment cycle. The most common triggers include new construction completion, major renovations that increase property value, change of ownership that removes certain exemptions, or corrections to previous assessments. These supplemental taxes are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year remaining.

For example, if you complete a $100,000 home addition in September that increases your assessed value by $25,000 (25% of improvement value), you would owe supplemental taxes on that $25,000 for the remaining months of the tax year at Maury County's rate of 1.91%. This would result in approximately $239 in supplemental taxes ($25,000 × 1.91% ÷ 2 for half-year). Supplemental tax bills are typically issued within 60-90 days of the triggering event and have separate due dates from regular property taxes.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $75,000 (25% of market value)
  • Less: Homestead Credit: -$7,500 (application required)
  • Net Taxable Value: $67,500
  • Annual Tax: $1,289 ($67,500 × 1.91%)
  • Monthly Payment: $107

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value: $150,000 (25% of market value)
  • Less: Homestead Credit: -$7,500 (application required)
  • Net Taxable Value: $142,500
  • Annual Tax: $2,722 ($142,500 × 1.91%)
  • Monthly Payment: $227

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $250,000 (25% of market value)
  • Less: Homestead Credit: -$7,500 (application required)
  • Net Taxable Value: $242,500
  • Annual Tax: $4,632 ($242,500 × 1.91%)
  • Monthly Payment: $386

Note: All tax credits require separate applications and approval. Additional special district taxes may apply depending on property location. Senior citizens and disabled veterans may qualify for additional tax relief programs.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Maury County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders mandate escrow regardless of down payment amount. Your lender collects monthly escrow payments as part of your mortgage payment, typically calculating 1/12th of your annual property tax bill plus a cushion amount. Since Maury County property taxes are due by the last working day of February, lenders usually make payments in late February or early March directly to the Maury County Trustee's Office.

Lenders are required to provide annual escrow account statements showing deposits, payments made on your behalf, and any surplus or shortage. If your property taxes increase due to reassessment or rate changes, your lender will adjust your monthly escrow payment accordingly. Property owners can verify that their lender has made proper tax payments by checking with the Maury County Trustee's Office online portal or by calling directly. If you pay taxes independently without escrow, ensure your lender receives proof of payment to avoid potential default issues.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Maury County property taxes due for FY 2025-2026? A: Property taxes are due by the last working day of February 2026 without penalty. After this date, interest and penalties begin accruing monthly.

Q: What tax credits are available and do they require applications? A: The primary tax credit is the Homestead Credit, which provides assessment growth limitations for owner-occupied homes and requires annual application. Additional tax relief programs exist for senior citizens, disabled veterans, and low-income homeowners - all requiring separate applications through the Tennessee Department of Revenue.

Q: How does the Homestead Credit work? A: The Homestead Credit caps annual assessment increases rather than reducing market value. It limits assessment growth to help provide tax stability for homeowners. You must apply annually by the deadline, typically in early spring, and the property must be your primary residence.

Q: Can I pay my property taxes online? A: Yes, Maury County offers online payment options through the Trustee's Office website. Payments can be made by electronic check or credit/debit card, though convenience fees may apply for card transactions.

Q: How often are properties reassessed in Maury County? A: Tennessee law requires property reappraisal programs to be conducted at least every six years, though Maury County may conduct more frequent updates. The county follows a systematic approach to ensure assessments reflect current market values.

Q: What happens if I disagree with my property assessment? A: Property owners can appeal assessments through the Maury County Board of Equalization during designated appeal periods, typically in summer months. Formal appeal procedures and deadlines are available through the County Assessor's Office.

Q: Do special taxing districts affect my tax rate? A: Yes, properties located within fire districts, utility districts, or municipalities face additional tax rates beyond the base county rate. Your total effective rate depends on your specific location within Maury County.

Q: What are the penalties for late property tax payments? A: Interest begins accruing on unpaid taxes after the February deadline. Additional penalties and potential tax lien procedures may follow for significantly delinquent accounts, as outlined in Tennessee tax law.

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