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Updated 2025 Tax Year

Jackson County
Property Tax Guide

Everything you need to know about property taxes in Jackson County, TN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by district (around 1% base rate plus municipal and special district additions)
Exemptions
4+ Available
Section 1

How Property Tax Works

Jackson County, Tennessee operates under a property tax system that serves as the primary funding mechanism for essential county services, including schools, public safety, infrastructure maintenance, and general government operations. Property taxes are calculated based on the appraised value of real estate, which is then assessed at 25% of market value for residential properties, with taxes levied on each $100 of assessed value.

The effective tax rate in Jackson County varies significantly depending on your specific location within the county due to different special taxing districts, municipal boundaries, and school district overlays. While Tennessee's statewide average hovers around 1%, Jackson County residents may experience different rates based on services provided in their area. The county commission sets tax rates annually based on budgeted expenses for county services, and these rates are applied to the assessed value of properties after any applicable tax credits are deducted.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General FundTBDSet annually by county commission for FY 2025-2026
School District LevyTBDVaries by school district within Jackson County
Municipal TaxesVariesAdditional taxes if property is within city limits
Special DistrictsVariesFire districts, utility districts, or other special assessments

Note: The 2025 tax rates have not yet been finalized by the Jackson County Commission. Rates are calculated per $100 of assessed value and vary significantly by location within the county due to different combinations of special taxing districts. Contact the Jackson County Revenue Office at 731-425-8212 for current rate information specific to your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jackson County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Jackson County are triggered by changes in property ownership, new construction, or structural improvements that occur after the annual assessment date of October 1st. When these changes happen, the county assessor determines a new appraised value, and additional taxes are calculated based on the increase in assessed value from the date of change through the end of the current tax year.

For example, if you complete a $50,000 home addition in March, the assessor will add this improvement to your property's appraised value. The additional assessed value ($50,000 × 25% = $12,500) will be subject to supplemental taxes for the remaining months of the tax year. Property owners are legally required to report any improvements or removals to the Revenue Commissioner's Office by December 31st of the year the changes occurred.

Example Calculation

$300,000 Home:

  • Market Value: $300,000
  • Assessed Value (25%): $75,000
  • Less: Homestead Credit (if applicable): Variable
  • Net Taxable Value: ~$75,000
  • Annual Tax (estimated): $750-$1,200*
  • Monthly Escrow: $63-$100

$600,000 Home:

  • Market Value: $600,000
  • Assessed Value (25%): $150,000
  • Less: Tax Credits (if applied for): Variable
  • Net Taxable Value: ~$150,000
  • Annual Tax (estimated): $1,500-$2,400*
  • Monthly Escrow: $125-$200

$1,000,000 Home:

  • Market Value: $1,000,000
  • Assessed Value (25%): $250,000
  • Less: Tax Credits (if applied for): Variable
  • Net Taxable Value: ~$250,000
  • Annual Tax (estimated): $2,500-$4,000*
  • Monthly Escrow: $208-$333

*Estimates based on typical rate ranges. Actual taxes depend on specific location and applicable tax credits that require separate applications.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Jackson County collect property taxes through monthly escrow payments as part of your mortgage payment. Lenders typically collect 1/12th of your annual property tax bill each month, plus a cushion amount as required by federal regulations. Your lender will pay the county directly when taxes are due on December 31st.

It's important to verify that your lender has the correct tax amount, as Jackson County tax bills are mailed directly to property owners in early September. If you don't receive your tax notice by the second week of September, contact the Revenue Department at 731-425-8212. Even with escrow, you should review your annual tax statement to ensure accuracy and to understand any changes in your assessment or applicable tax rates for the upcoming year.

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Section 6

Frequently Asked Questions

Q: When are Jackson County property taxes due? A: Property taxes for the current fiscal year are due by December 31st. Online payment options are available through the Jackson County Revenue Office.

Q: What tax credits are available and do I need to apply? A: Tennessee offers homestead credits ($5,000 for individuals, $7,500 for joint owners) and other tax credits that require separate applications. These are not automatic and must be filed with the appropriate office. Contact the county assessor for available credits and application requirements.

Q: How does the homestead credit work? A: The homestead credit provides a limited reduction in assessed value and may include caps on annual assessment increases. This requires a separate application and is not automatically applied to your property taxes.

Q: How often are properties reassessed? A: Tennessee requires county-wide reappraisals, but the schedule varies by county. Contact the Jackson County Assessor's office for information about the current appraisal cycle and appeal deadlines.

Q: What are the penalties for late payment? A: Late payment penalties and interest charges apply to taxes not paid by December 31st. Contact the Revenue Office at 731-425-8212 for specific penalty rates and collection procedures.

Q: Can I pay my property taxes online? A: Yes, Jackson County offers online property tax payment options. Visit the county's official website or contact the Revenue Office for payment portal access.

Q: Why did my taxes increase if my home value didn't change? A: Tax increases can result from higher tax rates set by the county commission, new special district assessments, or the expiration of tax credits that require annual reapplication.

Q: How do special district taxes affect my bill? A: Properties within special districts (fire, utility, school districts) pay additional taxes for those services. Your total tax rate depends on which districts serve your specific property location within Jackson County.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Tax Informationjacksontn.gov
02
Tax Doc
How to Calculate Your Tax Billcomptroller.tn.gov
03
Reappraisal Schedule - Tennessee Comptroller of the Treasurycomptroller.tn.gov
04
FAQjacksontn.gov
05
Office of the Revenue Commissionerjacksoncountyal.gov
06
Assessment Schedule - Tennessee Comptroller of the Treasurycomptroller.tn.gov
07
Tennessee's Homestead Exemptionstn.gov
08
TENNESSEE'S HOMESTEAD EXEMPTIONS Adjusting ...tn.gov
09
County
Jackson County, Tennessee - Comptroller of the Treasurycomptroller.tn.gov
10
Dale Anthony Scott, et al. v. Marion Yarbro, et al.tncourts.gov
All sources verified as of 2025 Tax Year

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