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Updated 2025 Tax Year

Humphreys County
Property Tax Guide

Everything you need to know about property taxes in Humphreys County, TN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$2.58081 per $100 of assessed value (varies by special districts)
Exemptions
4+ Available
Section 1

How Property Tax Works

Property taxes in Humphreys County, Tennessee, serve as the primary funding source for essential local services including public schools, county government operations, road maintenance, and emergency services. The county operates under Tennessee's property tax system where real property is assessed at 25% of its appraised market value, and personal property is assessed at 30% of its appraised value.

For the 2025 tax year, Humphreys County has established a property tax rate of $2.58081 per $100 of assessed value. However, your actual tax rate may vary depending on your location within the county, as additional special taxing districts may apply supplemental rates for services like fire protection, utility districts, or municipal services. Property owners should verify their specific tax rate based on their exact location and any applicable special district assessments.

The county's effective tax rate on market value is approximately 0.645% (based on the 25% assessment ratio), though this can range higher in areas with special district taxes. All property tax bills are based on property ownership and assessments as of January 1st of each tax year.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100 Assessed ValueDescription
County General FundVariesFunds county government operations, services
County School FundVariesSupports Humphreys County Schools
County Debt ServiceVariesServices county bonds and debt obligations
Total County Rate$2.58081Base rate for FY 2025
Special DistrictsVaries by locationFire districts, utility districts, municipal rates

Note: The $2.58081 rate applies to the base county levy for fiscal year 2025. Properties located within incorporated municipalities or special taxing districts will have additional rates applied. Contact the Humphreys County Trustee's office to determine your exact rate based on your property's specific location and applicable districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Humphreys County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Humphreys County are additional property tax assessments that occur when there are changes to property ownership, improvements, or corrections to assessments after the main tax roll has been finalized. Common triggers include new construction completion, property transfers that remove exemptions, additions or improvements to existing structures, or corrections to assessment errors.

When supplemental taxes are levied, they are calculated using the same tax rate that applies to your property location, applied to the change in assessed value. For example, if you complete a $50,000 home addition, the supplemental tax would be calculated on 25% of that value ($12,500 assessed value) multiplied by your applicable tax rate of $2.58081 per $100, resulting in approximately $323 in additional annual taxes.

Supplemental tax bills are typically issued throughout the year as changes occur and follow the same payment procedures as regular property tax bills. These taxes are prorated based on the portion of the tax year remaining when the change became effective.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (25%): $75,000
  • Less: Homestead Credit (if applied): Varies
  • Net Taxable Assessed Value: $75,000
  • Annual Tax ($2.58081 per $100): $1,936
  • Monthly Tax (÷12): $161

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (25%): $150,000
  • Less: Homestead Credit (if applied): Varies
  • Net Taxable Assessed Value: $150,000
  • Annual Tax ($2.58081 per $100): $3,871
  • Monthly Tax (÷12): $323

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (25%): $250,000
  • Less: Homestead Credit (if applied): Varies
  • Net Taxable Assessed Value: $250,000
  • Annual Tax ($2.58081 per $100): $6,452
  • Monthly Tax (÷12): $538

Note: Tax credits such as the homestead credit require separate application and are not automatically applied. Credits may reduce your taxable assessed value or limit assessment increases. Additional special district taxes may apply based on property location.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Humphreys County collect property taxes through monthly escrow payments as part of your mortgage payment. Lenders typically collect 1/12th of your annual property tax bill each month, plus a buffer amount to ensure sufficient funds are available when taxes come due on August 31st.

Your lender will receive your property tax bill directly and make payment on your behalf from your escrow account. However, property owners remain ultimately responsible for ensuring taxes are paid on time, even when using escrow services. You should review your annual escrow analysis statement and verify that your lender has received and paid your correct tax amount.

If you pay taxes directly (without escrow), payments are due by August 31st each year. The Humphreys County Trustee offers online payment options, and you can verify payment status through their office. Property owners should maintain records of all tax payments and confirm receipt with the Trustee's office to avoid any issues with delinquency.

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Section 6

Frequently Asked Questions

Q: When are Humphreys County property taxes due for 2025? A: Property taxes for the 2025 tax year are due by August 31, 2025. Late payments are subject to penalties and interest charges.

Q: What tax credits are available and do I need to apply? A: Tennessee offers various tax credits including the homestead credit for primary residences, disabled veteran credits, and elderly/disabled person credits. All credits require separate application and are not automatically applied to your tax bill.

Q: How does the homestead credit work? A: The homestead credit limits the annual increase in your home's assessed value for tax purposes, typically capping increases at a certain percentage. This credit does not reduce your home's market value but limits assessment growth. You must apply for this credit - it is not automatic.

Q: When are properties assessed and how can I appeal? A: Properties are assessed as of January 1st each year. If you disagree with your assessment, you can appeal to the local Board of Equalization. Contact the Humphreys County Assessor's office for appeal procedures and deadlines.

Q: What happens if I pay my taxes late? A: Late payments incur penalties and interest charges. Properties with delinquent taxes may eventually be subject to tax sale proceedings.

Q: Can I pay my property taxes online? A: Yes, Humphreys County offers online payment options. Contact the County Trustee's office for details on available online payment methods and any associated fees.

Q: Do special districts affect my tax rate? A: Yes, properties located within special districts (fire districts, utility districts, municipalities) will have additional tax rates applied beyond the base county rate of $2.58081 per $100.

Q: What is the deadline for tax relief applications? A: Tax relief and tax freeze applications are typically due 35 days past the property tax delinquency date. For 2025, this would be early October, but confirm exact dates with the County Assessor's office.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
2024 Tennessee Property Taxescomptroller.tn.gov
02
Tax Doc
Lookup Property Taxesepayments.memphistn.gov
03
Reappraisal Schedule - Tennessee Comptroller of the Treasurycomptroller.tn.gov
04
Assessment Schedule - Tennessee Comptroller of the Treasurycomptroller.tn.gov
05
Important Noticestn.gov
06
Tangible Personal Propertycomptroller.tn.gov
07
Exemptions - Tennessee Comptroller of the Treasurycomptroller.tn.gov
08
department of housing and urban developmentpublic-inspection.federalregister.gov
09
Tax Doc
Property Tax Relief - Tennessee Comptroller of the Treasurycomptroller.tn.gov
10
County
Humphreys County, Tennessee - Comptroller of the Treasurycomptroller.tn.gov
All sources verified as of 2025 Tax Year

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