Q: When are property taxes due in Hamilton County?
A: Property taxes for FY 2025-2026 are due by February 28, 2026. Personal property tax bills are mailed in October and must be paid by the same February deadline.
Q: What tax credits are available and do they require application?
A: Hamilton County offers several tax credits that REQUIRE annual application, including homestead credits for primary residences and senior citizen tax relief. These are not automatic and must be filed with the County Assessor's office.
Q: How does the homestead credit work?
A: The homestead credit limits assessment increases rather than reducing market value. It typically caps annual assessment growth at 10% for qualifying primary residences. You must apply annually—it's not automatically granted.
Q: When should I apply for tax credits?
A: Applications for most tax credits must be filed by specific deadlines, typically in early spring. Contact the Hamilton County Assessor of Property at (423) 209-7323 for current application periods and requirements.
Q: How often are properties reassessed?
A: Hamilton County conducts countywide reappraisals every four years. The most recent reappraisal was completed in 2025. Individual properties may be reassessed more frequently due to sales, improvements, or appeals.
Q: How do I appeal my assessment?
A: Property owners can appeal assessments through the Hamilton County Board of Equalization. Appeals must be filed within specific timeframes following assessment notices. Contact the Assessor's office for appeal procedures and deadlines.
Q: What are the penalties for late payment?
A: Late payments incur interest and penalties. Taxes become delinquent after February 28, with additional fees and potential tax sale proceedings for extended non-payment.
Q: Can I pay property taxes online?
A: Yes, Hamilton County offers online payment options through the County Trustee's office website. You can pay by electronic check or credit card, though convenience fees may apply.
Q: Why do tax rates vary within Hamilton County?
A: Different areas have varying special district taxes for services like fire protection, libraries, municipal services, and utility districts. Your total rate depends on your specific location and applicable service districts.
Q: Who do I contact for property tax questions?
A: Contact the Hamilton County Assessor of Property at (423) 209-7323 for assessment questions, or the County Trustee's office for payment and collection issues.
