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Updated 2025 Tax Year

Claiborne County
Property Tax Guide

Everything you need to know about property taxes in Claiborne County, TN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
$2.34 per $100 of assessed value (varies by district and municipality)
Exemptions
5+ Available
Section 1

How Property Tax Works

Claiborne County, Tennessee operates under a property tax system that funds essential local services including schools, roads, public safety, and county operations. Property taxes are calculated based on the assessed value of real estate and personal property, with the county's tax rate applied to generate revenue for these vital community services.

For the tax year beginning July 1, 2025, Claiborne County has established a combined property tax rate of $2.34 per $100 of assessed value. However, actual tax rates can vary by location within the county due to special taxing districts, municipal boundaries, and additional assessments for services like fire protection or utilities. Property owners should verify their specific tax rate based on their property's exact location and any applicable special district levies that may apply to their area.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
Base County Rate$2.34Combined county property tax rate for FY 2025-2026
Special DistrictsVariesAdditional rates may apply for fire protection, utilities, or other special services
Municipal TaxesVariesAdditional rates for properties within city limits

Note: The $2.34 rate represents the base Claiborne County rate effective July 1, 2025. Properties located within special taxing districts or municipal boundaries may be subject to additional tax rates. Contact the Claiborne County Assessor's Office to determine the total tax rate applicable to your specific property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Claiborne County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Claiborne County are additional property tax assessments that occur when there are changes to property ownership, new construction, or improvements made to existing properties during the tax year. These taxes are calculated based on the difference between the previous assessment and the new assessed value, prorated for the portion of the tax year remaining after the change.

For example, if you purchase a home in Claiborne County that was previously under-assessed, or if you complete a major renovation that increases your property's value, the county may issue a supplemental tax bill. This supplemental amount covers the additional tax obligation from the date of the change through the end of the current tax year, ensuring that property taxes reflect current ownership and property conditions.

Example Calculation

Example 1: $300,000 Property Value

  • Assessed Value: $75,000 (25% of market value)
  • Less: Homestead Credit (if applicable): -$7,500
  • Net Taxable Value: $67,500
  • Annual Tax ($2.34 per $100): $1,581
  • Monthly Escrow: $132

Example 2: $600,000 Property Value

  • Assessed Value: $150,000 (25% of market value)
  • Less: Homestead Credit (if applicable): -$7,500
  • Net Taxable Value: $142,500
  • Annual Tax ($2.34 per $100): $3,335
  • Monthly Escrow: $278

Example 3: $1,000,000 Property Value

  • Assessed Value: $250,000 (25% of market value)
  • Less: Homestead Credit (if applicable): -$7,500
  • Net Taxable Value: $242,500
  • Annual Tax ($2.34 per $100): $5,675
  • Monthly Escrow: $473

Note: Tax credits such as homestead exemptions require application and are not automatically applied. Contact the Claiborne County Assessor's Office for eligibility requirements and application procedures.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Claiborne County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects monthly property tax payments as part of your mortgage payment and holds these funds in an escrow account. When property taxes become due on December 26th, your lender pays the tax bill directly to Claiborne County on your behalf.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected. If property taxes increase or decrease significantly, your monthly escrow payment may be adjusted accordingly. Property owners should verify that their lender has received and paid their property tax bills, and review annual escrow statements for accuracy. You can confirm tax payment status by contacting the Claiborne County Tax Collector's office or checking online payment records if available.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Claiborne County? A: Property tax bills are mailed on the fourth Wednesday before December 26th, and the Tax Collector begins accepting payments on December 26th. Personal property tax schedules are mailed by February 1st and due by March 1st.

Q: What tax credits are available to homeowners? A: Claiborne County offers homestead tax credits for qualifying homeowners. These credits must be applied for through the Assessor's Office and are not automatically granted. Contact the Assessor's Office for specific eligibility requirements and application procedures.

Q: How does the homestead credit work? A: The homestead credit typically limits annual assessment increases rather than reducing market value. This helps protect longtime homeowners from rapidly rising property taxes due to appreciation. Applications must be filed with the Assessor's Office.

Q: How often are properties reassessed? A: Tennessee law requires property reappraisal programs, but frequency varies by county. Contact the Claiborne County Assessor's Office for the current reassessment schedule and to learn about the appeals process if you disagree with your assessment.

Q: What are the penalties for late payment? A: Late payment penalties and interest charges apply to overdue property taxes. Contact the Claiborne County Tax Collector for specific penalty rates and payment options.

Q: Can I pay my property taxes online? A: Check with the Claiborne County Tax Collector's office for available online payment options and accepted payment methods.

Q: Do special districts affect my tax rate? A: Yes, properties within special taxing districts may be subject to additional tax rates beyond the base county rate of $2.34 per $100. These can include fire protection districts, utility districts, or other special services.

Q: How do I apply for property tax credits or exemptions? A: All property tax credits and exemptions require application through the Claiborne County Assessor's Office. Contact them directly for application forms, deadlines, and eligibility requirements, as these are not automatically applied to your property.

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