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Updated 2025 Tax Year

Campbell County
Property Tax Guide

Everything you need to know about property taxes in Campbell County, TN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.87%+ effective rate (varies by district - higher in incorporated cities like LaFollette and Rocky Top)
Exemptions
4+ Available
Section 1

How Property Tax Works

Campbell County, Tennessee operates on a property tax system that funds essential local services including schools, public safety, infrastructure, and county operations. Property taxes are assessed annually based on the assessed value of real estate and personal property within the county. The tax system uses Tennessee's state-mandated assessment ratio of 25% for residential property, meaning your assessed value is 25% of the property's appraised market value.

Property tax rates in Campbell County vary by location within the county due to special taxing districts and municipal boundaries. Properties within incorporated cities like LaFollette and Rocky Top have different combined tax rates than unincorporated areas. The county's effective tax rates typically range from approximately 0.87% to 1.22% of assessed value, depending on your specific location and applicable special district assessments. These taxes are collected by the Campbell County Trustee's office and are due annually from October 1st through February 28th.

Campbell County residents should note that tax rates are set annually during the budget process, and official rates for the upcoming fiscal year are typically announced closer to the beginning of each tax year. Property owners are encouraged to check with local government websites for the most current rate information.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
County General$1.21560Base county services, administration, public safety
LaFollette City$0.86870Municipal services (properties within LaFollette city limits)
Rocky Top City$1.16680Municipal services (properties within Rocky Top city limits)
School DistrictIncluded in basePublic education funding
Special DistrictsVariesFire districts, utility districts (where applicable)

Note: These rates reflect the most recent available data and may not represent the current fiscal year. Official tax rates for FY 2025-2026 will be announced by Campbell County officials during the annual budget process. Properties located in unincorporated areas of Campbell County pay only the county rate, while properties within municipal boundaries pay both county and city rates. Additional special district assessments may apply depending on your specific location and the services provided to your area.

Tax rates are applied to the assessed value (25% of appraised value for residential property) to calculate your annual property tax bill.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Campbell County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Campbell County are additional property tax assessments that occur when there are changes to property ownership, improvements, or new construction that affect the property's assessed value during the current tax year. These supplemental bills ensure that property taxes are properly allocated for the entire tax year, even when changes occur mid-year.

Common triggers for supplemental taxes include: transfer of property ownership, completion of new construction or major improvements, subdivision of property, or correction of assessment errors. When a supplemental assessment is issued, it covers the period from when the change occurred through the end of the current tax year.

Example: If you purchase a newly constructed home in Campbell County in January that wasn't previously on the tax rolls, you would receive a supplemental tax bill covering the full tax year. If the home has an assessed value of $75,000 (25% of $300,000 market value) and your combined tax rate is $1.2156 per $100, your supplemental tax would be approximately $912 ($75,000 ÷ 100 × $1.2156) for the year. This supplemental amount would be due in addition to any prorated amounts already paid through escrow or previous arrangements.

Example Calculation

Example 1: $300,000 Home in Unincorporated Campbell County

  • Market Value: $300,000
  • Assessed Value (25%): $75,000
  • Tax Rate: $1.21560 per $100
  • Annual Tax: $912 ($75,000 ÷ 100 × $1.21560)
  • Monthly Escrow: $76

Example 2: $600,000 Home in LaFollette

  • Market Value: $600,000
  • Assessed Value (25%): $150,000
  • Combined Tax Rate: $2.0843 per $100 ($1.21560 county + $0.86870 city)
  • Annual Tax: $3,126 ($150,000 ÷ 100 × $2.0843)
  • Monthly Escrow: $260

Example 3: $1,000,000 Home in Rocky Top

  • Market Value: $1,000,000
  • Assessed Value (25%): $250,000
  • Combined Tax Rate: $2.3824 per $100 ($1.21560 county + $1.16680 city)
  • Annual Tax: $5,956 ($250,000 ÷ 100 × $2.3824)
  • Monthly Escrow: $496

Note: These calculations assume current available tax rates and do not include any tax credits that may be available. Many tax credits require separate application and are not automatically applied. Homestead exemption credits, if available, would reduce these amounts but must be applied for through the county assessor's office.

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Section 5

Escrow & Property Taxes

Most Campbell County homeowners with mortgages have their property taxes collected through an escrow account managed by their mortgage lender. The lender collects approximately 1/12 of the estimated annual property tax bill with each monthly mortgage payment, holding these funds in escrow until taxes are due. Since Campbell County property taxes are due from October 1st through February 28th, most lenders pay the tax bill during this collection period.

Your mortgage lender will receive a copy of your annual property tax bill and should pay it on your behalf before the February 28th deadline to avoid penalties. Lenders typically conduct an annual escrow analysis to ensure adequate funds are being collected. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment may be adjusted accordingly.

If you pay your own property taxes (not through escrow), you're responsible for ensuring payment reaches the Campbell County Trustee's office by February 28th. The county accepts partial payments during the collection period, which can help spread the financial impact throughout the collection window. Property owners should verify that their lender has made the tax payment and contact the Campbell County Trustee's office if there are any questions about payment status or amounts due.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Campbell County property taxes due? A: Property taxes are due and payable from October 1st through February 28th each year. Partial payments are accepted during this collection period.

Q: What tax credits are available in Campbell County? A: Tennessee offers various property tax relief programs for qualified homeowners, including programs for elderly and disabled property owners. These are tax credits that require application and are not automatically applied. Contact the Campbell County Assessor's office for specific programs and eligibility requirements.

Q: Is there a homestead exemption in Campbell County? A: Tennessee's homestead exemption programs vary by county. You must apply for any available homestead credits through the Campbell County Assessor's office. These credits may limit assessment increases rather than reducing market value, and applications are typically required annually.

Q: When are properties reassessed in Campbell County? A: Tennessee requires property reappraisals every 4-6 years. Campbell County follows the state-mandated reappraisal schedule. Property owners receive notice of assessment changes and have the right to appeal during specified time periods.

Q: What happens if I pay my property taxes late? A: Property taxes not paid by February 28th become delinquent and are subject to penalties and interest. Delinquent taxes may eventually result in tax sale proceedings if left unpaid.

Q: Can I pay my Campbell County property taxes online? A: Contact the Campbell County Trustee's office for current online payment options and accepted payment methods. Many Tennessee counties offer online payment systems for property taxes.

Q: How do special district taxes work? A: Some areas of Campbell County may have additional special district assessments for services like fire protection or utility districts. These appear as separate line items on your tax bill and vary by location.

Q: What is the deadline for filing amended personal property schedules? A: The deadline for filing amended personal property schedules in Campbell County is September 1st each year. This applies to business personal property and other taxable personal property items.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Campbell - County Assessment Info - TN.govcomptroller.tn.gov
02
County
Campbell County PVApvatest.smllc.us
03
2024-2025 Approved Budgetmontgomerytn.gov
04
Trusteecampbellcountytn.gov
05
Assessment Schedule - Tennessee Comptroller of the Treasurycomptroller.tn.gov
06
Tangible Personal Propertycomptroller.tn.gov
07
Tax Doc
Property Tax Relief - Tennessee Comptroller of the Treasurycomptroller.tn.gov
08
Exemptions - Tennessee Comptroller of the Treasurycomptroller.tn.gov
09
County
Campbell County, Tennessee - Tennessee Comptroller of the ...comptroller.tn.gov
10
acq605d - 141 general purpose schoolcampbell.k12.tn.us
All sources verified as of 2025 Tax Year

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