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Updated 2025 Tax Year

Blount County
Property Tax Guide

Everything you need to know about property taxes in Blount County, TN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$1.59 per $100 of assessed value base rate, varies by district with additional municipal, fire, and utility district levies
1st Due
Jan 1
Exemptions
5+ Available
Section 1

How Property Tax Works

Blount County, Tennessee levies property taxes annually to fund essential county services including schools, roads, public safety, and local government operations. The county operates on a calendar year tax cycle, with property assessed as of January 1st each year based on 25% of the property's appraised market value for residential properties.

The 2025 property tax rate is $1.59 per $100 of assessed value, though actual tax rates vary by location within the county due to special taxing districts such as municipalities, fire districts, and utility districts that may impose additional levies. Property owners should verify their specific rate based on their exact location within Blount County, as total effective rates can range significantly depending on which special districts serve their property.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
Base County Rate$1.59FY 2025 base county property tax levy
Municipal RatesVariesAdditional rates for incorporated cities/towns
Special DistrictsVariesFire districts, utility districts, improvement districts
School DistrictIncluded in baseFunding for Blount County Schools

Note: The $1.59 rate applies to the base county levy for FY 2025. Properties within municipalities or special taxing districts will have additional rates that vary by location. Total effective rates can range from the base $1.59 to significantly higher depending on district combinations.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Blount County, property taxes are due in two installments:

First Installment
Jan 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Blount County are triggered by mid-year changes in property ownership, new construction completion, or significant property improvements that increase assessed value. When property is purchased mid-year, the new owner becomes responsible for paying any remaining taxes by December 31st of that year, regardless of when the purchase occurred.

For new construction or major improvements, supplemental assessments are calculated based on the increased value prorated for the portion of the tax year the improvement was in place. For example, if a $100,000 addition is completed on July 1st, the supplemental tax would be calculated on 25% of $100,000 (residential assessment ratio) at the applicable tax rate, prorated for 6 months of the tax year.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (25%): $75,000
  • Base Tax Rate: $1.59 per $100
  • Annual Tax: $1,192.50
  • Monthly (if escrowed): $99.38

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (25%): $150,000
  • Base Tax Rate: $1.59 per $100
  • Annual Tax: $2,385.00
  • Monthly (if escrowed): $198.75

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (25%): $250,000
  • Base Tax Rate: $1.59 per $100
  • Annual Tax: $3,975.00
  • Monthly (if escrowed): $331.25

Note: These calculations use the base county rate only. Actual taxes will be higher if the property is located within municipalities or special districts. Tax credits for seniors or other qualifying circumstances require separate application and are not automatically applied.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Blount County require property tax escrow accounts for borrowers with less than 20% down payment. Lenders collect monthly tax payments along with principal and interest, depositing funds into an escrow account that pays taxes when due in February. Lenders typically collect an initial escrow deposit at closing and may require a 2-month cushion above the estimated annual tax amount.

Property owners should verify their lender is using current tax rates and assessed values for escrow calculations, as changes in assessment or tax rates can create escrow shortages or surpluses. The county mails tax notices in late September, which should be provided to mortgage servicers to ensure accurate escrow management. Escrow analysis statements are provided annually, showing any adjustments needed for the following year.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Blount County? A: Property taxes for FY 2025 are due by February 2025. Tax notices are mailed in late September of the prior year.

Q: What tax credits are available and do I need to apply? A: Tennessee offers property tax rebates for homeowners age 65+ with qualifying income levels. Applications are required and must be submitted by the January 1st deadline. Contact the Blount County Assessor's office for specific application requirements and income limits.

Q: Is there a homestead credit that caps my assessment increases? A: Tennessee does not have a traditional homestead exemption that caps assessment growth. However, various tax relief programs exist for qualifying seniors and disabled property owners that require annual application through the County Assessor.

Q: How often is property reassessed in Blount County? A: Tennessee requires county-wide reappraisals every 4-6 years. Property is assessed annually as of January 1st for ownership and condition changes.

Q: What are the penalties for late tax payment? A: Late penalties and interest apply to taxes not paid by the February deadline. Contact the Blount County Trustee's office for current penalty rates and payment options.

Q: Can I pay property taxes online? A: Yes, property taxes can be searched and paid online through the Blount County Trustee's website. Payment options typically include credit cards and electronic checks.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Blount County Board of Equalization, which meets in June. The deadline to file appeals is typically May 20th.

Q: Why is my tax bill different from my neighbor's on a similar home? A: Tax bills vary based on assessed value differences and location within different taxing districts. Properties in municipalities or special districts (fire, utility) pay additional rates beyond the base county levy of $1.59 per $100.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Frequently Asked Questions - CivicPlus.CMS.FAQblounttn.gov
02
Tax Doc
resolution fixing the tax levy inblounttn.gov
03
County
Property Tax | Blount County, TNblounttn.gov
04
County
Important Dates | Blount County, TNblounttn.gov
05
Tangible Personal Propertycomptroller.tn.gov
06
County
Property Tax Relief Program | Blount County, TNblounttn.gov
07
County
Property Tax Freeze Program | Blount County, TNblounttn.gov
08
County
Blount County Revenue Commissioner – Official Sitezipleaf.us
09
COMPREHENSIVE ANNUAL FINANCIAL REPORT ...blounttn.gov
10
Federal funds data for 2007ers.usda.gov
All sources verified as of 2025 Tax Year

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