HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Bledsoe County
Property Tax Guide

Everything you need to know about property taxes in Bledsoe County, TN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
Approximately 1% effective rate, varies by special taxing districts and location within county
Exemptions
4+ Available
Section 1

How Property Tax Works

Property taxes in Bledsoe County, Tennessee, serve as the primary funding mechanism for essential local services including public education, county government operations, emergency services, and infrastructure maintenance. The county operates under Tennessee's property tax system where properties are assessed at 25% of their appraised market value for residential properties and 40% for commercial properties. Property owners should expect effective tax rates that align with Tennessee's statewide average of approximately 1%, though actual rates vary based on your specific location within the county.

Bledsoe County's property tax structure includes both county-wide levies and additional assessments that vary by location due to special taxing districts such as school districts, utility districts, and municipal boundaries. This means two properties with identical assessed values may have different tax bills depending on which services and districts they fall within. The county assessor determines property values as of January 1st each year, with tax bills typically issued later in the year based on the county commission's adopted budget and corresponding tax rates.

Section 2

What Makes Up Your Tax Bill

Note: Specific 2025-2026 tax rates are pending adoption by the county commission. The following represents the typical structure:

ComponentRate (per $100)Description
County General$0.XXCounty government operations, services
County School$0.XXLocal school district funding
County Highway$0.XXRoad maintenance and transportation
State Equalization$0.XXState-mandated levy
Total Base Rate$X.XXStandard county-wide rate
Special DistrictsVariesAdditional levies for fire, utility, or other districts

Important: Tax rates vary significantly within Bledsoe County based on your property's location within special taxing districts. Properties may be subject to additional levies for fire protection districts, utility districts, or municipal services. Contact the Bledsoe County Assessor's Office at the courthouse in Pikeville for your property's specific tax rate and applicable districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Bledsoe County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental tax assessments occur when property undergoes significant changes during the tax year that affect its assessed value. Common triggers include new construction completion, substantial improvements or renovations, ownership transfers that remove previous exemptions, or corrections to assessment errors discovered after the initial tax roll is finalized.

The supplemental tax is calculated by determining the difference between the original assessed value and the new assessed value, then applying the current tax rate to this difference. The tax is prorated based on the number of months remaining in the tax year from when the change occurred. For example, if a $50,000 addition is completed and assessed in July, the supplemental tax would cover 6 months (July through December) of the additional tax liability. Property owners receive a separate supplemental tax bill with its own due date, typically 30-60 days after issuance.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (25%): $75,000
  • Less: Homestead Credit (if applied): Varies
  • Net Taxable Value: ~$75,000
  • Annual Tax (est. 1.0%): ~$750
  • Monthly (if escrowed): ~$63

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (25%): $150,000
  • Less: Available credits (if applied): Varies
  • Net Taxable Value: ~$150,000
  • Annual Tax (est. 1.0%): ~$1,500
  • Monthly (if escrowed): ~$125

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (25%): $250,000
  • Less: Available credits (if applied): Varies
  • Net Taxable Value: ~$250,000
  • Annual Tax (est. 1.0%): ~$2,500
  • Monthly (if escrowed): ~$208

Note: All tax credits require separate applications and are not automatically applied. Actual rates depend on your property's specific taxing districts.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts for Bledsoe County properties, collecting monthly payments as part of your mortgage payment to ensure timely tax payment. Lenders typically collect 1/12th of your annual property tax bill each month, plus an additional cushion amount (usually 2 months) to account for potential tax increases. Your lender pays the county directly when taxes become due.

Property tax payments in Bledsoe County are typically split into two installments: the first installment due September 1st and the second installment due December 31st. Lenders monitor these due dates and make payments on your behalf from your escrow account. You should receive an annual escrow analysis from your lender showing the account activity and any adjustments needed for the coming year. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment will be adjusted accordingly. Always verify that your lender has made the payments by checking with the Bledsoe County Trustee's office, as you remain ultimately responsible for ensuring taxes are paid even when escrowed.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Bledsoe County? A: For the current fiscal year, property taxes are typically due in two installments: first installment due September 1st and second installment due December 31st. Tangible personal property schedules are due March 1st.

Q: What tax credits are available and how do I apply? A: Tennessee offers various tax credits including homestead credits for qualifying homeowners, elderly/disabled credits, and veterans' exemptions. All credits require separate applications filed with the county assessor's office and are NOT automatically applied. Contact the Bledsoe County Assessor for specific eligibility requirements and application forms.

Q: How does the homestead credit work? A: The homestead credit limits how much your property's assessed value can increase each year (typically capped at a certain percentage), rather than reducing the market value itself. You must apply for this credit - it's not automatic. The application must be filed with the county assessor's office.

Q: When does the county reassess properties? A: Tennessee requires property reappraisals every 4-6 years, with Bledsoe County following this schedule. All assessments are based on property status as of January 1st of each tax year. Between reappraisals, values may be adjusted for improvements or other significant changes.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed within 35 days of receiving your assessment notice. Contact the Bledsoe County Assessor's office in Pikeville for the proper appeal forms and procedures. You may need to provide evidence such as recent appraisals or comparable property sales.

Q: What are the penalties for late payment? A: Late payments incur penalties and interest charges. The specific penalty structure varies, so contact the Bledsoe County Trustee's office for current penalty rates and grace periods.

Q: Can I pay my property taxes online? A: Contact the Bledsoe County Trustee's office to inquire about online payment options, as availability varies by county. You may also be able to pay in person at the courthouse in Pikeville or by mail.

Q: Why might my tax bill differ from my neighbor's on a similar property? A: Tax bills can vary due to different assessed values, different tax credits applied, or location within different special taxing districts (fire districts, utility districts, etc.). Even properties on the same street may fall within different taxing boundaries, resulting in different total tax rates.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
CONSIDERATION OF TAX RATE ...loudoncounty-tn.gov
02
Tax Doc
Tax Hikes Looming for Tennessee Residents on ...waysandmeans.house.gov
03
Reappraisal Schedule - Tennessee Comptroller of the Treasurycomptroller.tn.gov
04
Assessment Schedule - Tennessee Comptroller of the Treasurycomptroller.tn.gov
05
Tangible Personal Propertycomptroller.tn.gov
06
H.Amdt.625 to H.R.1309 - 112th Congress (2011-2012)congress.gov
07
Tennessee Housing Development Agency (THDA)fdic.gov
08
Tax Doc
Property Tax Relief - Tennessee Comptroller of the Treasurycomptroller.tn.gov
09
Tax Doc
How to Calculate Your Tax Billcomptroller.tn.gov
10
County
Bledsoe County, Tennessee - Comptroller of the Treasury - TN.govcomptroller.tn.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate