HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Benton County
Property Tax Guide

Everything you need to know about property taxes in Benton County, TN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
Approximately 1% of assessed value (varies by district and municipality)
Exemptions
4+ Available
Section 1

How Property Tax Works

Benton County, Tennessee operates under a property tax system that serves as the primary funding mechanism for essential county services, including public schools, infrastructure maintenance, emergency services, and local government operations. Property taxes in Benton County are collected annually by the County Trustee and are based on the assessed value of real estate and personal property within the county boundaries.

Property tax rates in Benton County typically range around Tennessee's base rate of approximately 1% of assessed value, though actual rates vary significantly depending on your specific location within the county due to special taxing districts, school districts, and municipal boundaries. The County Trustee serves as the primary collection agent and accepts partial payments throughout the year, making property tax obligations more manageable for homeowners. Tax rates are subject to annual review and adjustment based on local government budgetary needs and fiscal policies.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County GeneralTBDBasic county operations and services
School DistrictTBDPublic education funding
Special DistrictsVariesFire districts, utility districts, other special assessments
MunicipalVariesCity taxes (if applicable to property location)

Note: Tax rates for fiscal year 2025-2026 have not yet been finalized by Benton County. Rates vary by special taxing districts within the county boundaries. Contact the Benton County Assessor's office for current rates applicable to your specific property location and taxing district.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Benton County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Benton County may be triggered by changes in property ownership, new construction, or improvements that increase the assessed value of a property after the annual assessment roll has been completed. When property undergoes significant changes, the County Assessor may issue a supplemental assessment to account for the increased value during the current tax year.

For example, if you complete a home addition valued at $50,000 in the middle of the tax year, you may receive a supplemental tax bill calculated on a prorated basis for the remaining months of the fiscal year. The supplemental tax would be calculated by applying the current tax rate to the increased assessed value, then prorating for the portion of the year the improvement was in place.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Less: Available Tax Credits (application required): Varies
  • Net Taxable Value: ~$300,000
  • Annual Tax: ~$3,000 (estimated at 1% rate)
  • Monthly Escrow: ~$250

Property Value: $600,000

  • Assessed Value: $600,000
  • Less: Available Tax Credits (application required): Varies
  • Net Taxable Value: ~$600,000
  • Annual Tax: ~$6,000 (estimated at 1% rate)
  • Monthly Escrow: ~$500

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Less: Available Tax Credits (application required): Varies
  • Net Taxable Value: ~$1,000,000
  • Annual Tax: ~$10,000 (estimated at 1% rate)
  • Monthly Escrow: ~$833

Note: These calculations use estimated rates. Actual tax credits require separate applications and eligibility verification. Contact the County Assessor for specific rates and available credits.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Benton County require borrowers to maintain an escrow account for property tax payments, particularly for loans with less than 20% down payment. Your lender collects monthly escrow payments as part of your mortgage payment and pays your property taxes directly to the Benton County Trustee when taxes become due on February 28th each year.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected, and may adjust your monthly payment if property taxes increase or decrease. You can verify that your lender has paid your property taxes by checking with the Benton County Trustee's office or monitoring your escrow account statements. If you pay property taxes directly without escrow, remember that taxes are due by the last day of February each year, with the current deadline being February 28, 2026.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Benton County property taxes due for the 2025-2026 fiscal year? A: Property taxes are due by the last day of February each year. The current deadline is February 28, 2026.

Q: What tax credits are available and do I need to apply? A: Tennessee offers various property tax relief programs for qualified homeowners, including elderly and disabled homeowner credits. These require separate applications and are NOT automatic. Contact the Benton County Assessor's office to learn about available credits and application requirements.

Q: How does the homestead credit work? A: Tennessee's homestead credit typically caps annual assessment increases rather than reducing market value. This credit requires filing an application and helps limit how much your assessed value can increase year-over-year, providing property tax stability.

Q: When are properties reassessed in Benton County? A: Tennessee conducts property reappraisals on a cyclical basis. Contact the Benton County Assessor's office for the current assessment schedule and appeal process information.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest charges. The County Trustee can provide specific penalty calculations and payment options for delinquent taxes.

Q: Can I pay property taxes online? A: Contact the Benton County Trustee's office to inquire about online payment options and accepted payment methods.

Q: How do special district taxes affect my bill? A: Special taxing districts within Benton County may impose additional taxes for services like fire protection or utilities. Your total tax bill reflects all applicable district taxes based on your property's location.

Q: Can I make partial payments on my property taxes? A: Yes, the Benton County Trustee accepts partial payments throughout the year, making it easier to manage your property tax obligations.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Benton County, Tennessee - Comptroller of the Treasurycomptroller.tn.gov
02
Agendabentoncountytn.gov
03
County
6/24/25 Coffee County Commission Meeting Agendacoffeecountytn.gov
04
Trusteebentoncountytn.gov
05
Important Noticestn.gov
06
Minutesbentoncountytn.gov
07
Tennesseeirs.gov
08
Tax Doc
Property Tax Relief - Tennessee Comptroller of the Treasurycomptroller.tn.gov
09
Exemptions - Tennessee Comptroller of the Treasurycomptroller.tn.gov
10
Minutesbentoncountytn.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate