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Updated 2025 Tax Year

Edmunds County
Property Tax Guide

Everything you need to know about property taxes in Edmunds County, SD. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 0.50% effective rate, varies by taxing district including school and municipal boundaries
Exemptions
4+ Available
Section 1

How Property Tax Works

Edmunds County, South Dakota operates on a property tax system that serves as the primary funding source for essential local services including schools, county government operations, road maintenance, and emergency services. Property taxes in Edmunds County are assessed annually based on the property's assessed value, which is determined by the County Assessor and represents the property's fair market value as of January 1st each year.

The effective property tax rate in Edmunds County for the 2025 tax year is approximately 0.50% of assessed value, though actual rates can vary significantly depending on your property's location within specific taxing districts. These districts may include school districts, municipal boundaries, and special service districts that can add additional levies to your total tax bill. Property owners should note that rates are subject to annual changes based on budget requirements and voter-approved bond measures.

Property taxes in Edmunds County are paid in two installments annually, with the first half due by July 15th and the second half due by November 15th. The county offers various tax credits and programs that may reduce your tax burden, though most require annual application and have specific eligibility requirements.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General~0.15%General county operations, services, and administration
School District~0.25%Local school district operations and facilities
Township/Municipal~0.05%Local township or city services (varies by location)
Special Districts~0.05%Fire districts, library districts, and other special assessments
Total Base Rate~0.50%Combined rate for FY 2025-2026

Note: These rates are estimates for the 2025 tax levy year and represent typical combinations. Actual rates vary significantly by location within Edmunds County based on which taxing jurisdictions serve your property. School district levies can vary substantially between districts, and some properties may be subject to additional special district assessments for services like fire protection, libraries, or improvement districts. Contact the Edmunds County Assessor's office for your specific tax rate calculation.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Edmunds County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Edmunds County are additional property tax assessments that occur when there are significant changes to a property during the tax year. The most common triggers include new construction, major improvements or additions, changes in property ownership that remove existing exemptions or credits, or corrections to assessment errors discovered after the initial tax roll is finalized.

When supplemental taxes are assessed, they are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year remaining after the change occurred. For example, if you complete a $100,000 home addition in September, you would be responsible for supplemental taxes on that additional assessed value for approximately 4 months (September through December) of that tax year.

Supplemental tax bills are typically issued within 60-90 days after the triggering event is processed by the County Assessor's office. These taxes follow the same payment schedule as regular property taxes, with amounts under $500 generally due in full within 30 days, while larger amounts may be split into installments. Property owners should budget for potential supplemental taxes when planning major improvements or property changes.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$4,000 (assessment growth cap benefit)
  • Net Taxable Value: $296,000
  • Tax Rate: 0.50%
  • Annual Tax: $1,480
  • Monthly Escrow: $123

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$8,000 (assessment growth cap benefit)
  • Net Taxable Value: $592,000
  • Tax Rate: 0.50%
  • Annual Tax: $2,960
  • Monthly Escrow: $247

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$10,000 (assessment growth cap benefit)
  • Net Taxable Value: $990,000
  • Tax Rate: 0.50%
  • Annual Tax: $4,950
  • Monthly Escrow: $413

Note: Credits shown require annual application and eligibility verification. Homestead credits primarily limit year-over-year assessment increases rather than reducing market value. Actual tax rates may vary based on your specific taxing districts. Senior citizens and disabled veterans may qualify for additional credits with proper application.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Edmunds County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects monthly deposits equal to approximately 1/12 of your annual property tax bill, plus a small cushion to account for potential increases. These funds are held in a separate escrow account and used to pay your property taxes when they become due on July 15th and November 15th each year.

Lenders are required to provide annual escrow account statements showing deposits, payments made on your behalf, and any surplus or shortage in the account. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment will typically be adjusted at your next escrow analysis. Similarly, if you qualify for new tax credits or your assessment decreases, your escrow payment may be reduced.

Property owners can verify escrow payments by checking with the Edmunds County Treasurer's office or through the county's online payment portal. If you pay taxes directly without escrow, remember that partial payments are accepted, but interest and penalties accrue on any unpaid balance after the July 15th and November 15th due dates. Property owners who pay directly should budget carefully, as the county does not send reminder notices before due dates.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Edmunds County for the current fiscal year? A: Property taxes for FY 2025-2026 are due in two installments: first half by July 15, 2025, and second half by November 15, 2025. Payments received after these dates are subject to interest and penalties.

Q: What tax credits are available and do they require application? A: South Dakota offers several tax credits including Homestead Credits (which cap assessment increases), Senior/Disabled exemptions, and Veterans' exemptions. Most credits require annual application by March 1st and are NOT automatic. Contact the County Assessor's office at (605) XXX-XXXX for applications and eligibility requirements.

Q: How does the Homestead Credit work? A: The Homestead Credit doesn't reduce your home's market value but instead limits how much your assessment can increase year-over-year (typically capped at certain percentages). You must apply annually by March 1st, and the credit only applies to your primary residence where you live as of January 1st.

Q: When are properties reassessed in Edmunds County? A: Properties are reassessed annually as of January 1st. Assessment notices are typically mailed in March. If you disagree with your assessment, you have until June 1st to file an appeal with the County Board of Equalization.

Q: What happens if I pay my property taxes late? A: Interest begins accruing at 1.5% per month (18% annually) on unpaid balances after July 15th and November 15th. Properties become delinquent if taxes remain unpaid by the following May 31st, potentially leading to tax deed proceedings.

Q: Can I pay property taxes online? A: Yes, Edmunds County offers online payment options through their website. You can pay by electronic check or credit card, though credit card payments may include processing fees. Contact the County Treasurer's office for current online payment options and fee structures.

Q: How do special district taxes affect my bill? A: Special districts for fire protection, libraries, schools, or improvement projects can add significant amounts to your tax bill. These vary by location within the county. Your tax statement will itemize all applicable district taxes, and rates can change annually based on district budgets and voter-approved measures.

Q: What should I do if I think my assessment is too high? A: First, review comparable property sales in your area and consider if recent improvements justify the increase. You can appeal to the County Board of Equalization by June 1st following the assessment. Provide documentation such as recent appraisals, repair estimates for needed work, or comparable sales data to support your case.

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