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Updated 2025 Tax Year

Beadle County
Property Tax Guide

Everything you need to know about property taxes in Beadle County, SD. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.50% base rate, varies by district based on school district, municipality, and special taxing districts
Exemptions
2+ Available
Section 1

How Property Tax Works

Beadle County property taxes fund essential local services including schools, county operations, emergency services, and infrastructure maintenance. Property owners pay taxes based on their property's assessed value multiplied by the applicable tax rate, which varies by location within the county due to different combinations of taxing districts.

The county's base property tax rate is approximately 0.50% for the 2025 assessment year, though your actual effective rate will depend on which school district, municipality, and special taxing districts your property falls within. Property is assessed at its full market value without a state-mandated assessment cap. Tax bills are typically divided into two installments due in October and December, and most property tax credits require separate applications to receive the benefit.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General~0.15%County operations, roads, services
School District~0.25%K-12 education funding (varies by district)
Municipal~0.10%City services (if applicable)
Total Base Rate~0.50%Combined rate for FY 2025-2026
Special AssessmentsVariesRoad districts, fire districts, library districts

Note: These rates are estimates for the 2025-2026 levy year and vary significantly based on your specific location within Beadle County. Properties may be subject to additional special district taxes that can increase the total effective rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Beadle County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Beadle County are triggered by changes in property ownership, new construction, or property improvements that occur after the annual assessment date. When these events happen, the county assessor calculates the difference between the old and new assessed values, then applies the current tax rate to determine the supplemental tax owed.

For example, if you complete a $100,000 home addition mid-year and your total effective tax rate is 0.60%, you would owe approximately $600 in supplemental taxes ($100,000 × 0.006) for the remaining portion of the tax year. Supplemental tax bills are issued separately from regular property tax bills and have their own due dates, typically 30 days from the bill date.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $300,000 (100% assessment)
  • Less: Homestead Credit (if applicable): -$0 (requires application)
  • Net Taxable Value: $300,000
  • Annual Tax (0.50% rate): $1,500
  • Monthly Escrow: $125

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value: $600,000
  • Less: Homestead Credit (if applicable): -$0 (requires application)
  • Net Taxable Value: $600,000
  • Annual Tax (0.50% rate): $3,000
  • Monthly Escrow: $250

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000
  • Less: Available Credits: Variable (must apply)
  • Net Taxable Value: ~$1,000,000
  • Annual Tax (0.50% rate): $5,000
  • Monthly Escrow: $417

Note: Tax credits require separate applications and are not automatically applied. Actual rates may be higher due to special district taxes.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Beadle County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects 1/12 of your estimated annual property tax bill with each monthly mortgage payment, plus a cushion amount typically equal to 1-2 months of taxes. The lender pays your property taxes directly to the county when they become due in October and December.

At least once per year, your lender will analyze your escrow account and may adjust your monthly payment if property taxes have increased or decreased significantly. You should receive an annual escrow statement showing all deposits and payments. If you pay your own property taxes, ensure payments are made by the due dates to avoid penalties and potential tax lien issues.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Beadle County property taxes due for the 2025-2026 tax year? A: Property taxes are typically due in two installments - the first in October and the second in December. Check with the Beadle County Treasurer for exact due dates.

Q: What tax credits are available and how do I apply? A: South Dakota offers various property tax credits that require application, including disabled veteran credits and elderly/disabled person credits. Contact the Beadle County Assessor's office for available credits and application forms.

Q: How does the Homestead Credit work? A: If available, homestead-type credits in South Dakota typically limit annual assessment increases rather than reducing market value. You must file an application with the county assessor, and the credit is not automatic.

Q: How often is my property reassessed? A: South Dakota conducts property reassessments on a regular cycle. The county assessor reviews property values annually, with comprehensive revaluations occurring periodically.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Beadle County Board of Equalization by specific deadlines, typically in March or April. Contact the county assessor's office for appeal forms and procedures.

Q: What penalties apply for late tax payments? A: Late property tax payments in Beadle County incur penalties and interest. Contact the county treasurer for specific penalty rates and payment options.

Q: Can I pay my property taxes online? A: Many South Dakota counties offer online payment options. Check the Beadle County Treasurer's website or call their office for available payment methods.

Q: Why did my tax bill increase if my assessment stayed the same? A: Tax bills can increase due to higher tax rates from school districts, the county, or special taxing districts, even if your assessed value remains unchanged. Rate increases fund budget increases for local services.

Q: Do senior citizens receive automatic property tax reductions? A: No, senior citizen property tax benefits are not automatic. Eligible seniors must apply for available credits or freezes through the county assessor's office and meet specific income and residency requirements.

Q: What happens if I don't pay my property taxes? A: Unpaid property taxes become a lien against your property. After a specified period, the county may sell your property at a tax deed sale to recover the unpaid taxes, penalties, and interest.

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