Q: When are property taxes due for the current fiscal year?
A: Property taxes for FY 2025-2026 are due September 1, 2025. You can pay without interest until January 5, 2026. After January 5th, interest and penalties begin accruing.
Q: What homestead tax credit is available and how do I apply?
A: Union County offers a homestead tax credit that exempts $50,000 of fair market value (reducing assessed value by $2,000 for owner-occupied homes). This credit requires application through the Union County Assessor's Office and is NOT automatic. You must own and occupy the home as your primary residence.
Q: Are there tax credits available for seniors or disabled persons?
A: Yes, South Carolina provides additional tax credits for seniors over 65 and disabled individuals, including totally disabled firefighters and law enforcement officers. These credits require application with documentation such as Workers' Compensation orders or disability certifications. Contact the Union County Assessor's Office for specific application requirements and deadlines.
Q: How often are properties reassessed in Union County?
A: Union County conducts property reassessments periodically, typically every 5-6 years countywide, though significant improvements or sales may trigger individual reassessments. The county uses the assessment ratio of 4% for owner-occupied residential properties and 6% for other properties.
Q: How do I appeal my property assessment?
A: Property owners can appeal assessments by filing with the Union County Board of Assessment Appeals within 90 days of receiving their assessment notice. Appeals require evidence supporting your claimed value, such as recent appraisals or comparable sales data.
Q: What happens if I pay my property taxes late?
A: Interest begins accruing after January 5th at rates set by state law. Properties with delinquent taxes may be included in the annual delinquent tax sale, typically held in September following the tax year. The Sheriff's Office maintains delinquent tax listings through April 15th.
Q: Can I pay my property taxes online?
A: Contact the Union County Treasurer's Office for current online payment options and accepted methods. Many South Carolina counties offer online payment systems for property taxes.
Q: Why do my taxes vary from my neighbor's even though our homes are similar?
A: Tax amounts can vary due to different assessed values, eligibility for tax credits (which require application), and location within different special taxing districts. Special districts like Island City Sanitation add additional taxes that only apply to properties within those district boundaries.
Q: Do I need to reapply for tax credits each year?
A: Most tax credits require only initial application, but some may require periodic renewal or notification of changes in eligibility. Contact the Union County Assessor's Office to confirm renewal requirements for your specific credits.
Q: What documentation do I need to apply for the homestead credit?
A: You typically need a recorded deed showing ownership, proof of residency (such as voter registration or driver's license), and confirmation of the 4% owner-occupied assessment ratio from the county assessor's office. Contact the assessor for a complete list of required documents.
