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Updated 2025 Tax Year

Pickens County
Property Tax Guide

Everything you need to know about property taxes in Pickens County, SC. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 2.95% effective rate (varies by location and special districts within county)
Exemptions
4+ Available
Section 1

How Property Tax Works

Pickens County, South Carolina operates on a property tax system that funds essential local services including schools, roads, public safety, and county operations. Property taxes are calculated based on assessed value, which is determined at 6% of fair market value for residential properties, multiplied by the applicable millage rate. The effective tax rate in Pickens County is approximately 2.95% for most areas, though this can vary significantly depending on your specific location within the county.

Actual tax rates vary throughout Pickens County due to special taxing districts, municipal boundaries, and local assessments. Properties within incorporated cities like Pickens City face additional municipal millage, while rural properties may have different fire district or special service assessments. The county reassesses all properties every five years, with the most recent countywide reassessment affecting tax bills accordingly.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County Operating~57.0General county services and operations
School District~150.0Local school district funding
Debt Service~15.0County and school bond payments
Fire DistrictsVariesRural fire protection services
Municipal TaxesVariesCity taxes (where applicable)
Total Base Rate~295 mills (2.95%)FY 2025-2026 levy year

Note: Rates shown are approximate averages. Actual millage varies by location within Pickens County. Properties in Pickens City face an additional ~5.4 mills (0.54%) municipal tax, bringing the total effective rate to approximately 3.49%. Contact the Pickens County Assessor for your specific district's millage rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pickens County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes are additional property tax bills issued when there are changes in property ownership, value, or use during the tax year. In Pickens County, supplemental taxes are most commonly triggered by new construction completion, property transfers that remove exemptions, or when improvements substantially increase a property's assessed value mid-year.

The supplemental tax is calculated as the difference between the old assessed value and new assessed value, multiplied by the applicable tax rate, prorated for the remaining months in the tax year. For example, if you complete a $100,000 addition in January, the county will assess the improvement at 6% of value ($6,000), multiply by the tax rate (2.95%), resulting in an additional $177 annual tax bill, prorated for the remaining tax year period.

Example Calculation

Example 1: $300,000 Home

  • Fair Market Value: $300,000
  • Assessed Value (6%): $18,000
  • Less: Homestead Credit (if eligible): -$3,000
  • Net Taxable Value: $15,000
  • Annual Tax (2.95%): $443
  • Monthly Escrow: $37

Example 2: $600,000 Home

  • Fair Market Value: $600,000
  • Assessed Value (6%): $36,000
  • Less: Homestead Credit (if eligible): -$3,000
  • Net Taxable Value: $33,000
  • Annual Tax (2.95%): $974
  • Monthly Escrow: $81

Example 3: $1,000,000 Home

  • Fair Market Value: $1,000,000
  • Assessed Value (6%): $60,000
  • Less: Homestead Credit (if eligible): -$3,000
  • Net Taxable Value: $57,000
  • Annual Tax (2.95%): $1,682
  • Monthly Escrow: $140

Note: Homestead and other tax credits require annual application and are not automatically applied. Actual rates may vary based on your specific taxing district.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Pickens County collect property taxes through monthly escrow payments along with your mortgage payment. Lenders typically collect 1/12 of your annual tax bill each month, plus a cushion amount as required by federal law. Your lender pays the taxes directly to Pickens County when they become due between October 1 and March 16.

Each year, your lender will provide an escrow analysis statement showing the previous year's tax payments and calculating the new monthly escrow amount based on current tax bills. If your property taxes increase due to reassessment or rate changes, your monthly payment may increase accordingly. You can verify that your lender paid your taxes correctly by checking with the Pickens County Treasurer's office or viewing your account online through the county's tax portal.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Pickens County? A: Property taxes for FY 2025-2026 are due between October 1, 2025, and March 16, 2026. Payments received after March 16 are subject to penalties and interest.

Q: What tax credits are available and do they require application? A: The primary tax credit is the Homestead Credit for qualifying owner-occupied residences, which requires annual application. Senior citizens (age 65+), disabled individuals, and blind residents may qualify for additional credits. All credits require application - none are automatic.

Q: How does the Homestead Credit work? A: The Homestead Credit caps assessment increases on your primary residence and provides up to $50,000 in assessed value exemption for qualifying seniors. You must apply annually by December 31st to receive this credit the following tax year.

Q: How often are properties reassessed? A: Pickens County conducts countywide property reassessments every five years, with the most recent completed reassessment affecting current tax bills. Individual properties may be reassessed when sold or improved.

Q: What are the penalties for late payment? A: Taxes not paid by March 16 incur penalties and interest charges. After delinquency, properties may eventually face tax sale proceedings.

Q: Can I pay my property taxes online? A: Yes, Pickens County offers online payment options through their official website. Contact the Treasurer's office for current payment portal information.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed during the designated appeal period, typically in the months following reassessment notices. Contact the Pickens County Assessor's office for specific deadlines and procedures.

Q: Why do tax rates vary within Pickens County? A: Different areas of the county belong to different special taxing districts (fire districts, municipalities, school attendance zones) which each levy their own millage rates in addition to the base county rate.

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