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Updated 2025 Tax Year

Beaufort County
Property Tax Guide

Everything you need to know about property taxes in Beaufort County, SC. Rates, due dates, exemptions, and how it affects your monthly payment.

8 Official Sources
8 min read
Quick Facts
Tax Rate
0.54% to 1%+ of assessed value, varies significantly by taxing district within county
Exemptions
5+ Available
Section 1

How Property Tax Works

Beaufort County, South Carolina operates under a property tax system that funds essential local services including schools, public safety, infrastructure, and county operations. Property taxes are assessed based on fair market value with South Carolina's standard assessment ratio of approximately 4% for owner-occupied residential properties and 6% for other properties. The effective tax rate in Beaufort County varies significantly by location within the county, typically ranging from 0.54% to over 1% of assessed value depending on your specific taxing district.

The county is divided into multiple special taxing districts that can include municipalities, school districts, fire districts, and other special service areas. This means two properties with identical assessed values may have different tax bills based on their location and the services provided in their area. Beaufort County is currently planning a countywide property revaluation for 2025, which may result in adjusted tax rates and assessed values. Property owners should expect their tax bills to reflect both county-level assessments and any applicable municipal or special district levies.

Section 2

What Makes Up Your Tax Bill

ComponentEstimated Rate (mills)Description
County Operating~40-50General county services and operations
School District~80-100Local school district funding
Municipal~20-60City/town services (varies by municipality)
Fire District~10-20Fire protection services
Other Special Districts~5-15Various local improvement districts
Total Effective Rate~155-245 millsVaries significantly by location

Note: These are estimated ranges for planning purposes. The 2025 tax year rates are pending the countywide revaluation process. One mill equals $1 per $1,000 of assessed value. Actual rates vary considerably based on your specific location within Beaufort County and the combination of taxing districts that serve your property. Contact the Beaufort County Auditor at (843) 255-2500 for current rates specific to your address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Beaufort County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Beaufort County are additional tax assessments that occur when there are changes to property ownership, value, or use during the tax year. The most common triggers include the sale of property to a new owner (which may remove certain tax credits that don't transfer), completion of new construction or major improvements, and changes in property use classification. These supplemental assessments are calculated based on the difference between the old and new assessed values, prorated for the remaining portion of the tax year.

For example, if you purchase a home in March and the previous owner was receiving a homestead credit that you don't immediately qualify for, you may receive a supplemental tax bill for the increased assessment. Similarly, if you complete a $100,000 home addition in July, you would receive a supplemental bill for taxes on that additional assessed value from July through the end of the tax year. These supplemental taxes follow the same payment schedule as regular property taxes and are typically due with the next scheduled installment payment.

Example Calculation

Example 1: $300,000 Home Value

  • Market Value: $300,000
  • Assessed Value (4%): $12,000
  • Less: Homestead Credit (if qualified): -$1,200
  • Net Taxable Value: $10,800
  • Annual Tax (200 mills avg): $2,160
  • Monthly Escrow: $180

Example 2: $600,000 Home Value

  • Market Value: $600,000
  • Assessed Value (4%): $24,000
  • Less: Homestead Credit (if qualified): -$2,400
  • Net Taxable Value: $21,600
  • Annual Tax (200 mills avg): $4,320
  • Monthly Escrow: $360

Example 3: $1,000,000 Home Value

  • Market Value: $1,000,000
  • Assessed Value (4%): $40,000
  • Less: Homestead Credit (if qualified): -$4,000
  • Net Taxable Value: $36,000
  • Annual Tax (200 mills avg): $7,200
  • Monthly Escrow: $600

Note: These examples use estimated average tax rates for illustration. Actual rates vary by location within the county. All tax credits require application and are not automatically applied. Contact the Beaufort County Assessor's Office to apply for available credits.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Beaufort County require borrowers to maintain an escrow account for property tax payments, especially when the loan-to-value ratio exceeds 80%. Your monthly mortgage payment includes a portion that goes into this escrow account, which your lender uses to pay your property taxes when they become due. Lenders typically collect 1/12th of your estimated annual property tax bill each month, plus a small cushion to account for potential increases.

Property taxes in Beaufort County are paid in two installments: the first installment is due by October 15th, and the second installment is due by May 15th of the following year. Your lender will receive the tax bills directly and make these payments on your behalf. You should receive an annual escrow analysis from your lender showing how your escrow funds were used and whether any adjustments to your monthly payment are needed. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment may be adjusted accordingly. Property owners should verify that their lender has the correct mailing address with the Beaufort County Auditor to ensure tax bills are delivered properly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Beaufort County? A: Property taxes are due in two installments: first installment by October 15th and second installment by May 15th of the following year. These dates apply to the current tax year cycle.

Q: What tax credits are available and how do I apply? A: The primary tax credit available is the Homestead Credit for owner-occupied residential properties. This credit is NOT automatic and requires an application through the Beaufort County Assessor's Office. Contact them at (843) 255-2500 for application forms and deadlines. Additional credits may be available for seniors, disabled persons, and veterans.

Q: How does the Homestead Credit work? A: The Homestead Credit doesn't reduce your property's market value, but rather provides a credit against your tax bill and can limit annual assessment increases. You must apply for this credit - it's not automatically granted when you purchase a home. The credit must be renewed periodically, and you must occupy the property as your primary residence.

Q: When does Beaufort County reassess properties? A: Beaufort County is conducting a countywide revaluation in 2025. Properties are typically reassessed every 5 years, though the county may conduct interim adjustments for properties that have sold or been improved.

Q: How do I appeal my property assessment? A: Property owners who disagree with their assessment can appeal to the Beaufort County Board of Assessment Appeals. Appeals must typically be filed within 90 days of receiving your assessment notice. Contact the Assessor's Office for specific procedures and deadlines.

Q: What are the penalties for late payment? A: Late payments incur penalties and interest charges. After the due dates pass, additional fees are assessed monthly. Properties with delinquent taxes may eventually face tax sale proceedings.

Q: Can I pay my property taxes online? A: Yes, Beaufort County offers online payment options through their official website. You can pay by electronic check or credit card, though convenience fees may apply for credit card payments.

Q: Why do tax rates vary within Beaufort County? A: Different areas of the county are served by different combinations of municipalities, school districts, fire districts, and special service districts. Each of these entities can levy taxes, so your total rate depends on which combination of districts serves your specific location.

Q: What happens if I disagree with a supplemental tax assessment? A: Supplemental assessments can be appealed using the same process as regular assessments. You have the right to contest both the valuation and the effective date of any supplemental assessment.

Q: Do tax credits transfer when I sell my property? A: Most tax credits, including the Homestead Credit, do NOT automatically transfer to new owners. New property owners must apply separately for any credits they wish to claim, which may result in supplemental tax bills if the previous owner was receiving credits.

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