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Updated 2025 Tax Year

Montour County
Property Tax Guide

Everything you need to know about property taxes in Montour County, PA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
4.24 mills county base rate - total rates vary significantly by municipality and school district
Exemptions
4+ Available
Section 1

How Property Tax Works

Montour County property taxes fund essential local services including schools, municipal operations, emergency services, and county government functions. Located in central Pennsylvania, Montour County operates on a millage-based tax system where property owners pay taxes based on their property's assessed value multiplied by the applicable tax rate.

The county's 2025 property tax rate is 4.24 mills countywide, but total tax rates vary significantly by municipality due to additional local assessments, school district rates, and special taxing districts. Property owners can expect effective tax rates that differ based on their specific location within Montour County, as each municipality and school district sets additional millage rates beyond the base county rate.

Property taxes in Montour County are collected annually with specific payment deadlines and discount periods. Most tax credits and exemptions require annual applications and are not automatically applied to tax bills.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County Base Rate4.24Funds county operations, courts, emergency services
Municipal RateVariesCity/township services, varies by municipality
School District RateVariesLocal school district funding, varies by district
Special DistrictsVariesFire districts, library districts, other special assessments

Rates shown are for Levy Year 2025. Total millage rates vary by specific location within Montour County due to overlapping taxing jurisdictions. One mill equals $1 in tax for every $1,000 of assessed value.

Note: Special taxing districts within municipalities may impose additional millage for services like fire protection, library services, or infrastructure improvements. Contact your local tax collector for your exact total millage rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Montour County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Montour County are additional tax bills issued when property ownership changes, new construction is completed, or property improvements are made that increase assessed value during the tax year. These taxes cover the difference between the old and new assessed values for the remaining portion of the tax year.

Common triggers include:

  • Property sales resulting in reassessment
  • Completion of new construction or major renovations
  • Property improvements that increase assessed value
  • Zoning changes that affect property classification

Calculation example: If a property's assessed value increases from $200,000 to $250,000 in January due to completed renovations, and the total tax rate is 25 mills, the supplemental tax would be calculated as: ($250,000 - $200,000) × 0.025 = $1,250 for the remaining tax year.

Example Calculation

$300,000 Property

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$18,000 (requires application)
  • Net Taxable Value: $282,000
  • Tax Rate: 25 mills (estimated total with all districts)
  • Annual Tax: $7,050
  • Monthly Escrow: $588

$600,000 Property

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$18,000 (requires application)
  • Net Taxable Value: $582,000
  • Tax Rate: 25 mills (estimated total with all districts)
  • Annual Tax: $14,550
  • Monthly Escrow: $1,213

$1,000,000 Property

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$18,000 (requires application)
  • Net Taxable Value: $982,000
  • Tax Rate: 25 mills (estimated total with all districts)
  • Annual Tax: $24,550
  • Monthly Escrow: $2,046

Examples assume typical combined millage rates and available homestead credit. Actual rates vary by location. All credits require annual application.

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Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts for Montour County properties. Lenders collect monthly payments equal to 1/12 of your annual property tax bill plus insurance premiums. The lender pays your property taxes directly to the county tax collector when due.

Key escrow details:

  • Lenders typically collect 2-3 months of additional taxes at closing as a cushion
  • Annual escrow analysis adjusts monthly payments based on actual tax bills
  • Property tax increases may result in higher monthly mortgage payments
  • Lenders must provide annual escrow statements showing all transactions

Payment timing: Lenders generally pay property taxes during the discount period (by March 31) to take advantage of lower net tax amounts. Property owners should verify their lender is making timely payments to avoid penalties.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Montour County property taxes due for FY 2025-2026? A: Net taxes (discounted amount) are due March 31, 2026. Gross taxes (full amount) are due April 30, 2026. Delinquent taxes may result in upset sales in September.

Q: What tax credits are available and do I need to apply? A: The Homestead Credit is available for primary residences and requires annual application. This credit caps assessment increases rather than reducing market value. Senior and disability credits may also be available through application to the county assessor.

Q: How does the Homestead Credit work? A: The Homestead Credit limits annual assessment increases on your primary residence, typically to 10% or less. It does not reduce your property's market value but caps how much your assessed value can increase each year. You must file annually to maintain this benefit.

Q: How often are properties reassessed in Montour County? A: Assessment schedules vary, but properties may be reassessed when sold, improved, or during county-wide reassessment programs. Contact the Montour County Assessment Office for current reassessment schedules.

Q: What are the penalties for late payment? A: Late payments after April 30 incur penalties and interest. Severely delinquent taxes may result in upset sales where the county sells the property to recover unpaid taxes.

Q: Can I pay my property taxes online? A: Yes, Montour County offers online payment options. Contact your local tax collector for specific payment portals and accepted payment methods.

Q: How do special district taxes work? A: Special districts like fire companies or library districts can levy additional millage on properties within their boundaries. These appear as separate line items on your tax bill and fund specific local services.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Montour County Board of Assessment Appeals within specific deadlines, typically within 40 days of receiving a new assessment notice. Contact the county assessor's office for appeal forms and procedures.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
State
2025-26 Real Estate Tax Ratespa.gov
02
County
montour county millage effective july 1, 2025montourcounty.gov
03
County
Montour County Millage Ratesmontourcounty.gov
04
State
Real Estate Portal | Print Datarealestate.alleghenycounty.us
05
Tax Doc
Office of Tax Claimsmontourcounty.gov
06
Tax Doc
Office of Tax Assessmentmontourcounty.gov
07
Comprehensive Planmontourcounty.gov
08
proposed rulemakingpacodeandbulletin.gov
09
County
Property Tax Burden by Countyifo.state.pa.us
10
Tax Doc
Property Tax/Rent Rebate Programpa.gov
All sources verified as of 2025 Tax Year

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