HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Lycoming County
Property Tax Guide

Everything you need to know about property taxes in Lycoming County, PA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
Varies by district: County rate plus municipal, school district, and special district rates (typically 2.5-4% total effective rate)
Exemptions
5+ Available
Section 1

How Property Tax Works

Lycoming County, Pennsylvania operates under a property tax system that serves as the primary funding mechanism for local government services, schools, and special districts throughout the county. Property taxes collected support essential services including public education, municipal operations, emergency services, and infrastructure maintenance. The county follows Pennsylvania's standard assessment practices, with properties assessed at fair market value and tax rates applied as millage rates (mills per $1,000 of assessed value).

Property tax rates in Lycoming County vary significantly by location within the county due to the presence of multiple overlapping taxing districts. Each property may be subject to county taxes, municipal taxes, school district taxes, and special district assessments depending on its specific location. The combined effective tax rate typically ranges from approximately 20 to 35 mills, though this can vary based on the specific combination of taxing districts that apply to each property. Property owners should verify their specific taxing districts and applicable rates, as these determine the actual tax burden for each individual property.

Section 2

What Makes Up Your Tax Bill

ComponentRate RangeDescription
County Tax3-5 millsBase county operations and services
School District15-25 millsLocal school district funding (varies by district)
Municipal Tax2-8 millsCity, borough, or township services
Special Districts0-3 millsFire districts, library districts, other special assessments
Total Combined20-35 millsActual rate depends on property location

Note: The 2025 tax rates have not yet been finalized by all taxing districts. Rates shown are estimates based on historical data. Final rates for the 2025 tax year will be available from individual taxing authorities in early 2025. Property owners should verify their specific taxing districts and current rates with the Lycoming County Assessment Office or their local tax collector.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Lycoming County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Lycoming County are additional property tax assessments that occur when there are changes to a property's assessed value during the current tax year. The most common triggers for supplemental taxes include ownership transfers that prompt reassessment, completion of new construction or major improvements, and corrections to previous assessments discovered during the tax year.

When a supplemental tax is issued, it represents the difference between the original tax bill and the recalculated tax based on the updated assessed value. For example, if a property was originally assessed at $200,000 (resulting in a $5,000 annual tax bill at 25 mills) but is reassessed at $250,000 following a sale, the supplemental tax would be calculated on the additional $50,000 in assessed value ($1,250 in this example). Supplemental taxes are typically due within 30 days of issuance and are in addition to the regular property tax obligations for that year.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$18,000 (requires application)
  • Net Taxable Value: $282,000
  • Tax Rate: 25 mills
  • Annual Tax: $7,050
  • Monthly Escrow: $588

Property Value: $600,000

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$18,000 (requires application)
  • Net Taxable Value: $582,000
  • Tax Rate: 28 mills
  • Annual Tax: $16,296
  • Monthly Escrow: $1,358

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$18,000 (requires application)
  • Net Taxable Value: $982,000
  • Tax Rate: 30 mills
  • Annual Tax: $29,460
  • Monthly Escrow: $2,455

Note: Homestead credits require annual application by March 1st and are not automatically applied. Tax rates vary by specific taxing districts within the county.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Lycoming County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders may require escrow regardless of down payment amount. The lender collects monthly escrow payments along with the mortgage payment, typically calculating 1/12th of the annual property tax bill plus a small cushion to account for potential tax increases. These funds are held in a separate escrow account and used to pay property taxes when they become due on December 31st each year.

Property owners with escrow accounts should receive an annual escrow analysis statement from their lender, typically in the fall, which projects the coming year's tax obligations and adjusts monthly payments accordingly. If property taxes increase due to reassessment or rate changes, the lender may require catch-up payments or increase monthly escrow amounts. Property owners are responsible for ensuring their lender has current tax information, and should promptly notify the lender of any supplemental tax bills or assessment changes that may affect escrow calculations.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Lycoming County? A: Real estate taxes are due by December 31st of each tax year. Taxes not paid by this deadline are considered delinquent and subject to penalties and interest.

Q: What tax credits are available and how do I apply? A: The primary credit available is the Homestead/Farmstead Exclusion, which provides up to $18,000 in assessed value reduction for owner-occupied properties. Applications must be filed with the county assessment office by March 1st each year. This credit is not automatic and requires annual application.

Q: How does the Homestead credit work? A: The Homestead credit caps assessment increases and provides a reduction in assessed value for qualifying owner-occupied properties. It does not reduce the property's market value but limits how much the assessment can increase year-over-year and provides direct assessed value reduction.

Q: How often are properties reassessed? A: Lycoming County conducts periodic countywide reassessments, though the schedule varies. Property owners can appeal assessments through the Board of Assessment Appeals, with specific deadlines following assessment notices.

Q: What are the penalties for late payment? A: Properties with delinquent taxes (unpaid after December 31st) are subject to penalties, interest, and potential tax sale. The 2025 tax sale is scheduled for November 4, 2025.

Q: Can I pay my taxes online? A: Yes, Lycoming County offers online payment options for current taxes through the County Treasurer's Office website. Delinquent taxes can also be paid online through the Tax Claim Bureau website using the Property Web ID.

Q: Why do tax rates vary within the county? A: Tax rates vary because properties may be located in different combinations of taxing districts, including different school districts, municipalities, and special districts, each with their own millage rates.

Q: Who do I contact about my tax bill? A: For current year taxes, contact the appropriate tax collector for your district (listed on the county website). For delinquent taxes, contact the Tax Claim Bureau. For assessment questions, contact the Lycoming County Assessment Office.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
State
2025 Real Estate Taxes Informationlycomingcountypa.gov
02
State
2025-26 Real Estate Tax Ratespa.gov
03
FINAL GENERAL FUND BUDGETmontoursville.k12.pa.us
04
Tax Doc
Delinquent Tax Informationlycomingcountypa.gov
05
Tax Doc
Tax Sale Informationlycomingcountypa.gov
06
Homestead & Farmsteadlycomingcountypa.gov
07
Homestead Exclusionlgc.state.pa.us
08
Tax Doc
Property Tax Relief Through Homestead Exclusion - PA DCEDdced.pa.gov
09
december 1, 2025lycomingcountypa.gov
10
County
David N. Harris, : Appellant : v. : : County of Lycoming Tax ...pacourts.us
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate