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Updated 2025 Tax Year

Lawrence County
Property Tax Guide

Everything you need to know about property taxes in Lawrence County, PA. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
8.309 mills county rate; total rates 24.679-39+ mills depending on municipality and school district
Exemptions
5+ Available
Section 1

How Property Tax Works

Lawrence County, Pennsylvania operates on a millage-based property tax system where taxes are calculated using mills (1 mill = $1 per $1,000 of assessed value). Property taxes in Lawrence County fund essential local services including schools, municipal operations, fire protection, and various special districts. The county tax rate for FY 2025-2026 is 8.309 mills, but total tax rates vary significantly by municipality due to additional school district, fire, and special district levies.

Total effective tax rates across Lawrence County range from approximately 24.679 mills in New Beaver Borough to over 39 mills in Ellwood City, depending on your specific location and the combination of taxing authorities that serve your property. The county uses a Common Level Ratio Real Estate Valuation Factor of 2.13 for the period from July 1, 2025 to June 30, 2026, which is used to ensure fair and uniform assessments across all properties.

Section 2

What Makes Up Your Tax Bill

MunicipalityCounty RateSchool RateFire RateWater/Light/RecTotal Mills
New Castle8.30936.87417.8710.43173.484
Ellwood City8.3098.7521.051.039.109
Bessemer Borough8.3097.314.37-29.979
Ellport Borough8.3094.021.05-33.359
Enon Valley Borough8.3093.422.50150.3634.571
New Beaver Borough8.3091.6714.370.3324.679
New Wilmington Borough8.309-16.845-25.154
South New Castle Borough8.3095.516.5060.530.815
Volant Borough8.30911.016.845-36.154
Wampum Borough8.3094.521.05-33.859

Note: Rates are expressed in mills and apply to assessed property values. Special district assessments may apply to certain properties within these municipalities.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Lawrence County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Lawrence County are triggered by changes in property ownership, new construction, improvements that increase property value, or corrections to existing assessments during the tax year. These supplemental bills are calculated based on the difference between the old and new assessed values, multiplied by the applicable mill rate for your taxing districts.

For example, if you complete a home addition that increases your assessed value by $50,000 mid-year, and your total mill rate is 30 mills, your supplemental tax would be calculated as: ($50,000 ÷ 1,000) × 30 mills = $1,500. This supplemental amount would be prorated based on the number of months remaining in the tax year from when the change became effective. Supplemental taxes are typically billed separately from your regular annual property tax bill and have their own due dates.

Example Calculation

Example 1: $300,000 Home in New Beaver Borough (24.679 mills)

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applied): Varies by assessment increase limitation
  • Net Taxable Value: $300,000 (assuming no applicable credits)
  • Annual Tax: ($300,000 ÷ 1,000) × 24.679 = $7,403.70
  • Monthly Escrow: $617.00

Example 2: $600,000 Home in Enon Valley Borough (34.571 mills)

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applied): Varies by assessment increase limitation
  • Net Taxable Value: $600,000 (assuming no applicable credits)
  • Annual Tax: ($600,000 ÷ 1,000) × 34.571 = $20,742.60
  • Monthly Escrow: $1,729.00

Example 3: $1,000,000 Home in Ellwood City (39.109 mills)

  • Assessed Value: $1,000,000
  • Less: Senior Citizen Credit (if qualified and applied): Amount varies
  • Net Taxable Value: $1,000,000 (assuming no applicable credits)
  • Annual Tax: ($1,000,000 ÷ 1,000) × 39.109 = $39,109.00
  • Monthly Escrow: $3,259.00

Note: All tax credits require separate applications and are not automatically applied.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Lawrence County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects approximately 1/12 of your estimated annual property tax bill with each monthly mortgage payment, holding these funds in an escrow account. The lender then pays your property taxes directly to Lawrence County when bills become due.

Escrow accounts are analyzed annually by your lender to ensure adequate funds are collected. If property taxes increase due to reassessment or mill rate changes, your monthly escrow payment will be adjusted accordingly. You should receive an annual escrow statement showing all deposits, payments, and account balances. Property owners can verify that their taxes have been paid by checking with the Lawrence County Tax Collector's office or through online payment systems when available.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Lawrence County for FY 2025-2026? A: Property tax due dates vary by municipality within Lawrence County. Contact your local tax collector for specific due dates, as some areas may have different collection schedules and discount periods for early payment.

Q: What tax credits are available and do I need to apply? A: Lawrence County offers Homestead and Farmstead tax credits that must be applied for annually. These are NOT automatic and require submitting the "Lawrence County Application for Homestead and Farmstead Exclusion." Senior citizen and disability credits may also be available in some municipalities.

Q: How does the Homestead credit work? A: The Homestead credit in Pennsylvania typically limits assessment increases rather than reducing the total assessed value. It does not reduce your home's market value assessment but may cap how much your assessment can increase year-over-year. You must file an application to receive this benefit.

Q: How often are properties reassessed in Lawrence County? A: Pennsylvania law requires counties to reassess properties periodically to maintain uniform assessments. Lawrence County updates tax maps and assessment data regularly, with a major update scheduled for November 17, 2025. Property owners can appeal assessments through the Board of Assessment Appeals.

Q: What happens if I pay my property taxes late? A: Late property tax payments in Lawrence County incur penalties and interest charges. The specific penalty structure varies by municipality, so contact your local tax collector for exact rates and deadlines.

Q: Can I pay my property taxes online? A: Online payment options vary by municipality within Lawrence County. Contact your local tax collector's office to determine available payment methods, which may include online portals, phone payments, or mail-in options.

Q: What is LERTA and how does it affect my taxes? A: LERTA (Local Economic Revitalization Tax Assistance) provides tax exemptions for qualified improvements to deteriorated properties. The Lawrence County LERTA program offers a 5-year exemption schedule starting at 100% and declining by 20% each year. Property owners must apply for this program.

Q: Who do I contact about my property tax bill? A: For assessment questions, contact the Lawrence County Assessment Office. For tax collection and payment questions, contact your municipal tax collector, as collection is handled at the local level rather than by the county.

Q: What special districts might affect my tax rate? A: Depending on your location, you may be subject to additional taxes from school districts, fire protection districts, water authorities, lighting districts, or recreation districts. These are reflected in your total mill rate and appear as separate line items on your tax bill.

Q: How do I verify my property's assessed value? A: You can verify your property's assessed value through the Lawrence County Assessment Office. They maintain property records and can provide information about how your assessment was determined using the current Common Level Ratio factor of 2.13.

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