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Updated 2025 Tax Year

Jefferson County
Property Tax Guide

Everything you need to know about property taxes in Jefferson County, PA. Rates, due dates, exemptions, and how it affects your monthly payment.

8 Official Sources
8 min read
Quick Facts
Tax Rate
3.66% effective rate (varies by municipality and school district)
Exemptions
5+ Available
Section 1

How Property Tax Works

Jefferson County, Pennsylvania operates under a property tax system that funds essential local services including schools, county operations, and municipal services. Property taxes are the primary revenue source for these governmental entities, with the total tax burden shared between county government, local municipalities, and school districts. Based on 2025 data, property owners can expect an effective tax rate of approximately 3.66% of assessed value, though this varies significantly by location within the county.

The actual tax rate you pay depends on your specific location within Jefferson County, as different municipalities and school districts levy their own taxes in addition to the base county tax. Special taxing districts for services like fire protection, libraries, or municipal improvements may also apply additional assessments. Property assessments in Jefferson County determine the taxable value of your property, and various tax credits are available to qualifying homeowners, though these require separate applications and are not automatically applied.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County Tax6.43Funds county services, courts, sheriff, and administration
MunicipalityVaries by locationLocal municipal services (avg. ~5.66 mills)
School DistrictVaries by districtPublic education funding (avg. ~23.23 mills)
Total Average~35.32Combined rate for most areas

Rates shown are for levy year 2025. One mill equals $1 per $1,000 of assessed value. Actual rates vary by specific municipality and school district within Jefferson County. Some areas may have additional special district assessments for fire protection, libraries, or other services.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jefferson County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Jefferson County are triggered when property ownership changes or when new construction/improvements are completed. When you purchase a property or complete significant improvements, the county assessor may issue a supplemental assessment to account for the change in property value or ownership during the current tax year.

The supplemental tax is calculated by determining the difference between the old assessment and new assessment, then applying the current tax rate to that difference for the remaining months in the tax year. For example, if you purchase a home in August that was previously assessed at $150,000 but now has a market value of $200,000, you would owe supplemental taxes on the $50,000 difference for the remaining 8 months of the tax year (August through March).

Example Calculation

Property Valued at $300,000

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applied): ~$18,000 reduction in taxable value
  • Net Taxable Value: $282,000
  • Annual Tax (35.32 mills): $9,960
  • Monthly Escrow: $830

Property Valued at $600,000

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applied): ~$18,000 reduction in taxable value
  • Net Taxable Value: $582,000
  • Annual Tax (35.32 mills): $20,556
  • Monthly Escrow: $1,713

Property Valued at $1,000,000

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if applied): ~$18,000 reduction in taxable value
  • Net Taxable Value: $982,000
  • Annual Tax (35.32 mills): $34,684
  • Monthly Escrow: $2,890

Note: Homestead credits require annual application and are not automatically applied. Rates vary by specific location within Jefferson County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Jefferson County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects 1/12 of your estimated annual property tax bill each month along with your mortgage payment. The lender maintains these funds in an escrow account and pays your property taxes directly to Jefferson County when they become due on April 30th.

Lenders typically collect an initial escrow deposit at closing equal to 2-6 months of property taxes, depending on the closing date relative to the tax due date. Your lender will provide an annual escrow analysis statement showing the account activity and any required adjustments to your monthly payment. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment will be adjusted accordingly. You have the right to review tax bills and escrow statements, and you can request to pay taxes directly if you meet your lender's requirements for escrow account elimination.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Jefferson County for FY 2025-2026? A: Property taxes are due April 30th. A 5% penalty applies to payments received after May 1st.

Q: What tax credits are available to homeowners? A: The primary credit is the Homestead/Farmstead Credit, which caps assessment increases and reduces school district taxes. Senior citizen credits may also be available. All credits require annual application and are not automatic.

Q: How does the Homestead credit work? A: The Homestead credit doesn't reduce your home's market value, but it caps annual assessment increases and provides school tax relief. You must apply annually by March 3rd deadline to maintain eligibility.

Q: How often are properties reassessed in Jefferson County? A: Pennsylvania law requires counties to conduct reassessments periodically to ensure fair market value assessments. Jefferson County conducts reassessments as needed to maintain assessment accuracy.

Q: What if I disagree with my assessment? A: You can file an assessment appeal with the Jefferson County Board of Assessment Appeals. Appeals must be filed within specific timeframes, typically within 40 days of receiving a new assessment notice.

Q: What's the penalty for late payment? A: A 5% penalty is added to taxes paid after the April 30th due date. Additional penalties and interest may accrue for taxes that remain unpaid beyond the delinquent period starting May 1st.

Q: Can I pay my property taxes online? A: Contact the Jefferson County Tax Collector's office to inquire about online payment options, as availability may vary by municipality within the county.

Q: Do special districts add extra taxes? A: Yes, some areas may have additional taxes for fire protection, library services, municipal improvements, or other special districts. These vary by location within Jefferson County.

Q: Are property tax payments deductible on federal taxes? A: Generally yes, property taxes paid on your primary residence are deductible on federal income taxes, subject to IRS limits and regulations. Consult a tax professional for specific guidance.

Q: What happens if the previous owner didn't pay taxes? A: Unpaid property taxes typically remain with the property. Title companies usually handle tax prorations at closing, but verify that all taxes are current before completing your purchase.

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