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Updated 2025 Tax Year

Fulton County
Property Tax Guide

Everything you need to know about property taxes in Fulton County, PA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
8.87 mills county tax (1.5%-2.5% total effective rate with school/municipal)
Exemptions
4+ Available
Section 1

How Property Tax Works

Fulton County, Pennsylvania operates on a property tax system that serves as the primary revenue source for county operations and constituent services. Property taxes fund essential services including justice and public safety, infrastructure maintenance, and various county programs. The county has maintained a stable tax environment in recent years, with the general fund property tax rate holding steady at 8.87 mills since 2022, representing a 16% decrease from the 10.5 mills rate in 2015.

Property owners in Fulton County should note that actual tax rates vary by location within the county due to additional assessments from school districts, municipal governments, and special taxing districts. The combined effective rate typically ranges from approximately 1.5% to 2.5% of assessed value when including all taxing jurisdictions. Assessment values in Pennsylvania are based on market value, and unlike some states, Pennsylvania does not impose a statewide assessment cap, though individual counties may implement their own policies.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Fulton County General Fund8.87County operations, justice, public safety (FY 2025)
School DistrictVaries by districtLocal school district millage (typically 15-25 mills)
MunicipalVaries by municipalityBorough/township taxes where applicable
Special DistrictsVariesFire districts, library districts, other special assessments

Note: The county rate of 8.87 mills applies to fiscal year 2025 and has remained unchanged since 2022. School district and municipal rates vary significantly by location within Fulton County. Property owners should contact their local tax collector or visit the county assessor's office for complete rate information specific to their property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Fulton County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Fulton County are additional property tax assessments that occur when there are changes to a property's ownership, improvements, or assessed value outside the regular assessment cycle. Common triggers include new construction, major renovations, property transfers, or corrections to assessment records. When supplemental taxes are issued, they are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year remaining.

For example, if a property owner completes a $100,000 home addition in March and the county assesses the improvement, a supplemental tax bill would be issued covering April through the end of the fiscal year. The supplemental amount would be calculated as: (New Assessment - Old Assessment) × Combined Tax Rate × Months Remaining ÷ 12. Property owners typically receive supplemental bills within 60-90 days of the triggering event and payment is generally due within 30 days of the bill date.

Example Calculation

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Available Homestead Credit: -$1,500 (requires application)
  • Net Taxable Value: $298,500
  • Combined Tax Rate: 20 mills (estimated county + school + municipal)
  • Annual Tax: $5,970
  • Monthly Escrow: $497.50

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Available Senior Citizen Credit: -$2,000 (requires application)
  • Net Taxable Value: $598,000
  • Combined Tax Rate: 22 mills (estimated with higher school district rate)
  • Annual Tax: $13,156
  • Monthly Escrow: $1,096.33

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • No Credits Applied: $0
  • Net Taxable Value: $1,000,000
  • Combined Tax Rate: 24 mills (estimated with all district taxes)
  • Annual Tax: $24,000
  • Monthly Escrow: $2,000

Note: Tax credits shown require separate applications and income/eligibility verification. Actual rates vary by specific location within Fulton County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Fulton County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders may require escrow regardless of down payment amount. Lenders collect monthly escrow payments along with principal and interest, depositing funds into a separate escrow account. The lender analyzes the account annually to ensure adequate funds are available for tax payments and adjusts monthly payments accordingly.

Property tax bills in Fulton County are typically mailed in late spring, with payment due dates varying by taxing jurisdiction. Lenders generally pay taxes directly to the appropriate tax collectors before the due dates to avoid penalties. Property owners should verify that their lender has received tax bills and made timely payments, as the property owner remains ultimately responsible for tax obligations even when using escrow services. If taxes are paid outside of escrow, owners must provide proof of payment to their lender to avoid escrow shortfall calculations.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Fulton County for FY 2025? A: Payment due dates vary by taxing jurisdiction within Fulton County. County taxes are typically due by specific deadlines set by the tax collector, while school district and municipal taxes may have different due dates. Contact your local tax collector for exact deadlines applicable to your property.

Q: What tax credits are available and do they require application? A: Pennsylvania offers several tax credit programs that require separate applications, including Homestead/Farmstead exclusions, Senior Citizen rebates, and disabled veteran credits. These are credits that reduce your tax bill, not exemptions. Applications must be filed with the appropriate office and are NOT automatic.

Q: How does the Homestead credit work? A: The Homestead exclusion caps assessment increases rather than reducing market value. It limits how much your assessed value can increase year-over-year (typically 10% annually). You must file an application to receive this benefit - it is not automatically applied.

Q: How often are properties reassessed in Fulton County? A: Pennsylvania counties conduct periodic county-wide reassessments, though the schedule varies. Property owners receive notice before reassessment and have appeal rights. Contact the Fulton County Assessment Office for the current reassessment schedule.

Q: What are the penalties for late property tax payments? A: Late payment penalties and interest rates are set by individual tax collectors and vary by jurisdiction within Fulton County. Penalties typically begin accruing after the due date and can include both percentage-based fees and interest charges.

Q: Can I pay property taxes online? A: Online payment options vary by tax collector within Fulton County. Contact your specific county, school district, and municipal tax collectors to determine available electronic payment methods for each tax bill.

Q: What happens if I don't pay property taxes? A: Unpaid property taxes can result in upset sales where properties are sold to recover delinquent taxes. Fulton County conducts upset sales periodically, with the next scheduled for September 22, 2025, at 10:30 A.M. at the Court House in McConnellsburg.

Q: How do I appeal my property assessment? A: Assessment appeals in Fulton County must be filed by September 1st annually. Contact the Fulton County Assessment Office for appeal forms and procedures. You may need to provide evidence of comparable property values or professional appraisals to support your appeal.

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