Q: When are property taxes due in Cumberland County for the 2025 tax year?
A: Due dates vary by municipality within Cumberland County. Most areas have taxes due in two installments, typically around April and October, but contact your local tax collector for specific dates as they vary by school district and municipality.
Q: What tax credits are available and do they require applications?
A: Pennsylvania's Homestead/Farmstead Exclusion (Act 50) may be available for owner-occupied properties. This credit requires a separate application and caps annual assessment increases rather than reducing market value. Applications must be filed with your local assessor's office and are NOT automatic.
Q: How does the Homestead credit work in Cumberland County?
A: The Homestead credit limits annual assessment increases to a maximum percentage (typically 10% per year) rather than reducing your property's assessed value. You must apply annually or as required by your local assessor. It does not reduce your property's market value assessment.
Q: When are properties reassessed in Cumberland County?
A: Pennsylvania does not mandate regular reassessment schedules. Cumberland County conducts reassessments periodically, but there is no set annual schedule. Properties may be individually reassessed upon sale or significant improvements.
Q: What is the penalty for late property tax payments?
A: Late payment penalties vary by tax collector and municipality within Cumberland County. Typically, penalties range from 5-10% of unpaid taxes, with additional interest charges. Contact your specific tax collector for exact penalty structures.
Q: Can I pay property taxes online in Cumberland County?
A: Online payment options vary by municipality and tax collector within Cumberland County. Many areas offer online payment through their tax collector's website or third-party services. Check with your local tax collector for available payment methods.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the Cumberland County Board of Assessment Appeals within specific deadlines, typically within 40 days of receiving an assessment notice. Contact the Assessment Office at (717) 240-6370 for appeal procedures and deadlines.
Q: Why did my taxes increase for 2025?
A: The Cumberland County Commissioners approved a proposed 4% increase in county taxes for 2025. Additionally, your school district and municipality may have separate rate increases. Special district assessments and individual property reassessments can also affect your total bill.
Q: What happens if I don't pay my property taxes?
A: Unpaid property taxes become liens against your property. After a specified period (varies by municipality), properties may be subject to tax sale proceedings where the taxing authority can sell the property to recover unpaid taxes, penalties, and interest.
Q: Do I need to file for tax credits each year?
A: Most tax credits, including Homestead exemptions, require initial applications with your local assessor's office. Some may require annual renewal while others remain in effect until property ownership changes. Contact your assessor to confirm renewal requirements for specific credits.
