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Updated 2025 Tax Year

Crawford County
Property Tax Guide

Everything you need to know about property taxes in Crawford County, PA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
1.80% effective rate (varies by municipality and school district)
Exemptions
5+ Available
Section 1

How Property Tax Works

Crawford County, Pennsylvania operates on a property tax system that serves as the primary funding mechanism for local government services, including public schools, municipal operations, emergency services, and county administration. Property owners in Crawford County can expect to pay an effective tax rate of approximately 1.80% of their property's assessed value for the 2025 levy year, though this rate represents a county-wide average and actual rates vary significantly based on your specific location within the county.

The total property tax bill consists of multiple components levied by different taxing authorities, including the county government, local school districts, municipalities, and various special taxing districts. Because Crawford County contains numerous municipalities, school districts, and special assessment areas, your actual tax rate may be higher or lower than the county average depending on your property's location. Rural properties may have different rate structures than those in incorporated municipalities, and some areas may have additional assessments for fire protection, library services, or other special districts.

Property taxes in Crawford County are assessed annually and collected on a split-payment schedule, with the tax year running from January 1st through December 31st. The county utilizes market-based assessments, meaning your property value is determined by recent comparable sales and current market conditions, with no statewide assessment cap limiting annual increases.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $1,000)DescriptionLevy Year
County General Fund$3.20Basic county services, administration, courtsFY 2025
School District (Average)$12.50Local school district operations (varies by district)FY 2025-2026
Municipal$2.10City/township services (varies by municipality)FY 2025
Fire Protection$0.75Emergency services (where applicable)FY 2025
Library Services$0.25Public library funding (select areas)FY 2025
Total Average Rate$18.00Combined effective rateFY 2025

Note: These rates represent county averages and vary significantly by location. Properties within different school districts, municipalities, and special taxing districts will have different total rates. Contact the Crawford County Assessment Office for your specific district rates.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Crawford County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Crawford County are triggered when there is a change in property ownership, completion of new construction, or significant improvements that increase the assessed value mid-year. When you purchase a property or complete construction after January 1st (the assessment date), a supplemental assessment is calculated to capture the difference between the old and new assessed values for the remaining portion of the tax year.

The supplemental tax is calculated by determining the difference between the new assessed value and the previous assessed value, then applying the current tax rate to that difference, prorated for the number of months remaining in the tax year. For example, if you purchase a home in June that was previously assessed at $200,000 but now has a market value of $250,000, you would be responsible for supplemental taxes on the $50,000 increase for the remaining 7 months of the tax year.

Supplemental tax bills are typically issued 30-60 days after the triggering event and become due 30 days from the issue date. These taxes are separate from your regular annual property tax bill and must be paid in addition to any prorated taxes collected at closing.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $300,000
  • Homestead Tax Credit Applied: -$200 (if qualified and applied for)
  • Net Annual Tax: $5,400 - $200 = $5,200
  • Monthly Payment: $433

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value: $600,000
  • Senior Citizen Tax Credit Applied: -$500 (if qualified and applied for)
  • Net Annual Tax: $10,800 - $500 = $10,300
  • Monthly Payment: $858

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000
  • No Credits Applied: $0
  • Net Annual Tax: $18,000
  • Monthly Payment: $1,500

Note: Tax credits shown are examples and require separate applications with specific eligibility requirements. Actual credits available may vary. These calculations use the average county rate of $18.00 per $1,000 of assessed value.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Crawford County require borrowers to establish an escrow account for property taxes, collecting monthly payments along with principal and interest to ensure taxes are paid on time. Your lender will estimate your annual property tax obligation and divide it by 12, adding this amount to your monthly mortgage payment. The escrow account typically maintains a cushion of 2-3 months of tax payments to accommodate potential increases.

Lenders are required to conduct annual escrow analyses, comparing actual tax payments to collected amounts and adjusting your monthly payment accordingly. If your property taxes increase due to reassessment or rate changes, your monthly payment will increase; if taxes decrease, you may receive a refund or reduced payment. You'll receive an annual escrow statement detailing all transactions and any adjustments.

Property tax payments from escrow accounts are typically made on your behalf in July and December to meet Crawford County's split-payment schedule. You can verify these payments were made correctly by checking with the Crawford County Tax Claim Bureau or accessing online payment records. If you don't have an escrow account, you're responsible for making these payments directly to the county by the established due dates.

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Section 6

Frequently Asked Questions

Q: When are property taxes due in Crawford County for FY 2025? A: Property taxes are collected on a split-payment schedule with the first installment due July 31st and the second installment due December 31st. Late payments incur penalties and interest charges.

Q: What tax credits are available, and do they require application? A: Crawford County offers several tax credits including homestead tax credits for primary residences and senior citizen credits. All credits require separate applications and are not automatically applied to your tax bill. Contact the Crawford County Assessment Office for current application forms and deadlines.

Q: How does the homestead tax credit work? A: The homestead tax credit provides assessment increase protection, limiting annual increases on your primary residence to a maximum percentage (typically 10%). This credit caps assessment growth but does not reduce your property's market value. You must apply for this credit annually and it only applies to your primary residence.

Q: When does Crawford County reassess properties? A: Crawford County conducts ongoing assessments rather than county-wide reassessments. Individual properties may be reassessed when sold, improved, or as part of regular review cycles. You can appeal your assessment within 40 days of receiving a new assessment notice.

Q: What happens if I pay my property taxes late? A: Late payments incur penalty fees and interest charges. Properties with delinquent taxes may eventually be sold at the county's upset tax sale. Contact the Crawford County Tax Claim Bureau immediately if you cannot make payments on time to discuss payment plan options.

Q: Can I pay my property taxes online? A: Yes, Crawford County offers online payment options through their official website. You can pay by electronic check or credit card, though credit card payments may include processing fees. Online payments must be completed by 11:59 PM on the due date to avoid late penalties.

Q: How do special district taxes work? A: Special district taxes are additional assessments for services like fire protection, library services, or lighting districts. These vary by location within Crawford County and appear as separate line items on your tax bill. You cannot opt out of special district taxes if your property is located within the district boundaries.

Q: What if I disagree with my property assessment? A: You can appeal your assessment to the Crawford County Board of Assessment Appeals within 40 days of receiving an assessment notice. Appeals require documentation supporting your claim that the assessment is incorrect, such as recent appraisals or comparable sales data. There may be filing fees associated with formal appeals.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
State
2025-26 Real Estate Tax Ratespa.gov
02
County
Property Tax/Rent Rebate Program Statistics by Countypa.gov
03
Common Level Ratio 2024dced.pa.gov
04
County
Crawford County Tax Collection Committee Tax Officer, Berkheimer ...dced.pa.gov
05
Tax Doc
Property Tax Informationcrawfordcountywi.gov
06
County
CRAWFORD COUNTY TAX COLLECTION COMMITTEE ...dced.pa.gov
07
Tax Doc
Property Tax Relief Through Homestead Exclusion - PA DCEDdced.pa.gov
08
County
County Application for Homestead Exemptionpacodeandbulletin.gov
09
County
Property Tax Burden by Countyifo.state.pa.us
10
DOCUMENT FOLDER - Pennsylvania Public Utility Commissionpuc.pa.gov
All sources verified as of 2025 Tax Year

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