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Updated 2025 Tax Year

Clearfield County
Property Tax Guide

Everything you need to know about property taxes in Clearfield County, PA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
14.50 mills county base rate (varies by school district and municipality)
Exemptions
5+ Available
Section 1

How Property Tax Works

Clearfield County, Pennsylvania operates under the state's property tax system, which serves as the primary funding mechanism for local government services, schools, and special districts. Property taxes in Clearfield County fund essential services including public education, emergency services, road maintenance, and county operations. The county uses a millage-based system where property taxes are calculated based on assessed values and local tax rates.

Property tax rates in Clearfield County vary significantly by location within the county due to different school districts, municipal authorities, and special taxing districts. The county-wide base rate is 14.50 mills for the 2025-2026 fiscal year, but your total tax rate will depend on your specific location and the combination of county, municipal, school district, and any special district taxes that apply to your property. Assessed values in Clearfield County are typically set at approximately 25% of market value as determined by the Clearfield County Tax Assessment Office.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County Base Rate14.50Clearfield County general operations (FY 2025-2026)
School DistrictVariesLocal school district taxes (rates vary by district)
MunicipalVariesCity, borough, or township taxes
Special DistrictsVariesFire districts, library districts, other special assessments

Note: The total effective tax rate varies by location within Clearfield County. School district rates typically represent the largest component of your total property tax bill. Special taxing districts such as fire protection districts or municipal authorities may add additional mills to your total rate. Contact the Clearfield County Tax Assessment Office for your specific location's complete rate breakdown.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Clearfield County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Clearfield County are additional tax assessments that occur when there are changes to property ownership, improvements, or new construction after the regular assessment period. These taxes are triggered by events such as property transfers, completion of new construction, additions to existing structures, or correction of assessment errors discovered during the tax year.

Supplemental taxes are calculated based on the difference between the previous assessed value and the new assessed value, prorated for the remaining months in the tax year. For example, if you complete a $100,000 home addition in July and your assessment increases by $25,000 (25% of market value), you would owe supplemental taxes on that $25,000 increase for the remaining 9 months of the fiscal year. The Clearfield County Tax Assessment Office determines when supplemental assessments are necessary and issues separate tax bills for these amounts.

Example Calculation

Example 1: $300,000 Market Value Home

  • Market Value: $300,000
  • Assessed Value (25%): $75,000
  • Less Homestead Credit: -$18,000 (example, requires application)
  • Net Taxable Value: $57,000
  • Tax Rate: 35 mills (example combined rate)
  • Annual Tax: $1,995
  • Monthly (Escrow): $166

Example 2: $600,000 Market Value Home

  • Market Value: $600,000
  • Assessed Value (25%): $150,000
  • Less Homestead Credit: -$18,000 (requires application)
  • Net Taxable Value: $132,000
  • Tax Rate: 35 mills (example combined rate)
  • Annual Tax: $4,620
  • Monthly (Escrow): $385

Example 3: $1,000,000 Market Value Home

  • Market Value: $1,000,000
  • Assessed Value (25%): $250,000
  • Less Homestead Credit: -$18,000 (requires application)
  • Net Taxable Value: $232,000
  • Tax Rate: 35 mills (example combined rate)
  • Annual Tax: $8,120
  • Monthly (Escrow): $677

Note: Tax credits shown require separate applications and are not automatic. Actual tax rates vary by specific location within the county.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Clearfield County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects monthly property tax payments along with your mortgage payment and holds these funds in escrow until tax payments are due. Lenders typically collect 1/12th of your estimated annual property tax bill each month, plus an additional cushion amount as allowed by federal law.

Property tax payments from escrow accounts are typically made twice annually, with the first installment due by April 1st and the second installment due by October 1st for the 2025-2026 fiscal year. Your lender will receive tax bills directly and make payments on your behalf. You should receive an annual escrow analysis showing how your escrow funds were used and any adjustments needed for the coming year. It's important to verify that your lender has correct information about any tax credits you've applied for, as this affects your total tax obligation and required escrow collections.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Clearfield County? A: For fiscal year 2025-2026, the first installment is due by April 1, 2026, and the second installment is due by October 1, 2026.

Q: What tax credits are available and do they require applications? A: Pennsylvania offers homestead and farmstead tax credits that require separate applications. These credits are not automatic and must be applied for through your local taxing authorities. The homestead credit typically caps assessment increases rather than reducing your current assessed value.

Q: How does the homestead tax credit work? A: The homestead credit limits annual assessment increases on your primary residence, typically to a maximum percentage each year. This credit requires filing an application and only applies to your primary residence. It does not reduce your current market value but caps future assessment growth.

Q: How often are properties reassessed in Clearfield County? A: Clearfield County conducts periodic county-wide reassessments, but there is no set schedule. Individual properties may be reassessed when sold, improved, or upon appeal. Assessment ratios are maintained at approximately 25% of market value.

Q: What are the penalties for late property tax payments? A: Late payments typically incur interest charges and penalties. Contact the tax collector for your specific municipality for exact penalty rates and collection procedures.

Q: Can I pay my property taxes online? A: Online payment options vary by municipality within Clearfield County. Check with your local tax collector or visit the Clearfield County website for available electronic payment methods.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Clearfield County Board of Assessment Appeals within specific time frames after receiving your assessment notice. Contact the Clearfield County Assessment Office for appeal procedures and deadlines.

Q: Why do tax rates vary within Clearfield County? A: Total tax rates depend on your location within various taxing districts including school districts, municipalities, and special districts like fire protection or library districts. Each district sets its own millage rate, resulting in different total rates throughout the county.

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