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Updated 2025 Tax Year

Cameron County
Property Tax Guide

Everything you need to know about property taxes in Cameron County, PA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.424393% base rate (varies by district with school and municipal additions)
Exemptions
4+ Available
Section 1

How Property Tax Works

Cameron County, Pennsylvania operates on a property tax system that serves as the primary funding mechanism for essential local services, including public schools, county operations, emergency services, and community infrastructure projects. For the FY 2025-2026 tax year, Cameron County has implemented its third consecutive property tax rate reduction, bringing the current rate to 0.424393%. This reduction reflects the county's commitment to providing taxpayer relief while maintaining quality services and infrastructure.

Property owners in Cameron County should note that actual tax rates can vary significantly depending on your specific location within the county due to overlapping special taxing districts, including school districts, municipal authorities, and other local service areas. The county has also prioritized employee compensation with consecutive salary increases and enhanced benefits, demonstrating fiscal responsibility while investing in public service quality. Property taxes in Cameron County are assessed based on current market values without a statewide assessment cap, making it essential for property owners to understand their obligations and available tax relief options.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Base County Rate0.424393%FY 2025-2026 general county operations and services
School District LevyVaries by districtLocal school district funding (rate varies by specific district)
Municipal TaxesVaries by municipalityCity, borough, or township taxes where applicable
Special AssessmentsVaries by locationFire districts, sewer authorities, or other special service areas
Total Effective Rate~0.8-1.2%Combined rate varies by property location and applicable districts

Note: The rates shown are for the FY 2025-2026 levy year. Cameron County has reduced its base rate by 0.25 cents over the past three years. Property owners should verify their specific total rate by contacting the Cameron County Tax Assessment Office, as special taxing districts create significant variation in total tax burden depending on property location within the county.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Cameron County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Cameron County are additional tax assessments that occur when there are changes to property ownership, value, or use during the current tax year. The most common triggers include ownership transfers (such as home sales), new construction completion, major renovations that increase property value, or changes in property use classification. When these events occur, the county assessor recalculates the property's assessed value and applies the current tax rate to determine any additional tax owed for the remaining portion of the tax year.

For example, if you purchase a home in Cameron County in July 2025 that was previously assessed at $200,000 but now appraises at $350,000, a supplemental assessment would be issued for the increased value of $150,000. The supplemental tax would be calculated as: $150,000 × 0.424393% (county rate) plus applicable school and municipal rates × 6/12 months (remaining tax year) = additional tax due. Supplemental tax bills are typically issued 30-60 days after the triggering event and have separate due dates from regular annual property tax bills.

Example Calculation

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applicable): -$18,000 assessment reduction
  • Net Taxable Value: $282,000
  • Annual Tax (at 1.0% effective rate): $2,820
  • Monthly Escrow: $235

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applicable): -$18,000 assessment reduction
  • Net Taxable Value: $582,000
  • Annual Tax (at 1.0% effective rate): $5,820
  • Monthly Escrow: $485

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • Less: Senior Citizen Tax Credit (if qualified): -$500 tax credit
  • Net Taxable Value: $1,000,000
  • Annual Tax (at 1.0% effective rate): $10,000
  • Less: Applied Senior Credit: -$500
  • Final Annual Tax: $9,500
  • Monthly Escrow: $792

Note: Credits shown require separate applications and approval. Homestead credits typically cap assessment increases rather than reduce market value. Contact Cameron County Assessment Office for current credit amounts and application requirements.

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Section 5

Escrow & Property Taxes

Most Cameron County property owners with mortgages have their property taxes collected through escrow accounts managed by their mortgage lender. Your lender estimates annual property tax obligations and divides this amount into monthly payments added to your mortgage payment. The lender holds these funds in a separate escrow account and pays your property taxes directly to Cameron County when due on January 31st of each year.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected, and may adjust your monthly payment if property taxes increase or decrease. You should receive an annual escrow statement showing tax payments made on your behalf and any account surplus or shortage. Property owners are responsible for verifying that their lender pays taxes on time, as you remain ultimately liable for any unpaid property taxes. If you pay taxes directly (without escrow), remember that Cameron County property taxes for 2025 are due by January 31, 2026, with delinquency beginning February 1, 2026. Late payments incur penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Cameron County property taxes due for the current tax year? A: Property taxes for 2025 are due by January 31, 2026. If January 31 falls on a weekend or holiday, the due date extends to the next business day. Delinquency begins February 1, 2026, with penalties and interest applied to late payments.

Q: What tax credits are available to Cameron County property owners? A: Pennsylvania offers several tax credits including Homestead Credits and Senior Citizen Credits. The Homestead Credit typically limits assessment increases rather than reducing property value, while Senior Credits provide direct tax bill reductions. All credits require separate applications and are not automatically applied.

Q: How do I apply for the Homestead Credit and what does it do? A: The Homestead Credit must be applied for through the Cameron County Assessment Office. Rather than reducing your property's assessed value, it typically caps annual assessment increases (often to 10% or less). Application deadlines vary, so contact the assessment office for current forms and deadlines.

Q: How often are properties reassessed in Cameron County? A: Pennsylvania law requires periodic reassessments, but schedules vary by county. Contact the Cameron County Assessment Office for the current reassessment schedule and to understand how it may affect your property taxes.

Q: What happens if I disagree with my property assessment? A: Property owners can appeal their assessments through the Cameron County Board of Assessment Appeals. Appeals typically have strict deadlines following assessment notices, so act quickly if you believe your assessment is incorrect.

Q: Are there payment plan options for delinquent taxes? A: Cameron County may offer installment payment plans for qualified taxpayers experiencing financial hardship. Contact the Tax Collector's office immediately if you cannot pay by the due date to discuss available options before penalties accrue.

Q: Can I pay my property taxes online? A: Contact the Cameron County Tax Collector's office to inquire about online payment options, accepted payment methods, and any associated convenience fees for electronic payments.

Q: How do special taxing districts affect my property tax bill? A: Your total property tax includes Cameron County taxes plus any applicable school district, municipal, and special district taxes (fire, sewer, etc.). The combination varies significantly based on your property's location within the county, which is why effective rates range from approximately 0.8% to 1.2% countywide.

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