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Updated 2025 Tax Year

Curry County
Property Tax Guide

Everything you need to know about property taxes in Curry County, OR. Rates, due dates, exemptions, and how it affects your monthly payment.

8 Official Sources
8 min read
Quick Facts
Tax Rate
Base rate $0.5996 per $1,000 assessed value, total effective rates typically 0.8%-1.3% varying by taxing districts
1st Due
Nov 15
2nd Due
May 15
Exemptions
5+ Available
Section 1

How Property Tax Works

Curry County property taxes are the primary source of funding for essential local services including schools, fire protection, libraries, and county operations. Property taxes in Oregon are assessed annually as of January 1st for the fiscal year running from July 1st through June 30th. For the 2025-2026 tax year, Curry County's base permanent tax rate is $0.5996 per $1,000 of assessed value, though your actual tax rate will likely be higher due to additional levies from local taxing districts.

The total effective tax rate varies significantly by location within Curry County, typically ranging from approximately 0.8% to 1.3% of assessed value, depending on which school districts, fire districts, library districts, and other special taxing districts serve your property. Each property receives a unique tax statement reflecting the specific combination of taxing districts that provide services to that location, making it important to review your individual tax statement for your exact rate and payment schedule.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $1,000)Description
County Permanent Rate$0.5996Base county operations and services
School District LeviesVariesK-12 education funding (varies by district)
Fire District LeviesVariesFire protection and emergency services
Library District LeviesVariesPublic library services
Port District LeviesVariesPort operations (if applicable)
Other Special DistrictsVariesWater, sewer, parks, and other local services

Rates shown are for FY 2025-2026. Your total tax rate depends on which combination of special taxing districts serve your specific property location. School district levies typically represent the largest component after the county base rate, and can vary significantly between districts within Curry County.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Curry County, property taxes are due in two installments:

First Installment
Nov 15
Delinquent after Dec 10
Second Installment
May 15
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes are additional property tax bills issued when there is a change in ownership or new construction that increases a property's assessed value during the tax year. In Curry County, supplemental taxes are calculated based on the difference between the old and new assessed values, multiplied by the applicable tax rate, and prorated for the remaining months in the fiscal year.

For example, if you purchase a home in December 2025 and the assessed value increases from $400,000 to $500,000, you would receive a supplemental tax bill for the $100,000 increase in value, calculated at your property's tax rate and prorated for the remaining 6 months of the fiscal year (January through June 2026). New construction projects that add value during the tax year will also trigger supplemental assessments once the improvements are completed and assessed by the county.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Homestead Exemption (if qualified): $0 (Oregon uses assessment growth limits, not exemptions)
  • Net Taxable Value: $300,000
  • Estimated Tax Rate: 1.1% ($11.00 per $1,000)
  • Annual Tax: $3,300
  • Monthly Escrow: $275

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Applicable Credits (if any): $0 (credits require separate application)
  • Net Taxable Value: $600,000
  • Estimated Tax Rate: 1.0% ($10.00 per $1,000)
  • Annual Tax: $6,000
  • Monthly Escrow: $500

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Applicable Credits (if any): $0 (credits require separate application)
  • Net Taxable Value: $1,000,000
  • Estimated Tax Rate: 0.95% ($9.50 per $1,000)
  • Annual Tax: $9,500
  • Monthly Escrow: $792

Note: All tax credits require separate application and approval. Rates vary by specific location and taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Curry County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects monthly escrow payments along with your mortgage payment, then pays your property taxes directly to the county when due. Curry County mails tax statements to both the property owner and mortgage company when an escrow account is established.

Lenders typically collect escrow payments based on the previous year's tax bill plus a small cushion for potential increases. When your tax bill changes significantly, your lender will adjust your monthly escrow payment accordingly. You should receive an annual escrow analysis from your lender showing the account balance and any adjustments. If you pay your own taxes, remember that Curry County offers three installment payment options with due dates of November 15th, February 16th, and May 15th for the 2025-2026 tax year.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Curry County property taxes due for 2025-2026? A: Property taxes can be paid in three installments: November 15, 2025; February 16, 2026; and May 15, 2026. You may also pay the full amount by the first due date.

Q: What property tax credits are available and do they require application? A: Oregon offers various property tax credits including senior/disabled citizen deferral programs, veterans' exemptions, and farm/forest land special assessments. All credits and exemptions require separate applications filed with the county assessor, typically by April 1st for the following tax year.

Q: How does Oregon's property tax system limit assessment increases? A: Oregon uses Measure 50 limits that generally cap assessed value increases at 3% per year, regardless of market value changes. This is not an exemption you apply for - it's built into the assessment system.

Q: How often are properties reassessed in Curry County? A: All properties are assessed annually as of January 1st. However, the assessed value may not increase more than 3% per year under Measure 50, even if market value increases more than that amount.

Q: What happens if I pay my property taxes late? A: Interest begins accruing on unpaid taxes after each due date. Contact the Curry County Tax Collector for current penalty and interest rates.

Q: Can I pay my property taxes online? A: Contact the Curry County Tax Collector's office to inquire about current online payment options. In-office payments accept cash, check, cashier's check, or money orders.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Curry County Board of Property Tax Appeals by December 31st of the tax year. Contact the county assessor's office for appeal forms and procedures.

Q: Why did my tax bill change if my assessment stayed the same? A: Even with the same assessed value, your tax bill can change due to voter-approved bonds, levies, or changes in local improvement districts that affect your property's tax rate.

Q: What are special district taxes on my bill? A: These are taxes for local services like fire protection, schools, libraries, and ports. The specific districts on your bill depend on your property's location within Curry County.

Q: Do I need to file for the homestead exemption each year? A: Oregon doesn't have a traditional homestead exemption. Assessment growth limitations under Measure 50 are automatic and don't require annual applications.

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