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Updated 2025 Tax Year

Coos County
Property Tax Guide

Everything you need to know about property taxes in Coos County, OR. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by location due to special districts, school districts, and fire districts - base county rate plus additional assessments
1st Due
Oct 25
2nd Due
Nov 15
Exemptions
5+ Available
Section 1

How Property Tax Works

Coos County, Oregon operates on a property tax system that serves as the primary funding mechanism for essential local services including schools, fire protection, law enforcement, libraries, and county operations. Property owners receive their annual tax bills on or before October 25th each year, with taxes calculated based on the assessed value of their property multiplied by the applicable tax rate for their specific location.

The effective property tax rate in Coos County varies significantly by location within the county due to different combinations of special taxing districts, school districts, fire districts, and other local service areas. While the base county rate provides a foundation, property owners may also pay additional assessments for school bonds, urban renewal districts, library districts, and other special services depending on where their property is located. This district-based system means that two similar properties in different areas of Coos County can have substantially different tax obligations.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $1,000)Description
Base County Rate$0.0600Approved June 2025 for FY 2025-2026
School DistrictsVariesDependent on local school district boundaries
Fire DistrictsVariesBased on fire protection service area
Library DistrictsVariesWhere applicable by district
Special AssessmentsVariesUrban renewal, bonds, local improvements

Note: The actual tax rate for any property depends on the combination of taxing districts serving that location. Total effective rates typically range from approximately 1.0% to 1.5% of assessed value countywide. Property owners should consult their tax statement for the specific rate applicable to their property location within Coos County's various taxing districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Coos County, property taxes are due in two installments:

First Installment
Oct 25
Delinquent after Dec 10
Second Installment
Nov 15
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Coos County are triggered by changes in property ownership, new construction, or property improvements that increase assessed value during the tax year. When these events occur, the county assessor calculates additional taxes based on the increased assessment value prorated for the remaining portion of the tax year.

For example, if a property owner completes a $100,000 home addition in January, and their effective tax rate is 1.2%, they would owe approximately $1,200 in supplemental taxes for that improvement ($100,000 × 0.012). This supplemental bill would be issued separately from the regular annual tax bill and would have its own payment due dates, typically allowing 30 days from the date of billing for payment.

Example Calculation

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applied): -$3,000 (example on first $250,000)
  • Net Taxable Value: $297,000
  • Tax Rate: 1.15% (varies by district)
  • Annual Tax: $3,416
  • Monthly Escrow: $285

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applied): -$3,000 (cap applies)
  • Net Taxable Value: $597,000
  • Tax Rate: 1.20% (varies by district)
  • Annual Tax: $7,164
  • Monthly Escrow: $597

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if applied): -$3,000 (cap applies)
  • Net Taxable Value: $997,000
  • Tax Rate: 1.25% (varies by district)
  • Annual Tax: $12,463
  • Monthly Escrow: $1,039

Note: Tax credits require separate application and are not automatically applied. Actual rates vary by specific taxing district combination.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Coos County require property tax escrow accounts for borrowers, collecting monthly payments along with principal and interest to ensure tax obligations are met. Lenders typically collect 1/12th of the annual tax bill each month, plus an additional cushion amount as allowed by federal regulations.

Given Coos County's three-installment payment schedule (November 15, February 15, and May 15), lenders must carefully manage escrow accounts to ensure sufficient funds are available for each payment deadline. Property owners should verify that their lender has current tax bill information, as assessment changes or tax rate adjustments can affect required escrow payments. The county provides online access to current tax information that borrowers can share with their lenders to ensure accurate escrow calculations throughout the year.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Coos County for FY 2025-2026? A: Property taxes are due in three installments: November 15, 2025; February 15, 2026; and May 15, 2026. If the due date falls on a weekend, the deadline extends to the next business day.

Q: What tax credits are available and do they require application? A: Coos County may offer homestead tax credits up to $250,000 of assessed value by ordinance or resolution. All tax credits require separate application and are NOT automatically applied. Applications must be submitted before April 1st with a $250 filing fee.

Q: How does the Homestead Credit work? A: The Homestead Credit caps assessment increases rather than reducing market value. It requires annual filing and helps limit year-over-year assessment growth on qualifying primary residences. This is a tax credit that reduces your tax bill, not an exemption that reduces assessed value.

Q: When are properties assessed in Coos County? A: Property assessments are conducted annually with values established as of January 1st for the following tax year. Assessment notices are typically mailed in spring, with appeal deadlines clearly stated on the notice.

Q: What are the penalties for late payment? A: Oregon law provides for interest and penalties on delinquent property taxes. Specific penalty rates and collection procedures are established by state statute and county policy.

Q: Can I pay my property taxes online? A: Yes, Coos County provides online payment options through their tax office website. Check the official Coos County Tax Office website for current payment portal access and accepted payment methods.

Q: Why do tax rates vary within Coos County? A: Tax rates vary because properties are served by different combinations of school districts, fire districts, library districts, and special service districts. Each district adds its own tax rate component to fund local services.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed within the deadline specified on your assessment notice, typically in late spring or early summer. Contact the Coos County Assessor's office for specific appeal procedures and required documentation.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Summary of Property Tax Collections 224.22 KBco.coos.or.us
02
fileddouglascountyor.gov
03
Oregon - Local standards: Housing and utilitiesirs.gov
04
County
Paying Your Property Taxes - Coos County, ORco.coos.or.us
05
County
Update on Coos County Property Tax Statements Involving ...northbendoregon.gov
06
County
CITY OF NORTH BEND COOS COUNTY, OREGONnorthbendoregon.us
07
County
Exemptions | Coos County, ORco.coos.or.us
08
Tax Doc
Chapter 307 — Property Subject to Taxation; Exemptionsoregonlegislature.gov
09
Tax Doc
Application for Real and Personal Property Tax Exemptionco.coos.or.us
10
County
Tax | Coos County, ORco.coos.or.us
All sources verified as of 2025 Tax Year

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