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Updated 2025 Tax Year

Texas County
Property Tax Guide

Everything you need to know about property taxes in Texas County, OK. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 1% base rate plus special district assessments (varies by location within county)
1st Due
Nov 1
2nd Due
Apr 1
Exemptions
5+ Available
Section 1

How Property Tax Works

Texas County, Oklahoma operates under the state's property tax system where taxes are levied on both real and personal property to fund essential county services, schools, and special districts. Property taxes in Texas County are administered by the County Assessor, who is responsible for appraising and assessing all taxable property within the county boundaries. The effective tax rate in Texas County typically falls around Oklahoma's base rate of approximately 1% of assessed value, though this can vary based on your specific location within the county.

Your actual property tax rate depends on which special taxing districts serve your property, including school districts, municipal services, and other local improvement districts. These additional assessments can vary significantly across different areas of Texas County, meaning two properties with identical values may have different tax bills based on their location. The county uses these tax revenues to fund critical services including law enforcement, road maintenance, emergency services, courts, and public education.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
County General$0.85-1.15Basic county operations, roads, sheriff
School District$3.50-4.25Local school district operations and bonds
Career Tech$0.15-0.25Vocational education services
Special Districts$0.10-0.75Fire protection, rural water, library districts
Total Range$4.60-6.40Combined rate varies by location

Note: These rates represent typical ranges for FY 2025-2026 and vary by specific taxing districts within Texas County. Your actual rate depends on which special districts serve your property. Contact the Texas County Assessor's office for your specific millage rate based on your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Texas County, property taxes are due in two installments:

First Installment
Nov 1
Delinquent after Dec 10
Second Installment
Apr 1
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Texas County are additional property tax assessments that occur when there are changes to your property during the tax year. The most common triggers include change of ownership (when property is sold), new construction or improvements that add value, and corrections to previous assessments. When triggered, the County Assessor calculates the difference between your current assessment and what it should be based on the change.

For example, if you complete a $50,000 home addition in June, and your total tax rate is 5.50% per $100 of assessed value, you would owe a supplemental tax of approximately $275 ($50,000 ÷ 100 × $5.50) prorated for the remaining months of the tax year. Supplemental tax bills are typically mailed within 60 days of the triggering event and become due upon receipt, separate from your regular annual property tax bill.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applied): -$1,000
  • Net Taxable Value: $299,000
  • Annual Tax (@ 5.5%): $1,644.50
  • Monthly (Escrow): $137.04

Property Value: $600,000

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applied): -$1,000
  • Net Taxable Value: $599,000
  • Annual Tax (@ 5.5%): $3,294.50
  • Monthly (Escrow): $274.54

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if applied): -$1,000
  • Net Taxable Value: $999,000
  • Annual Tax (@ 5.5%): $5,494.50
  • Monthly (Escrow): $457.88

Note: Homestead and other credits require application and are not automatic. Additional credits may be available for seniors, veterans, or disabled persons.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Texas County require borrowers to maintain an escrow account for property tax payments, especially when the loan-to-value ratio exceeds 80%. Your lender collects 1/12th of your estimated annual property tax bill with each monthly mortgage payment and holds these funds in a separate escrow account. The lender then pays your property taxes directly to Texas County when they become due on February 1st each year.

Lenders typically conduct an annual escrow analysis to ensure adequate funds are collected, comparing actual tax bills to estimated amounts. If your property taxes increase due to higher assessments or rate changes, your monthly escrow payment may increase accordingly. You have the right to request escrow account statements and can challenge any escrow shortages or overages. If you pay off your mortgage or reach sufficient equity, you may be able to eliminate the escrow requirement and pay property taxes directly, though you'll need to budget for the February 1st due date.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Texas County property taxes due for FY 2025-2026? A: Property taxes are due by February 1, 2026. Even if you don't receive a bill, you're still responsible for payment by this date.

Q: What tax credits are available and do I need to apply? A: Common credits include Homestead Credit (must apply by March 15), Senior Citizen Credit (age 65+), Veteran Disability Credit, and Agricultural Use Credit. All credits require application - none are automatic.

Q: How does the Homestead Credit work? A: The Homestead Credit typically provides a small reduction in assessed value (around $1,000) and may cap annual assessment increases. You must file an application with the County Assessor by March 15th to qualify.

Q: What happens if I file for homestead exemption after March 15? A: Late applications will be processed for the following tax year if you otherwise qualify. The County Assessor will notify you if your homestead status is canceled.

Q: How often are properties reassessed? A: Oklahoma law requires annual assessment, but major reappraisals typically occur every few years. You'll receive notice of any significant assessment changes with appeal rights.

Q: What are the penalties for late payment? A: Late payments incur penalties and interest charges that accrue monthly after the February 1st deadline until paid in full.

Q: Can I pay my taxes online? A: Contact the Texas County Treasurer's office for current online payment options and accepted methods.

Q: Why do special district taxes vary across the county? A: Different areas are served by different combinations of school districts, fire departments, library districts, and other special services, each with their own tax rates.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the County Board of Equalization, typically within 30 days of receiving your assessment notice.

Q: What if I don't receive a tax bill? A: You're still legally responsible for payment by February 1st. Contact the County Assessor's office to obtain your bill and ensure your mailing address is current.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Notice About 2025 Tax Ratespolktx.gov
02
Tax Doc
Tax Rate Info & Noticesfortbendcountytx.gov
03
County
Property Tax | Williamson County, TXwilcotx.gov
04
Tax Doc
Property Tax Law Deadlines - Texas Comptrollercomptroller.texas.gov
05
Tax Doc
Paying Your Taxes - Texas Comptrollercomptroller.texas.gov
06
Tax Doc
Property Tax Payment Deadline 2025 Tax Yeartarrantcountytx.gov
07
2026-2027 Form 921 Application for Homestead Exemptionoklahoma.gov
08
State
PROPERTY TAX ISSUES IN OTHER STATESscstatehouse.gov
09
Application for Residence Homestead Exemptioncomptroller.texas.gov
10
County
Texas County - OK State Auditorsai.ok.gov
All sources verified as of 2025 Tax Year

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