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Updated 2025 Tax Year

Major County
Property Tax Guide

Everything you need to know about property taxes in Major County, OK. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
1.406% effective rate (varies by taxing districts including school, fire, library districts)
Exemptions
4+ Available
Section 1

How Property Tax Works

Major County, Oklahoma operates on a property tax system that funds essential local services including schools, county operations, emergency services, and infrastructure maintenance. Property taxes are the primary revenue source for these vital community services. For the 2025 tax year, the effective property tax rate in Major County is approximately 1.406%, though this can vary significantly based on your specific location within the county.

Property tax rates in Major County are not uniform countywide. Your actual tax rate depends on which special taxing districts serve your property, including school districts, fire districts, library districts, and other local service areas. This means two properties with identical assessed values in different parts of the county may have different tax bills. The county assessor determines property values, while various taxing entities set their individual mill levies that combine to create your total tax rate.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General0.00356Basic county operations and services
School District0.00750Local school district operations (varies by district)
Career Tech0.00125Career and technology education
Emergency Medical0.00075Emergency medical services
Fire District0.00100Fire protection services (where applicable)
Total Base Rate0.01406Combined rate for FY 2025-2026

Note: This reflects the base rate structure for FY 2025-2026. Individual school districts and special districts may have additional voter-approved bond issues or assessments that increase the total rate. Your actual rate may be higher or lower depending on your specific taxing districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Major County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Major County are additional property tax bills issued when there's a change in property ownership or significant improvements made to existing property during the tax year. These situations trigger a reassessment that can result in a higher assessed value, creating additional tax liability for the remaining portion of the fiscal year.

Common triggers include purchasing property, completing new construction, adding significant improvements like additions or pools, or splitting/combining parcels. The supplemental tax is calculated by taking the difference between the new assessed value and the previous assessed value, multiplying by the applicable tax rate, then prorating for the remaining months in the fiscal year. For example, if you purchase a home in January that was previously assessed at $150,000 but now appraises at $200,000, you would owe supplemental taxes on the $50,000 increase for the remaining months of the fiscal year at your district's tax rate.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (11.5%): $34,500
  • Less: Homestead Credit: -$5,000 (if applied for)
  • Net Taxable Value: $29,500
  • Annual Tax ($29,500 × 0.01406): $415
  • Monthly Escrow: $35

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (11.5%): $69,000
  • Less: Homestead Credit: -$5,000 (if applied for)
  • Net Taxable Value: $64,000
  • Annual Tax ($64,000 × 0.01406): $900
  • Monthly Escrow: $75

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (11.5%): $115,000
  • Less: Homestead Credit: -$5,000 (if applied for)
  • Net Taxable Value: $110,000
  • Annual Tax ($110,000 × 0.01406): $1,547
  • Monthly Escrow: $129

Note: Homestead credit requires annual application and is not automatic. Additional credits may be available for seniors, disabled veterans, or other qualifying circumstances.

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Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects 1/12th of your estimated annual property tax bill with each monthly mortgage payment, holding these funds in a separate escrow account. The lender then pays your property taxes directly to Major County when they become due.

Property taxes in Major County are typically paid in two installments, with the first half due in November and the second half due by April 10th. Your lender will make these payments on your behalf from your escrow account. Lenders are required to provide annual escrow statements showing the activity in your account and may adjust your monthly escrow amount based on actual tax bills and account balance. If you pay off your mortgage or refinance, you become responsible for making tax payments directly to the county treasurer's office.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Major County for FY 2025-2026? A: Property taxes are paid in two installments. The first installment is typically due in November, and the second installment must be paid by April 10th. Late payments incur a 10% penalty plus a $23 collection fee.

Q: What homestead tax credit is available and how do I apply? A: Oklahoma offers a homestead credit of up to $5,000 on assessed value for your primary residence. This credit requires an application filed with the Major County Assessor's office by March 15th for the current tax year. The homestead also caps assessment increases to help limit property tax growth.

Q: Are there other tax credits available in Major County? A: Yes, additional credits may be available for senior citizens, disabled veterans, disabled persons, and surviving spouses. All credits require separate applications with specific documentation and deadlines. Contact the Major County Assessor's office for current eligibility requirements and application procedures.

Q: How is my property's assessed value determined? A: Oklahoma assesses residential property at 11.5% of market value. The county assessor reappraises properties periodically to reflect current market conditions. You'll receive a notice if your assessed value changes significantly.

Q: Can I appeal my property assessment? A: Yes, property owners can appeal their assessment to the Major County Board of Equalization. Appeals must typically be filed by a specific deadline after receiving your assessment notice, usually in early spring.

Q: What happens if I pay my property taxes late? A: Late payments incur a 10% penalty plus a $23 collection fee. If taxes remain unpaid, the property may eventually be subject to tax lien sale proceedings.

Q: Can I pay property taxes online? A: Many Oklahoma counties offer online payment options. Contact the Major County Treasurer's office or visit their website to confirm available online payment methods and any associated convenience fees.

Q: Why did my property tax bill increase even though tax rates stayed the same? A: Property tax bills can increase due to rising property values, loss of temporary exemptions or credits, new special district assessments, or changes in your property (additions, improvements, etc.). The homestead credit helps limit assessment increases for qualifying homeowners.

Q: Do special districts affect my tax rate? A: Yes, your location within Major County determines which special taxing districts serve your property. These may include school districts, fire districts, library districts, or other local service areas, each with their own mill levy that adds to your total tax rate.

Q: How do I know which taxing districts apply to my property? A: Your annual property tax statement lists all taxing entities that apply to your property. You can also contact the Major County Assessor's office to determine which districts serve your specific address.

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